Hawaii Administrative Rules
Title 16 - DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS
Chapter 23 - MOTOR VEHICLE INSURANCE LAW
Subchapter 13 - THE JOINT UNDERWRITING PLAN
Section 16-23-74 - Application for JUP, placement; reporting disposition

A person may apply for coverage under the JUP to any motor vehicle insurance producer who shall inform the applicant whether or not the applicant is eligible for JUP coverage.

Any eligible certified public assistance insured (CPAI) shall apply for motor vehicle insurance coverage directly to the servicing carrier of the insured's choice.

If the applicant qualifies for and desires JUP coverage, a producer who represents servicing carriers in the voluntary market shall use these servicing carriers in placing JUP applications, giving preference to the applicant's choice. A producer who does not represent any servicing carrier in the voluntary market may place the JUP insurance with an appropriate servicing carrier, giving preference to the applicant's choice. A producer licensed to write motor vehicle insurance shall automatically be licensed and authorized to bind eligible applicants on behalf of the JUP and shall communicate the fact of such binding directly to the affected servicing carrier.

A producer shall inform the commissioner in writing of each application for JUP coverage received by it, showing the disposition thereof, i.e., whether the application was denied (and the reason therefor) or approved, and if approved, the servicing carrier with which the application was placed - within two working days after the date of disposition. The commissioner may inquire into the propriety of any disposition and when indicated by the circumstances may, after affording the applicant, insurer, and any other affected persons an opportunity to be heard, take such action as may be appropriate.