Compilation of Rules and Regulations of the State of Georgia
Department 80 - RULES OF DEPARTMENT OF BANKING AND FINANCE
ADMINISTRATIVE HISTORY
The Administrative History following each Rule gives the date on which the Rule was originally filed and its effective date, as well as the date on which any amendment or repeal was filed and its effective date. Principal abbreviations used in the Administrative History are as follows:
f. - filed
eff. - effective
R. - Rule (Abbreviated only at the beginning of the control number)
Ch. - Chapter (Abbreviated only at the beginning of the control number)
ER. - Emergency Rule
Rev. - Revised
Chapter 80-1-1, entitled "Establishment of Bank Office and Bank Facility" was filed and effective on June 30, 1965.
Chapter 80-1-2, entitled "Authority for Bank Services" was filed and effective on June 30, 1965.
Chapter 80-1-3, entitled "Books and Records" was filed and effective on June 30, 1965.
Chapter 80-1-4, entitled "Investment Securities" was filed and effective on June 30, 1965.
Chapter 80-1-5, entitled "Georgia Code Relating to Loans" was filed and effective on June 30, 1965.
Chapter 80-1-6, entitled "Real Estate Loans" was filed and effective on June 30, 1965.
Chapter 80-1-7, entitled "Legal Reserves" was filed and effective on June 30, 1965.
Chapter 80-2-1, entitled "Retention of Records of Credit Unions," containing Rule 80-2-1-.01, was filed and effective on June 30, 1965.
Chapter 80-2-2, entitled "Credit Union's Membership as a Part of a Cooperative Purchasing Group," containing Rule 80-2-2-.01, was filed and effective on June 30, 1965.
Chapter 80-3-1, entitled "Sale of Money Orders at Non-Banking Outlets," containing Rules 80-3-1-.01 through 80-3-1-.03, was filed and effective on June 30, 1965.
Chapter 80-1-8, entitled "Service Charges: Dormant Accounts, Cashiers Checks," containing Rules 80-1-8-.01 through 80-1-8-.04, has been adopted. Filed April 21, 1966; effective May 10, 1966.
Chapter 80-1-9, entitled "Retention of Records," containing Rule 80-1-9-.01, has been adopted. Filed May 9, 1967; effective May 28, 1967.
Rule 80-1-4-.01 has been repealed and a new Rule 80-1-4-.01 adopted. Filed August 21, 1967; effective September 10, 1967.
By Georgia Laws 1972, pp. 1015, 1045, the functions of the Department of Banking were transferred from the Office of Secretary of State to the Department of Banking and Finance, created by Georgia Laws 1972, pp. 1015 and 1045.
Chapter 80-1-1 has been repealed and a new Chapter 80-1-1, entitled "Application for Bank Charters, Offices, Facilities," containing Rules 80-1-1-.01 through 80-1-1-.03, adopted. Filed June 9, 1972; effective June 29, 1972.
Chapter 80-1-2, has been repealed and a new Chapter 80-1-2, entitled "Bank Service Contracts," containing Rules 80-1-2-.01 through 80-1-2-.03, adopted. Filed June 9, 1972; effective June 29, 1972.
Chapter 80-1-4 has been repealed and a new Chapter 80-1-4, of the same title, containing Rules 80-1-4-.01 through 80-1-4-.07, adopted. Filed June 9, 1972; effective June 29, 1972. Chapter 80-1-5, has been repealed and a new Chapter 80-1-5, entitled "Loans and Discounts", containing Rules 80-1-5-.01 and 80-1-5-.02, adopted. Filed June 9, 1972; effective June 29, 1972.
Chapter 80-1-6 has been repealed and a new Chapter 80-1-6, of the same title, containing Rules 80-1-6-.01 through 80-1-6-.06, adopted. Filed June 9, 1972; effective June 29, 1972.
Chapter 80-1-7 has been repealed and a new Chapter 80-1-7, of the same title, containing Rules 80-1-7-.01 through 80-1-7-.03, adopted. Filed June 9, 1972; effective June 29, 1972.
Chapter 80-1-8 has been repealed and a new Chapter 80-1-8, entitled "Disposition of Dormant Accounts and Abandoned Property," containing Rules 80-1-8-.01 through 80-1-8-.04, adopted. Filed June 9, 1972; effective January 1, 1973, as specified by the Agency.
