Idaho Administrative Code
Title IDAPA 18 - Insurance, Department of
Rule 18.04.15 - RULES GOVERNING SHORT-TERM HEALTH INSURANCE COVERAGE
Section 18.04.15.020 - ENROLLMENT
Universal Citation: ID Admin Code 18.04.15.020
Current through August 31, 2023
01. Enhanced Short-term Plans. There are two exclusive options for enhanced short-term plan enrollment. (3-31-22)
a. Year-round Enrollment. If a
carrier allows year-round enrollment in enhanced short-term plans, the
following provisions apply: (3-31-22)
i. A
preexisting condition exclusion period, as defined at Subsection
010.04, may be applied, subject
to Section
41-5208, Idaho Code.
(3-31-22)
ii. The policy is to be
offered on a plan year basis, not a calendar year basis.
(3-31-22)
b. Annual Open
Enrollment Period. If a carrier restricts enrollment in enhanced short-term
plans to an annual open enrollment period, the following apply: (3-31-22)
i. No preexisting condition exclusion period
may be applied. (3-31-22)
ii. The
beginning and ending dates of the open enrollment period are identical to those
for enrollment in QHPs, unless the Director allows an extension of the open
enrollment period for enhanced short-term plans after determining it is in the
public interest. (3-31-22)
iii.
Special enrollment periods are to be allowed to the same extent as QHP
enrollment. (3-31-22)
02. Nonrenewable Short-term Coverage. Nonrenewable short-term coverage is to be offered on a year-round basis. (3-31-22)
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