Kansas Administrative Regulations
Agency 40 - INSURANCE DEPARTMENT
Article 3 - FIRE AND CASUALTY INSURANCE
Section 40-3-40 - Fire and casualty insurance; unfair rate discrimination; certain acts and practices included

Universal Citation: KS Admin Regs 40-3-40

Current through Register Vol. 43, No. 39, September 26, 2024

(a) Unfair rate discrimination practices between individuals of the same rating class, as prohibited by K.S.A. 40-953 and amendments thereto, shall include the following:

(1) Refusing to insure;

(2) refusing to continue to insure;

(3) limiting the amount, extent, or kind of coverage available to an individual; and

(4) charging an individual a different rate for the same coverage solely because of the geographic location of the risk.

(b) When an act or practice is permitted by rate filings in accordance with K.S.A. 40-955 and amendments thereto, the provisions of subsection (a) shall not apply.

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