Chapter 80-1-10, entitled "Fixed Assets," containing Rules 80-1-10-.01 through 80-1-10-.08, has been adopted. Filed June 9, 1972; effective June 29, 1972.
Chapter 80-1-3 has been repealed and a new Chapter 80-1-3, of the same title, containing Rules 80-1-3-.01 through 80-1-3-.04, adopted. Filed April 11, 1973; effective May 1, 1973.
Chapter 80-1-5 has been repealed and a new Chapter 80-1-5, of the same title, containing Rules 80-1-5-.01 and 80-1-5-.02, adopted. Filed July 5, 1973; effective July 25, 1973.
Rule 80-1-7-.01 has been amended by the repeal of paragraph (2) and by the adoption of a new paragraph (2). Filed July 5, 1973; effective July 25, 1973.
Rule 80-1-7-.03 has been amended by the adoption of paragraph (7). Filed July 5, 1973; effective July 25, 1973.
Rule 80-1-8-.02 has been amended by the repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed July 5, 1973; effective July 25, 1973.
Rule 80-1-8-.04 has been amended by the repeal of paragraph (2) and by the adoption of a new paragraph (2). Filed July 5, 1973; effective July 25, 1973.
Chapter 80-1-9 has been repealed and a new Chapter 80-1-9, entitled "Borrowed Money," containing Rules 80-1-9-.01 and 80-1-9-.02, adopted. Filed July 5, 1973; effective July 25, 1973. Rule 80-1-10-.03 has been repealed and a new Rule 80-1-10-.03 adopted. Filed July 5, 1973; effective July 25, 1973.
Chapter 80-4-1, entitled "Building and Loan Associations Generally," containing Rules 80-4-1-.01 through 80-4-1-.13, has been adopted. Filed July 5, 1973; effective July 25, 1973. Emergency Rule 80-2-3-0.1-.01 has been adopted. Filed and effective on August 1, 1973 for 120 days, as specified by the Agency.
Permanent Chapter 80-2-3, entitled "Member Deposit Certificates," containing Rule 80-2-3-.01, has been adopted replacing Emergency Rule 80-2-3-0.1-.01 which expired on November 28, 1973. Filed November 27, 1973; effective December 17, 1973.
Emergency Rule 80-2-3-0.2-.01(2) (a) 5. (iii) (VI) has been adopted. Filed and effective on April 8, 1974 for a period of 120 days, as specified by the Agency.
Permanent Rule 80-2-3-.01 5. (iii) (VI) has been adopted superseding Emergency Rule 80-2-3-0.2-.01(2) (a) 5. (viii) (VI). Filed April 29, 1974; effective May 19, 1974. Subparagraph (c) of Rule 80-4-1-.06 has been amended. Filed May 3, 1974; effective May 23, 1974.
Chapter 80-1-1 has been repealed and a new Chapter 80-1-1, entitled "Applications for Establishment or Relocation of Banks, Bank Offices and Facilities," containing Rules 80-1-1-.01 through 80-1-1-.06, adopted. Filed July 12, 1974; effective August 1, 1974.
Chapter 80-1-11, entitled "Public Disclosure of Information," containing Rules 80-1-11-.01 through 80-1-11-.05, has been adopted. Filed July 12, 1974; effective August 1, 1974.
Rule 80-1-9-.01 has been amended by the repeal of subparagraph (g) and by the adoption of a new subparagraph (g). Filed September 3, 1974; effective September 23, 1974.
Rule 80-2-3-.01 has been amended by the repeal of subparagraph (2) (a) 2., and by the adoption of a new subparagraph (2) (a) 2. Filed November 15, 1974; effective December 5, 1974.
Chapter 80-1-12, entitled "Dividends," containing Rule 80-1-12-.01, has been adopted. Filed May 1, 1975; effective May 21, 1975.
Emergency Rule 80-1-13-0.3 has been adopted. Filed and effective on June 27, 1975 for 120 days, as specified by the Agency.
