Indiana Administrative Code
Title 68 - INDIANA GAMING COMMISSION
Article 10 - CONDUCT OF GAMING
Rule 10 - Baccarat and Mini Baccarat
Section 10-14 - Dealing additional cards in the game of baccarat and mini baccarat

Universal Citation: 68 IN Admin Code 10-14

Current through September 18, 2024

Authority: IC 4-33-4-1; IC 4-33-4-2; IC 4-33-4-3

Affected: IC 4-33

Sec. 14.

(a) After the initial four (4) cards are dealt, the dealer calling the game shall announce the point count of the player's hand. After the dealer takes and places the cards of the banker's hand in front of the banker, the dealer shall announce the point count of the banker's hand.

(b) After the point counts of each hand are announced, the dealer shall instruct the curator in baccarat or shall determine in mini baccarat, whether to deal a third card to each hand based on the following:

(1) If the player's hand has a point count total of zero (0) to five (5), the player's hand must draw an additional card.

(2) If the player's hand has a point count total of six (6) or seven (7), the player's hand stands.

(3) If either the player's or the banker's hand is an eight (8) or nine (9), this is a natural and no more cards shall be dealt to either hand.

(4) If the point count total of the banker's hand is zero (0) to seven (7) inclusive, the player's hand shall draw unless the player has a natural eight (8) or a natural nine (9).

(5) If the point count total of the banker's hand is three (3), the banker's hand will draw a third card if the player's third card is zero (0) to nine (9), excluding eight (8).

(6) If the point count total of the banker's hand is four (4), the banker's hand will draw a third card if the player's third card is a two (2) to seven (7) inclusive.

(7) If the point count total of the banker's hand is five (5), the banker's hand will draw a third card if the player's third card is four (4) to seven (7) inclusive.

(8) If the point count total of the banker's hand is six (6), the banker's hand will draw a third card if the player's third card is a six (6) or seven (7).

(9) If the point count total of the banker's hand is zero (0) through five (5) inclusive, the banker's hand must draw an additional card if the two (2) card total of the player's hand is a six (6) or a seven (7).

(10) If the point count total of the player's hand is a six (6) and the bank has a six (6), a tie is the result.

(11) If the point count of the banker's two (2) card hand is zero (0) through two (2) inclusive, the banker's hand will always draw a third card unless the player's two (2) card point count is a natural eight (8) or a natural nine (9).

(c) Any third card required to be dealt at the direction of the dealer shall first be dealt face upwards to the player's hand and then to the banker's hand if necessary by the curator or the dealer.

(d) In no event shall more than one (1) additional card be dealt to either hand in the game of baccarat or mini baccarat.

(e) Whenever the cutting card appears during play, the cutting card will be removed and placed to the side and the hand will be completed. Upon completion of the hand, the dealer shall announce "Last hand". At the completion of one (1) more hand, no more cards will be dealt until the reshuffle occurs.

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