Louisiana Administrative Code
Title 37 - INSURANCE Part
Part XI - Rules
Chapter 49 - Emergency Rule 49-Suspension of Certain Statutes Regarding Cancellations, Terminations, Non-Renewals and Nonreinstatements, Premium Payments, Claim Filings and Related Provisions Regarding Any and All Insurance Matters Affecting Insureds in Louisiana Caused by the State of Emergency Declared by Governor Jeff Landry on September 9, 2024, Due to Hurricane Francine
Section XI-4907 - Renewal

A. The renewal conditions of all kinds of insurance enumerated in §4903 that are subject to renewal after the effective date of Emergency Rule 49 are suspended and shall be deferred until the expiration of Emergency Rule 49 as provided for in §4949. All policies subject to renewal after the effective date of Emergency Rule 49 shall continue in full force and effect at the previously established premium until the expiration of Emergency Rule 49 as provided for in §4949. The previously established premium for renewals by authorized insurers shall be based on the rate structure, rating plan and manual rules that are approved by the commissioner of Insurance, regardless of whether their effective date was before or during Emergency Rule 49. The previously established premium by authorized insurers for renewals of commercial deregulated insurance policies shall be based on the rate structure, rating plan and manual rules set forth in any filing submitted to the commissioner of Insurance before or during Emergency Rule 49.