Rule 80-1-1-.01 has been amended and Authority changed; Rules 80-1-1-.02 through 80-1-1-.05 have been amended by changing the Authority. Filed August 28, 1975; effective September 17, 1975.
Rule 80-1-1-.06 has been adopted. Filed August 28, 1975; effective September 17, 1975.
Rules 80-1-2-.01 through 80-1-2-.03 have been amended by changing the Authority. Filed August 28, 1975; effective September 17, 1975.
Rule 80-1-3-.01 has been amended and Authority changed: Rules 80-1-3-.02 through 80-1-3-.04 have been amended by changing the Authority. Filed August 28, 1975; effective September 17, 1975.
Chapter 80-1-4 has been repealed and a new Chapter 80-1-4, of the same title, containing Rule 80-1-4-.01, adopted. Filed August 28, 1975; effective September 17, 1975.
Chapter 80-1-5 has been repealed and a new Chapter 80-1-5, of the same title, containing Rules 80-1-5-.01 through 80-1-5-.05, adopted. Filed August 28, 1975; effective September 17, 1975.
Chapter 80-1-6 has been repealed and a new Chapter 80-1-6, of the same title, containing Rules 80-1-6-.01 through 80-1-6-.03, adopted. Filed August 28, 1975; effective September 17, 1975.
Chapter 80-1-7 has been repealed and a new Chapter 80-1-7, of the same title, containing Rules 80-1-7-.01 through 80-1-7-.03, adopted. Filed August 28, 1975; effective September 17, 1975.
Rules 80-1-8-.01 through 80-1-8-.04 have been amended by changing the Authority. Filed August 28, 1975; effective September 17, 1975.
Rule 80-1-8-.05 has been repealed. Filed August 28, 1975; effective September 17, 1975.
Rule 80-1-9-.01 has been amended by the adoption of subparagraph (j) and by changing the Authority. Filed August 28, 1975; effective September 17, 1975.
Rule 80-1-9-.02 has been amended by changing the Authority. Filed August 28, 1975; effective September 17, 1975.
Chapter 80-1-10 has been repealed and a new Chapter 80-1-10, of the same title, containing Rules 80-1-10-.01 through 80-1-10-.08, adopted. Filed August 28, 1975; effective September 17, 1975.
Rules 80-1-11-.01 and 80-1-11-.02 have been amended and Authority changed; Rules 80-1-11-03, 80-1-11-.04, and 80-1-11-.05 have been amended by changing the Authority. Filed August 28, 1975; effective September 17, 1975.
Chapter 80-1-13, entitled "Correspondent Funds," containing Rules 80-1-13-.01 and 80-1-13-.02, has been adopted superseding Emergency Rule 80-1-13-0.3. Filed August 28, 1975; effective September 17, 1975.
Chapter 80-1-14, entitled "Audits," containing Rules 80-1-14-.01 through 80-1-14-.03, has been adopted. Filed August 28, 1975; effective September 17, 1975.
Paragraph (2) of Rule 80-1-1-.02 has been amended. Filed November 4, 1975; effective November 24, 1975.
Paragraph (2) of Rule 80-1-6-.02 has been amended. Filed November 4, 1975; effective November 24, 1975.
Rule 80-1-6-.03 has been adopted. Filed November 4, 1975; effective November 24, 1975. Chapter 80-5-1, entitled "Supervision, Examination and Investigation Fees," containing Rules 80-5-1-.01 through 80-5-1-.03, has been adopted. Filed November 4, 1975; effective November 24, 1975.
Chapter 80-3-1 has been repealed and a new Chapter 80-3-1, of the same title, containing Rules 80-3-1-.01 through 80-3-1-.03, adopted. Filed November 19, 1975; effective December 9, 1975.
Chapter 80-2-4, entitled "Investment of Credit Union Funds," containing Rule 80-2-4-.01, has been adopted. Filed May 10, 1976; effective May 30, 1976.
Chapter 80-2-5, entitled "Surety Bond Coverage," containing Rule 80-2-5-.01, has been adopted. Filed May 14, 1976; effective June 3, 1976.
Subparagraph (2) (b) of Rule 80-5-1-.02 has been amended; paragraph (3) of Rule 80-5-1-.02 has been renumbered as (5) and new paragraphs (3) and (4) adopted. Filed June 8, 1976; effective June 28, 1976.
