Illinois Administrative Code
Title 50 - INSURANCE
Part 1409 - VALUATION OF LIFE INSURANCE POLICIES INCLUDING THE USE OF SELECT MORTALITY FACTORS
ILLUSTRATION B - Male, Non-Smoker
Issue |
Duration |
|||||||||||||||||||
Age |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
19 |
20+ |
0-15 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
16 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
17 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
18 |
93 |
95 |
96 |
98 |
99 |
100 |
100 |
90 |
92 |
92 |
92 |
92 |
95 |
95 |
96 |
97 |
98 |
98 |
99 |
100 |
19 |
80 |
81 |
83 |
86 |
87 |
87 |
79 |
79 |
79 |
81 |
81 |
82 |
83 |
83 |
86 |
89 |
92 |
94 |
97 |
100 |
20 |
65 |
68 |
69 |
72 |
74 |
69 |
69 |
67 |
69 |
70 |
71 |
71 |
72 |
72 |
75 |
80 |
85 |
90 |
95 |
100 |
21 |
63 |
66 |
68 |
71 |
66 |
66 |
67 |
66 |
67 |
70 |
70 |
70 |
71 |
71 |
73 |
78 |
84 |
89 |
95 |
100 |
22 |
62 |
65 |
66 |
62 |
63 |
64 |
64 |
64 |
67 |
68 |
68 |
68 |
70 |
70 |
73 |
78 |
84 |
89 |
95 |
100 |
23 |
60 |
62 |
58 |
60 |
62 |
62 |
63 |
63 |
64 |
67 |
68 |
68 |
67 |
69 |
71 |
77 |
83 |
88 |
94 |
100 |
24 |
59 |
55 |
56 |
58 |
59 |
60 |
61 |
61 |
63 |
65 |
67 |
66 |
66 |
69 |
71 |
77 |
83 |
88 |
94 |
100 |
25 |
52 |
53 |
55 |
56 |
58 |
58 |
60 |
60 |
61 |
64 |
64 |
64 |
64 |
67 |
70 |
76 |
82 |
88 |
94 |
100 |
26 |
51 |
53 |
55 |
56 |
58 |
60 |
61 |
61 |
61 |
63 |
64 |
64 |
66 |
69 |
67 |
74 |
80 |
87 |
93 |
100 |
27 |
51 |
52 |
55 |
58 |
60 |
60 |
61 |
61 |
62 |
63 |
64 |
66 |
67 |
66 |
67 |
74 |
80 |
87 |
93 |
100 |
28 |
49 |
52 |
57 |
58 |
60 |
61 |
63 |
62 |
62 |
64 |
66 |
66 |
63 |
66 |
68 |
74 |
81 |
87 |
94 |
100 |
29 |
49 |
51 |
57 |
60 |
61 |
61 |
62 |
62 |
63 |
64 |
66 |
63 |
65 |
67 |
68 |
74 |
81 |
87 |
94 |
100 |
30 |
49 |
51 |
57 |
60 |
61 |
62 |
63 |
63 |
63 |
64 |
62 |
63 |
66 |
68 |
70 |
76 |
82 |
88 |
94 |
100 |
31 |
47 |
50 |
57 |
60 |
60 |
62 |
63 |
64 |
64 |
62 |
63 |
65 |
67 |
70 |
71 |
77 |
83 |
88 |
94 |
100 |
32 |
46 |
50 |
57 |
60 |
62 |
63 |
64 |
64 |
62 |
63 |
65 |
66 |
68 |
71 |
72 |
78 |
83 |
89 |
94 |
100 |
33 |
45 |
49 |
56 |
60 |
62 |
63 |
64 |
62 |
63 |
65 |
66 |
68 |
71 |
73 |
74 |
79 |
84 |
90 |
95 |
100 |
34 |
43 |
48 |
56 |
62 |
63 |
64 |
62 |
62 |
65 |
66 |
67 |
70 |
72 |
74 |
74 |
79 |
84 |
90 |
95 |
100 |
35 |
41 |
47 |
56 |
62 |
63 |
61 |
62 |
63 |
66 |
67 |
68 |
70 |
72 |
74 |
75 |
80 |
85 |
90 |
95 |
100 |
36 |
40 |
47 |
56 |
62 |
59 |
61 |
62 |
63 |
66 |
67 |
68 |
70 |
72 |
74 |
75 |
80 |
85 |
90 |
95 |
100 |
37 |
38 |
45 |
56 |
58 |
59 |
61 |
62 |
63 |
66 |
67 |
67 |
69 |
71 |
73 |
74 |
79 |
84 |
90 |
95 |
100 |
38 |
38 |
45 |
53 |
58 |
61 |
62 |
63 |
65 |
65 |
67 |
68 |
70 |
72 |
74 |
73 |
78 |
84 |
89 |
95 |
100 |
39 |
37 |
41 |
53 |
58 |
61 |
62 |
63 |
64 |
65 |
67 |
68 |
70 |
71 |
73 |
73 |
78 |
84 |
89 |
95 |
100 |
40 |
34 |
41 |
53 |
58 |
61 |
62 |
63 |
64 |
64 |
66 |
67 |
69 |
71 |
73 |
72 |
78 |
83 |
89 |
94 |
100 |
41 |
34 |
41 |
53 |
58 |
61 |
61 |
62 |
62 |
63 |
65 |
65 |
67 |
69 |
71 |
71 |
77 |
83 |
88 |
94 |
100 |
42 |
34 |
43 |
53 |
58 |
60 |
61 |
62 |
61 |
61 |
63 |
64 |
66 |
67 |
69 |
71 |
77 |
83 |
88 |
94 |
100 |
43 |
32 |
43 |
53 |
58 |
60 |
61 |
60 |
60 |
60 |
60 |
62 |
64 |
66 |
68 |
69 |
75 |
81 |
88 |
94 |
100 |
44 |
32 |
44 |
52 |
57 |
59 |
60 |
60 |
59 |
59 |
58 |
60 |
62 |
65 |
67 |
69 |
75 |
81 |
88 |
94 |
100 |
45 |
32 |
44 |
52 |
57 |
59 |
60 |
59 |
57 |
57 |
57 |
59 |
61 |
63 |
66 |
68 |
74 |
81 |
87 |
94 |
100 |
46 |
32 |
42 |
50 |
54 |
56 |
57 |
57 |
56 |
55 |
56 |
59 |
61 |
63 |
65 |
67 |
74 |
80 |
87 |
93 |
100 |
47 |
30 |
40 |
48 |
52 |
54 |
55 |
55 |
54 |
54 |
55 |
59 |
