Louisiana Administrative Code
Title 37 - INSURANCE Part
Part XI - Rules
Chapter 49 - Emergency Rule 49-Suspension of Certain Statutes Regarding Cancellations, Terminations, Non-Renewals and Nonreinstatements, Premium Payments, Claim Filings and Related Provisions Regarding Any and All Insurance Matters Affecting Insureds in Louisiana Caused by the State of Emergency Declared by Governor Jeff Landry on September 9, 2024, Due to Hurricane Francine
Section XI-4903 - Applicability and Scope

A. Emergency Rule 49 shall apply to any and all kinds of insurance set forth in R.S. 22:47, including, but not limited to, life, vehicle, liability, workers' compensation, burglary and forgery, fidelity, title, fire and allied lines, steam boiler and sprinkler leakage, crop, marine and transportation, miscellaneous, homeowners, credit life, credit health and accident, credit property and casualty, annuity, surety, and industrial fire. The applicability of Emergency Rule 49 to health and accident insurance is specified in §4903.B.

B. Emergency Rule 49 shall apply to any and all kinds of health and accident insurance, including, but not limited to, group and individual health and accident insurance, limited benefit insurance, Medicare supplement insurance, Medicare select insurance, HMOs, PPOs, MCOs except those subject only to licensure and financial solvency regulation pursuant to R.S. 22:1016, excess loss insurance, stop loss insurance, disability income insurance, short-term health insurance, long-term care insurance, and any and all other health insurance.

C. Section §4915 and Section §4927.B of Emergency Rule 49 shall apply to only those kinds of insurance provided for in §4903.A and those types of insurers specified in §4901.B.

D. Sections §4913, §4919, §4921, §4925, §4927.A, §4931, §4933, and §4935 of Emergency Rule 49 shall apply only to those kinds of insurance provided for in §4903.B and those health insurance issuers specified in §4901.C.

E. All provisions of Emergency Rule 49 not expressly limited in §4903.C and D shall apply to all types of insurers and all kinds of insurance as defined in §4901 and §4903.

F. Nothing in §4903 shall be interpreted to apply the provisions of Emergency Rule 49 to policies of insurance issued for the benefit of insureds not subject to the Benefits, Entitlements, and Protections enumerated in §4901.