Rule 80-5-1-.03 has been amended by the adoption of subparagraphs (2) (f) and (2) (g). Filed June 8, 1976; effective June 28, 1976.
Chapter 80-6-1, entitled "Bank Holding Companies," containing Rules 80-6-1-.01 through 80-6-1-.09, has been adopted. Filed June 8, 1976; effective June 28, 1976.
Chapter 80-2-1 has been repealed and a new Chapter 80-2-1, entitled "Books and Records," containing Rules 80-2-1-.01 through 80-2-1-.04, adopted. Filed June 17, 1976; effective July 7, 1976.
Chapter 80-2-6, entitled "Supervisory Audits," containing Rules 80-2-6-.01 through 80-2-6-.04, has been adopted. Filed October 26, 1976; effective November 15, 1976.
Emergency Rule 80-2-3-0.4, relating to individual retirement maintained pursuant to provisions of the Employee Retirement Security Act of 1974, was filed and effective on December 9, 1976, to remain in effect for a period of 120 days or until the adoption of a permanent Rule superseding this Emergency Rule, as specified by the Agency.
Emergency Rule 80-2-3-0.4 has been repealed and in lieu thereof permanent subparagraphs 560-2-3-.01 2. (ii) and (2) (a) 5. (iii) (V) adopted. Filed January 21, 1977; effective February 10, 1977.
Rule 80-3-1-.04 has been adopted. Filed June 2, 1977; effective June 22, 1977.
Chapter 80-2-2 has been repealed and a new Chapter 80-2-2, entitled "Group Sales Promotions," containing Rules 80-2-2-.01 and 80-2-2-.02, adopted. Filed September 9, 1977; effective September 29, 1977.
Rule 80-1-5-.01 has been amended by the repeal of paragraphs (10) and (11) and by the adoption of new paragraphs (10) and (11); said Rule has been further amended by the adoption of paragraph (12). Filed January 31, 1978; effective February 20, 1978.
Rule 80-1-5-.02 has been amended by the repeal of paragraph (5), subparagraphs (5) (e) and (5) (f) and by the adoption of a new paragraph (5) and new subparagraphs (5) (e) and (5) (f); said Rule has been further amended by the adoption of subparagraph (5) (j). Filed January 31, 1978; effective February 20, 1978.
Rule 80-1-5-.03 has been amended by the repeal of subparagraph (1) (d) and by the adoption of a new subparagraph (1) (d). Filed January 31, 1978; effective February 20, 1978.
Rule 80-1-9-.02 has been repealed and a new Rule 80-1-9-.02 adopted. Filed January 31, 1978; effective February 20, 1978.
Chapter 80-1-10 has been amended by changing the title from "Fixed Assets" to "Fixed Assets and Assets Acquired D.P.C." Filed January 31, 1978; effective February 20, 1978. Paragraph (2) of Rule 80-1-10-.08 has been amended. Filed January 31, 1978; effective February 20, 1978.
Rule 80-1-10-.09 has been adopted. Filed January 31, 1978; effective February 20, 1978.
Chapter 80-1-15, entitled "Emergency Acquisitions and Consolidations," was filed on June 30, 1978, as Emergency Rule 80-1-15-0.5, containing Rule 80-1-15-0.5-.01, entitled "Emergency Acquisitions and Consolidations Involving a Financial Institution in Danger of Failing or a Failed Financial Institution;" effective June 29, 1978, the date of adoption, to remain in effect for a period of 120 days or until the adoption of a permanent Rule superseding said Emergency Rule, as specified by the Agency. (Said Emergency Rule will not be published; copies may be obtained from the Department of Banking and Finance.) (Emergency Rule 80-1-15-0.5-.01 expired on October 27, 1978.)
Emergency Rule 80-2-3-0.6 was filed and effective on August 31, 1978, to remain in effect for a period of 120 days or until the adoption of a permanent Rule covering the same subject matter superseding said Emergency Rule, as specified by the Agency; said Emergency Rule repealed subparagraph 80-2-3-.015.(iii) and adopted a new subparagraph of the same number relating to a higher rate of interest for state-chartered credit unions not to exceed the maximum amounts allowed to be paid federally insured savings and loan associations and mutual savings banks.
