Compilation of Rules and Regulations of the State of Georgia
Department 80 - RULES OF DEPARTMENT OF BANKING AND FINANCE
Chapter 80-14 - INSTALLMENT LOANS
Subject 80-14-5 - DISCLOSURE, CHARGES, AND MISCELLANEOUS
Rule 80-14-5-.05 - Debt Collection

Universal Citation: GA Rules and Regs r 80-14-5-.05

Current through Rules and Regulations filed through March 20, 2024

(1) In addition to the requirements of O.C.G.A. § 7-3-33, each non-employee debt collector utilized by a licensee must comply with the requirements of the Fair Debt Collection Practices Act ("FDCPA"), 18 U.S.C. 1692 et seq.

(2) Every licensee shall be presumed to know that any employee or agent of the licensee, which includes non-employee debt collectors utilized by the licensee, will be acting for and on behalf of the licensee in connection with the collection of any debt allegedly owed the licensee. Every licensee shall be responsible for compliance with O.C.G.A. § 7-3-33by the employee or agent in collecting or attempting to collect any debt allegedly owed to the licensee.

O.C.G.A. §§ 7-3-33, 7-3-51.

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