Idaho Administrative Code
Title IDAPA 18 - Insurance, Department of
Rule 18.04.15 - RULES GOVERNING SHORT-TERM HEALTH INSURANCE COVERAGE
Section 18.04.15.021 - RENEWAL AND REISSUANCE

Universal Citation: ID Admin Code 18.04.15.021

Current through August 31, 2023

01. Enhanced Short-term Plans Renewals. (3-31-22)

a. A policy is to be renewable at the option of the enrollee, consistent with Section 41-5207, Idaho Code. (3-31-22)

b. No new application or questions concerning the health or medical condition of the covered individuals may be requested to effectuate the renewal. (3-31-22)

c. A policy is not to be renewable beyond thirty-six (36) consecutive months. (3-31-22)

d. Upon exhaustion of a policy's renewability due to duration or age, the policyholder is eligible for enrollment into fully renewable coverage, including all of the current carrier's QHPs, when an enhanced short-term policy has been in effect for at least eleven (11) months. Timely notification of eligibility is to be provided to the policyholder plus the notification of any offer of reissuance. (3-31-22)

02. Enhanced Short-term Plans Reissuances. Upon exhausting renewability due to duration or age, the following provisions apply to reissuance: (3-31-22)

a. No new application or questions concerning the health or medical condition of the covered individuals may be requested for reissuance. (3-31-22)

b. The reissuance premium rate is a change in premium rate subject to IDAPA 18.04.13.036.17. (3-31-22)

03. Nonrenewable Coverage. Carriers are not to renew nonrenewable short-term coverage and are not to reissue or replace nonrenewable short-term coverage issued by the same or another carrier. (3-31-22)

Disclaimer: These regulations may not be the most recent version. Idaho may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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