Idaho Administrative Code
Title IDAPA 18 - Insurance, Department of
Rule 18.02.02 - AUTOMOBILE INSURANCE POLICIES
Section 18.02.02.011 - MISREPRESENTATIONS IN THE APPLICATION

After properly notifying the insured, an insurer may cancel or refuse to renew a policy if the insurer has evidence the named insured or their legal representative made fraudulent or material misrepresentations, omissions, concealment of facts or incorrect statements in obtaining the policy and if the insurer in good faith would not have issued the policy or covered a particular hazard if the true facts had been made known to the insurer. This is not to be construed to allow the insurer to void or rescind coverage to prevent a recovery in the event of a loss otherwise insured by the policy. (4-6-23)