Hawaii Administrative Rules
Title 16 - DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS
Chapter 26 - EXAMINATION AND OFF-SITE MONITORING OF HAWAII FINANCIAL INSTITUTIONS
Subchapter 3 - EXAMINATION SCOPE AND FORMAT
Section 16-26-26 - Examination scope

The examination may be general in scope. Examiners may employ detailed work programs, procedures, and questionnaires to review every aspect of a depository institution's corporate affairs. The six key performance standards are: capital adequacy, asset quality, management competency, earnings, liquidity, and sensitivity to market risk. Examiners may also conduct specialized examinations which emphasize close scrutiny of specific areas of an institution's operations and minimize coverage in other areas, depending on an institution's operating and supervisory history.