Idaho Administrative Code
Title IDAPA 18 - Insurance, Department of
Rule 18.01.01 - RULE TO IMPLEMENT THE PRIVACY OF CONSUMER FINANCIAL INFORMATION
Section 18.01.01.251 - PROVIDING OPT OUT NOTICE TO CONSUMERS AND COMPLYING WITH OPT OUT DIRECTION

Universal Citation: ID Admin Code 18.01.01.251

Current through August 31, 2023

01. Joint Relationships. If two (2) or more consumers jointly obtain an insurance product or service from a licensee, the licensee may provide a single opt out notice providing any of the joint consumers to exercise the right to opt out. The licensee may either: (3-31-22)

a. Treat an opt out direction by a joint consumer as applying to all of the associated joint consumers; or (3-31-22)

b. Permit each joint consumer to opt out separately. (3-31-22)

c. A licensee cannot require all joint consumers to opt out before it implements any opt out direction. (3-31-22)

02. Time to Comply with Opt Out. A licensee will comply with a consumer's opt out direction as soon as reasonably practicable after the licensee receives it. (3-31-22)

03. Continuing Right to Opt Out. A consumer may exercise the right to opt out at any time. (3-31-22)

04. Duration of Consumer's Opt Out Direction. (3-31-22)

a. A consumer's direction to opt out under Sections 250 and 251 is effective until the consumer revokes it in writing or, if the consumer agrees, electronically. (3-31-22)

b. If the individual subsequently establishes a new customer relationship with the licensee, the opt out direction that applied to the former relationship does not apply to the new relationship. (3-31-22)

05. Delivery. When a licensee is prescribed to deliver an opt out notice by Section 250, the licensee will deliver it according to Section 350. (3-31-22)

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