61 |
62 |
63 |
66 |
73 |
80 |
86 |
93 |
100 |
48 |
30 |
40 |
46 |
49 |
51 |
52 |
53 |
53 |
54 |
55 |
57 |
61 |
62 |
63 |
63 |
70 |
78 |
85 |
93 |
100 |
49 |
29 |
39 |
43 |
48 |
50 |
51 |
50 |
51 |
53 |
54 |
57 |
61 |
61 |
62 |
62 |
70 |
77 |
85 |
92 |
100 |
50 |
29 |
37 |
52 |
45 |
47 |
48 |
49 |
50 |
51 |
54 |
57 |
61 |
61 |
61 |
61 |
69 |
77 |
84 |
92 |
100 |
51 |
27 |
35 |
40 |
43 |
45 |
47 |
48 |
50 |
51 |
53 |
57 |
60 |
61 |
61 |
62 |
70 |
77 |
85 |
92 |
100 |
52 |
27 |
34 |
39 |
42 |
44 |
45 |
48 |
49 |
50 |
53 |
56 |
60 |
60 |
62 |
62 |
70 |
77 |
85 |
100 |
100 |
53 |
25 |
31 |
37 |
41 |
44 |
45 |
47 |
49 |
50 |
51 |
56 |
59 |
61 |
61 |
62 |
70 |
77 |
100 |
100 |
100 |
54 |
25 |
30 |
36 |
39 |
43 |
44 |
47 |
48 |
49 |
51 |
55 |
59 |
59 |
61 |
62 |
70 |
100 |
100 |
100 |
100 |
55 |
24 |
29 |
35 |
38 |
42 |
43 |
45 |
48 |
49 |
50 |
56 |
58 |
59 |
61 |
62 |
100 |
100 |
100 |
100 |
100 |
56 |
23 |
29 |
35 |
38 |
42 |
42 |
44 |
47 |
48 |
50 |
55 |
57 |
58 |
59 |
100 |
100 |
100 |
100 |
100 |
100 |
57 |
23 |
28 |
35 |
38 |
42 |
42 |
43 |
45 |
47 |
49 |
53 |
55 |
56 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
58 |
22 |
28 |
33 |
37 |
41 |
41 |
43 |
45 |
45 |
47 |
51 |
53 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
59 |
22 |
26 |
33 |
37 |
41 |
41 |
42 |
44 |
44 |
46 |
50 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
60 |
20 |
26 |
33 |
37 |
41 |
40 |
41 |
42 |
42 |
45 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
61 |
20 |
26 |
33 |
37 |
41 |
40 |
41 |
42 |
42 |
75 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
62 |
19 |
25 |
32 |
38 |
40 |
40 |
41 |
42 |
75 |
75 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
63 |
19 |
25 |
33 |
36 |
40 |
40 |
41 |
75 |
75 |
75 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
64 |
18 |
24 |
32 |
36 |
39 |
40 |
75 |
75 |
75 |
75 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
65 |
18 |
24 |
32 |
36 |
39 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
66 |
18 |
24 |
32 |
36 |
60 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
67 |
18 |
24 |
32 |
60 |
60 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
68 |
18 |
24 |
55 |
60 |
60 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
69 |
18 |
52 |
55 |
60 |
60 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
70 |
48 |
52 |
55 |
60 |
60 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
71 |
48 |
52 |
55 |
60 |
60 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
72 |
48 |
52 |
55 |
60 |
60 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
73 |
48 |
52 |
55 |
60 |
60 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
74 |
48 |
52 |
55 |
60 |
60 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
75 |
48 |
52 |
55 |
60 |
60 |
65 |
70 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
76 |
48 |
52 |
55 |
60 |
60 |
65 |
70 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
77 |
48 |
52 |
55 |
60 |
60 |
65 |
70 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
78 |
48 |
52 |
55 |
60 |
60 |
65 |
70 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
79 |
48 |
52 |
55 |
60 |
60 |
65 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
80 |
48 |
52 |
55 |
60 |
60 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
81 |
48 |
52 |
55 |
60 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
82 |
48 |
52 |
55 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
83 |
48 |
52 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
84 |
48 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
85+ |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |
100 |