Idaho Administrative Code
Title IDAPA 18 - Insurance, Department of
Rule 18.04.11 - LONG-TERM CARE INSURANCE MINIMUM STANDARDS
Section 18.04.11.036 - REQUIREMENT TO DELIVER SHOPPER'S GUIDE
Universal Citation: ID Admin Code 18.04.11.036
Current through August 31, 2023
01. Approved Format. A long-term care insurance shopper's guide in the format developed by the National Association of Insurance Commissioners, or a guide developed or approved by the director, is provided to all prospective applicants of a long-term care insurance policy or certificate. (3-31-22)
a. In the case of producer solicitations, a
producer will deliver the shopper's guide prior to the presentation of an
application or enrollment form. (3-31-22)
b. In the case of direct response
solicitations, the shopper's guide will be presented in conjunction with any
application or enrollment form. (3-31-22)
02. Exceptions. Life insurance policies or riders containing accelerated long-term care benefits are not obligated to furnish the above-referenced guide, but furnish the policy summary prescribed under Section 41-4605(9), Idaho Code, Disclosure and Performance Standards for Long-Term Care Insurance. (3-31-22)
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