Emergency Rule 80-2-3-0.6 has been repealed and subparagraph 80-2-3-.015.(iii) adopted.
Filed November 8, 1978; effective November 28, 1978.
Chapter 80-2-7, entitled "Credit Union Service Contracts," containing Rules 80-2-7-.01 through 80-2-7-.03 has been adopted. Filed November 8, 1978; effective November 28, 1978. Emergency Rule 80-1-15-0.7, containing Rule 80-1-15-0.7-.01, "Emergency Acquisitions and Consolidations Involving a Financial Institution In Danger of Failing or a Failed Financial Institution," and Rule 80-1-15-0.7-.02, "Procedures," was filed on January 9, 1979, having become effective January 4, 1979, the date of adoption, to remain in effect for a period of 120 days or until the adoption of permanent Rules superseding said Emergency Rule, as specified by the Agency. (This Emergency Rule will not be published; copies may be obtained from the Agency.) (Emergency Rule 80-1-15-0.7 expired on May 1, 1979.)
Chapter 80-4-1 has been repealed and a new Chapter 80-4-1 of the same title, containing Rules 80-4-1-.01 through 80-4-1-.13, adopted. Filed June 18, 1979; effective July 8, 1979.
Rule 80-2-1-.05 has been adopted. Filed March 18, 1980; effective April 7, 1980. Rule 80-2-3-.01 has been amended by: the repeal of subparagraph 80-2-3-.012. and the adoption of a new subparagraph 80-2-3-.012.; the repeal of subparagraphs 80-2-3-.012.(i), (ii). Subparagraph 80-2-3-.015.(iii) has been amended. Filed March 18, 1980; effective April 7, 1980.
Rule 80-5-1-.02 has been repealed and a new Rule 80-5-1-.02 adopted. Filed June 9, 1980; effective July 1, 1980, as specified by the Agency.
Rule 80-5-1-.03 has been amended by the repeal of subparagraphs (2)(c), (2)(e) and (2)(f) and by the adoption of new subparagraphs (2)(c), (2)(e), (2)(f) and (2)(h); Rule 80-5-1-.03 has been further amended by the repeal of paragraph (3) and by the adoption of a new paragraph (3). Filed June 9, 1980; effective July 1, 1980, as specified by the Agency.
Chapter 80-1-7 has been repealed and a new Chapter of the same title, containing Rules 80-1-7-.01 through 80-1-7-.03, adopted. Filed June 9, 1980; effective October 1, 1980, as specified by the Agency.
Paragraph (5) of Rule 80-1-5-.01 has been amended by changing the word "less" in the last sentence to "more." Filed August 22, 1980; effective September 11, 1980.
Rule 80-6-1-.02 has been amended by the repeal of subparagraphs (1)(b), (1)(c) and (1)(e) and by the adoption of new subparagraphs (1)(b), (1)(c) and (1)(e); Rule 80-6-1-.02 has been further amended by the adoption of paragraphs (5), (6), and (7). Filed December 3, 1980; effective January 2, 1981, as specified by the Agency.
Rule 80-6-1-.03 has been repealed and a new Rule 80-6-1-.03 adopted. Filed December 3, 1980; effective January 2, 1981, as specified by the Agency.
Rule 80-6-1-.04 has been amended. Filed December 3, 1980; effective January 2, 1981, as specified by the Agency.
Paragraph (2) of Rule 80-6-1-.05 has been repealed and a new paragraph (2) adopted. Filed December 3, 1980; effective January 2, 1981, as specified by the Agency.
Rule 80-6-1-.10 has been adopted. Filed December 3, 1980; effective January 2, 1981, as specified by the Agency.
Emergency Rule 80-1-15-0.8 entitled "Emergency Acquisitions and Consolidations Involving a Financial Institution in Danger of Failing or a Failed Financial Institution; Procedures," containing Rule 80-1-15-0.8-.01, entitled "Emergency Acquisitions and Consolidations Involving a Financial Institution in Danger of Failing or a Failed Financial Institution," and Rule 80-1-15-0.8-.02, entitled "Procedures," was filed and effective on March 17, 1981, to remain in effect for a period of 120 days or until the adoption of permanent Rules covering the same subject matter superseding this Emergency Rule, as specified by the Agency. (This Emergency Rule will not be published; copies may be obtained from the Agency.) (Emergency Rule 80-1-15-0.8 expired on July 14, 1981.)
