Illinois Administrative Code
Title 50 - INSURANCE
Part 919 - IMPROPER CLAIMS PRACTICE
Section 919.60 - Improper Practices or Procedures for all Insurance Companies

Universal Citation: 50 IL Admin Code ยง 919.60

Current through Register Vol. 48, No. 12, March 22, 2024

a) No company shall indicate to an insured on a payment draft, check or in any accompanying letter that said payment is "final" or "a release" of any claim unless the policy limit has been paid or there is a bonafide dispute either over coverage or the amount payable under the policy.

b) No company shall make any statement, written or oral, requiring an insured to complete a proof of loss in less time than is provided in the policy.

c) No company shall make any statement requiring an insured to give written notice of loss within a specified time so that the company is relieved of its obligations under a policy if such time limit is not complied with, unless such a statement is made after the insured's unreasonable failure to give written notice.

d) No company shall request or require any insured to submit to a polygraph examination. The use of examinations under oath, sworn statements or similar procedures shall not be so restricted, if authorized under the applicable insurance contracts.

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