Current through Register Vol. 50, No. 9, September 20, 2024
A. The
following acts or practices when committed on a military installation by an
insurer or insurance producer with respect to the in-person, face-to-face
solicitation of life insurance are declared to be false, misleading, deceptive
or unfair:
1. knowingly soliciting the
purchase of any life insurance product "door to door" or without first
establishing a specific appointment for each meeting with the prospective
purchaser;
2. soliciting service
members in a group or "mass" audience or in a "captive" audience where
attendance is not voluntary;
3.
knowingly making appointments with or soliciting service members during their
normally scheduled duty hours;
4.
making appointments with or soliciting service members in barracks, day rooms,
unit areas, or transient personnel housing or other areas where the
installation commander has prohibited solicitation;
5. soliciting the sale of life insurance
without first obtaining permission from the installation commander or the
commander's designee;
6. posting
unauthorized bulletins, notices or advertisements;
7. failing to present DD Form 2885,
Personal Commercial Solicitation Evaluation, to service
members solicited or encouraging service members solicited not to complete or
submit a DD Form 2885;
8. knowingly
accepting an application for life insurance or issuing a policy of life
insurance on the life of an enlisted member of the United States Armed Forces
without first obtaining for the insurer's files a completed copy of any
required form which confirms that the applicant has received counseling or
fulfilled any other similar requirement for the sale of life insurance
established by regulations, directives or rules of the DOD or any branch of the
Armed Forces.
B. The
following acts or practices when committed on a military installation by an
insurer or insurance producer constitute corrupt practices, improper influences
or inducements and are declared to be false, misleading, deceptive or unfair:
1. using DOD personnel, directly or
indirectly, as a representative or agent in any official or business capacity
with or without compensation with respect to the solicitation or sale of life
insurance to service members;
2.
using an insurance producer to participate in any United States Armed Forces
sponsored education or orientation program.
AUTHORITY NOTE:
Promulgated in accordance with
R.S.22:3,
22:1211,
22:1214; and
the Administrative Procedure Act,
R.S.
49:950 et
seq.