The title of Chapter 80-1-1 has been changed to "Applications." Filed July 13, 1981; effective August 2, 1981.
Rules 80-1-1-.01, 80-1-1-.02, and 80-1-1-.03 have been repealed and new Rules of the same numbers adopted. Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-1-.04 has been amended by the adoption of paragraph (5). Filed July 13, 1981; effective August 13, 1981.
Rule 80-1-1-.07 has been adopted. Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-2-.02 has been amended by the repeal of subparagraph (1)(c) and paragraph (2) and by the adoption of a new subparagraph (1)(c) and paragraph (2). Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-2-.03 has been amended by the repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-3-.01 has been amended by the repeal of paragraph (1) and subparagraphs (1)(e) and (1)(g) and by the adoption of a new paragraph (1) and new subparagraphs (1)(e) and (1)(g). Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-3-.02 has been amended by the repeal of subparagraphs (1)(i), (6)(a), and (6)(c) and by the adoption of new subparagraphs (1)(i), (6)(a), and (6)(c). Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-3-.03 has been amended by the repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-3-.04 has been repealed and a new Rule 80-1-3-.04 adopted. Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-4-.01 has been amended by the repeal of subparagraph (1)(c) and paragraphs (2) and (5) and by the adoption of a new subparagraph (1)(c) and new paragraphs (2) and (5). Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-5-.01 has been amended by the repeal of paragraphs (3) and (11) and by the adoption of new paragraphs (3) and (11). Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-5-.02 has been amended by the repeal of subparagraphs (4)(b), (4)(c), and (5)(e) and by the adoption of new subparagraphs (4)(b), (4)(c), and (5)(e). Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-5-.06 has been adopted. Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-6-.01 has been repealed and a new Rule 80-1-6-.01 adopted. Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-6-.02 has been amended by the repeal of paragraph (2) and by the adoption of a new paragraph (2). Filed July 13, 1981; effective August 2, 1981.
The title of Chapter 80-1-8 has been changed to "Dormant Accounts." Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-8-.01 has been amended by the repeal of subparagraph (1)(c) and by the adoption of a new subparagraph (1)(c). Filed July 13, 1981; effective August 2, 1981.
Rules 80-1-8-.02, 80-1-8-.03, and 80-1-8-.04 have been repealed. Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-11-.01 has been repealed and a new Rule 80-1-11-.01 adopted. Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-11-.02 has been repealed. Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-11-.03 has been repealed and a new Rule of the same title adopted and renumbered as 80-1-11-.02. Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-11-.04 has been renumbered as 80-1-11-.03. Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-11-.05 has been amended by the repeal of paragraph (4) and by the adoption of a new paragraph (4), and Rule has been renumbered as 80-1-11-.04. Filed July 13, 1981; effective August 2, 1981.
The title of Chapter 80-1-12 has been changed to "Dividends, Management Fees, Etc." Filed July 13, 1981; effective August 2, 1981.
Rule 80-1-12-.02 has been adopted. Filed July 13, 1981; effective August 2, 1981.
Chapter 80-1-13 has been repealed and a new Chapter 80-1-13, of the same title, containing
Rules 80-1-13-.01 through 80-1-13-.03, adopted. Filed July 13, 1981; effective August 2, 1981.
Rule 80-2-1-.01 has been amended by the repeal of subparagraph (2)(a) and by the adoption of a new subparagraph (2)(a). Filed July 13, 1981; effective August 2, 1981.
Rule 80-2-1-.02 has been amended by the repeal of subparagraph (c) and by the adoption of a new subparagraph (c). Filed July 13, 1981; effective August 2, 1981.
Rule 80-2-1-.03 has been repealed and a new Rule 80-2-1-.03 adopted. Filed July 13, 1981; effective August 2, 1981.
The title of Chapter 80-2-3 has been changed to "Shares, Deposits and Dividends." Filed July 13, 1981; effective August 2, 1981.
