Illinois Administrative Code
Title 50 - INSURANCE
Part 202 - MORTGAGE GUARANTY INSURANCE
ILLUSTRATION A - Unearned Premium Factor to be Applied to Premiums In Force on Valuation Date

Universal Citation: 50 IL Admin Code ยง ILLUSTRATION A
Current through Register Vol. 48, No. 12, March 22, 2024

Contract Year Current at Valuation Date

2 Year Coverage Period

3 Year Coverage Period

4 Year Coverage Period

5 Year Coverage Period

6 Year Coverage Period

1

88.8 %

93.9 %

95.7 %

96.5 %

97.0 %

2

38.7 %

66.7 %

76.4 %

81.0 %

83.7 %

3

22.9 %

45.3 %

56.0 %

62.2 %

4

14.5 %

31.3 %

41.1 %

5

9.8 %

22.7 %

6

7.1 %

7

8

9

10

11

12

13

14

15

Contract Year Current at Valuation Date

7 Year Coverage Period

8 Year Coverage Period

9 Year Coverage Period

10 Year Coverage Period

11 Year Coverage Period

1

97.3 %

97.5 %

97.7 %

97.7%

97.8 %

2

85.4 %

86.5 %

87.3 %

87.6 %

87.9 %

3

66.2 %

68.8 %

70.4 %

71.3 %

71.9 %

4

47.4 %

51.3 %

53.8 %

55.3 %

56.1 %

5

31.0 %

36.2 %

39.4 %

41.3 %

42.5 %

6

17.1 %

23.3 %

27.2 %

29.5 %

30.9 %

7

5.4%

12.5 %

16.9 %

19.6 %

21.2 %

8

3.8%

8.6 %

11.6 %

13.3 %

9

2.5%

5.6 %

7.5%

10

1.6%

3.4 %

11

0.9%

12

13

14

15

Contract Year Current at Valuation Date

12 Year Coverage Period

13 Year Coverage Period

14 Year Coverage Period

15 Year Coverage Period

1

97.8%

97.8%

97.8%

97.8%

2

88.1 %

88.1%

88.2 %

88.2%

3

72.3 %

72.5 %

72.6 %

72.6%

4

56.7 %

57.1 %

57.2 %

57.3 %

5

43.2 %

43.7 %

43.9 %

44.0 %

6

31.8 %

32.3 %

32.7 %

32.8 %

7

22.1 %

22.8 %

23.2 %

23.3%

8

14.4 %

15.1 %

15.5 %

15.7 %

9

8.6%

9.3 %

9.9 %

10.1 %

10

4.6 %

5.4%

6.0%

6.2%

11

2.1%

2.9%

3.5 %

3.7%

12

0.6 %

1.3%

1.9%

2.1%

13

0.4%

0.9%

0.5 %

14

0.3 %

0.1%

15

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