Rule 80-2-3-.01 has been amended by the repeal of subparagraph (2)(a) and paragraph (3) and by the adoption of a new subparagraph (2)(a) and a new paragraph (3). Filed July 13, 1981; effective August 2, 1981.
Rules 80-2-3-.02, 80-2-3-.03, 80-2-3-.04 and 80-2-3-.05 have been adopted. Filed July 13, 1981; effective August 2, 1981.
Rule 80-2-5-.01 has been amended by the repeal of paragraphs (3), (4), and (5) and by the adoption of new paragraphs (3), (4), and (5). Filed July 13, 1981; effective August 2, 1981.
Rule 80-2-7-.02 has been amended by the repeal of subparagraph (1)(c) and by the adoption of a new subparagraph (1)(c). Filed July 13, 1981; effective August 2, 1981.
Rule 80-2-7-.03 has been amended by the repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed July 13, 1981; effective August 2, 1981.
The title of Division 80-3, "Money Orders," has been changed to "Sale of Checks." Filed July 13, 1981; effective August 2, 1981.
The title of Chapter 80-3-1 has been changed to "Sale of Checks." Filed July 13, 1981; effective August 2, 1981.
Rule 80-3-1-.01 has been repealed and a new Rule 80-3-1-.01 adopted. Filed July 13, 1981; effective August 2, 1981.
Rule 80-4-1-.01 has been amended by the repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed July 13, 1981; effective August 2, 1981.
Rule 80-4-1-.02 has been amended by the repeal of paragraph (1) and by the adoption of new paragraphs (1) and (5). Filed July 13, 1981; effective August 2, 1981.
Rule 80-4-1-.04 has been amended by the adoption of paragraph (5). Filed July 13, 1981; effective August 2, 1981.
Rule 80-4-1-.05 has been amended by the repeal of paragraph (1) and by the adoption of new paragraphs (1) and (7). Filed July 13, 1981; effective August 2, 1981.
Rule 80-4-1-.10 has been amended by the repeal of paragraphs (1), (4), and (5) and by the adoption of new paragraphs (1), (4), and (5). Filed July 13, 1981; effective August 2, 1981.
Rule 80-4-1-.11 has been amended by the repeal of subparagraphs (1)(a) and (1)(f), and paragraph (2), and by the adoption of new subparagraphs (1)(a) and (1)(f), and a new paragraph (2). Filed July 13, 1981; effective August 2, 1981. Subparagraph (2)(a) of Rule 80-5-1-.03 has been amended; Rule 80-5-1-.03 has been amended by the adoption of paragraph (5). Filed July 13, 1981; effective August 2, 1981.
Rule 80-6-1-.01 has been repealed. Filed July 13, 1981; effective August 2, 1981.
Rule 80-6-1-.11 has been adopted. Filed July 13, 1981; effective August 2, 1981.
Chapter 80-7-1, entitled "Banking Activities in Georgia by Organizations Domiciled Outside
Georgia," containing Rules 80-7-1-.01 through 80-7-1-.05, has been adopted. Filed October 15, 1981; effective November 4, 1981.
Rule 80-2-1-.06 has been adopted. Filed October 20, 1981; effective November 9, 1981.
Rule 80-1-12-.01 has been repealed and a new Rule 80-1-12-.01 adopted. Filed March 23, 1982; effective April 12, 1982.
Rules 80-5-1-.01, 80-5-1-.02 and 80-5-1-.03 have been repealed and new Rules of the same numbers adopted. Filed May 24, 1982; effective June 13, 1982.
Chapter 80-8-1, entitled "Agency Organization, Methods, Etc.," containing Rules 80-8-1-.01 through 80-8-1-.05, was filed on June 22, 1982; effective July 12, 1982.
Paragraphs (1) and (2) of Rule 80-4-1-.01 have been amended. Filed October 12, 1982; effective November 2, 1982.
Paragraph 80-4-1-.04 has been amended. Filed October 12, 1982; effective November 2, 1982.
Rule 80-4-1-.06 has been amended by amending subparagraph (1)(e) and by the adoption of subparagraph (1)(f). Filed October 12, 1982; effective November 2, 1982.
Rule 80-4-1-.10 has been amended by amending paragraphs (2), (3), (4), and (6), and by the adoption of paragraphs (8) and (9). Filed October 12, 1982; effective November 2, 1982.
Rule 80-4-1-.14 has been adopted. Filed October 12, 1982; effective November 2, 1982. Emergency Rule 80-1-15-0.9, containing Rule 80-1-15-0.9-.01, entitled "Emergency Acquisitions and Consolidations Involving a Financial Institution in Danger of Failing or a Failed Institution," was filed on June 1, 1983; effective May 31, 1983, the date of adoption, to remain in effect for a period of 120 days or until the effective date of a permanent Rule superseding this Emergency Rule, as specified by the Agency. (Said Emergency Rule will not be published; copies may be obtained from the Agency.)
Paragraph 80-1-3-.01 and subparagraph (1)(g) have been amended. Filed August 17, 1983; effective September 6, 1983.
Rule 80-1-3-.05 has been adopted. Filed August 17, 1983; effective September 6, 1983. Subparagraph 80-1-4-.01 has been amended and subparagraph 80-1-4-.01 adopted. Filed August 17, 1983; effective September 6, 1983.
Paragraphs 80-1-5-.01, and (11) have been amended. Filed August 17, 1983; effective September 6, 1983.
Rule 80-1-5-.02 has been amended by: amending paragraph (3); repealing subparagraph (4)(b) and by amending subparagraph (4)(c) and renumbering as subparagraph (4)(b); amending subparagraph (5)(c); repealing subparagraph (5)(d) and by the adoption of a new subparagraph (5)(d); repealing subparagraph (5)(e) and amending subparagraph (5)(f) and renumbering as (5)(e); renumbering subparagraphs (5)(g) through (5)(j) as subparagraphs (5)(f) through (5)(i) respectively; and, by amending subparagraph (6)(b). Filed August 17, 1983; effective September 6, 1983.
Paragraph 80-1-5-.03 has been amended. Filed August 17, 1983; effective September 6, 1983.
Subparagraph 80-1-5-.04 has been amended. Filed August 17, 1983; effective September 6, 1983.
Paragraphs 80-1-5-.05 have been amended. Filed August 17, 1983; effective September 6, 1983.
Rule 80-1-5-.06 has been amended. Filed August 17, 1983; effective September 6, 1983.
Rule 80-1-13-.03 has been amended. Filed August 17, 1983; effective September 6, 1983.
Paragraphs 80-1-14-.02 have been amended. Filed August 17, 1983; effective September 6, 1983.
Subparagraph 80-2-1-.01 has been amended. Filed August 17, 1983; effective September 6, 1983.
Subparagraphs 80-2-1-.02 have been amended. Filed August 17, 1983; effective September 6, 1983.
Rule 80-2-3-.01 has been amended by the repeal of subparagraph (2)(a)5.(ii) and amending and renumbering subparagraph (2)(a)5.(iii) as (2)(a)5.(ii). Filed August 17, 1983; effective September 6, 1983.
Paragraph 80-2-3-.04 has been amended. Filed August 17, 1983; effective September 6, 1983.
Paragraph 80-2-3-.05 has been amended. Filed August 17, 1983; effective September 6, 1983.
Chapter 80-2-8 entitled "Field of Membership," containing Rules 80-2-8-.01 through 80-2-8-.05, has been adopted. Filed August 17, 1983; effective September 6, 1983.
Rule 80-4-1-.15 has been adopted. Filed August 17, 1983; effective September 6, 1983. Chapter 80-5-2, entitled "Temporary Changes in Operating Hours, Emergency Closings," containing Rules 80-5-2-.01 through 80-5-2-.03, was filed on December 19, 1983; effective January 8, 1984.
Subparagraph (1)(a) of Rule 80-1-3-.01 has been amended. Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Paragraph (10) of Rule 80-1-5-.01 has been amended. Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Subparagraph (5)(h) of Rule 80-1-5-.02 has been amended; and the authority of said Rule changed. Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Paragraph (2) of Rule 80-1-5-.04 has been amended. Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule 80-1-5-.07 has been adopted. Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule 80-1-8-.01 has been amended by the adoption of subparagraph (1)(d) and by amending paragraph (2). Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule 80-2-3-.06 has been adopted. Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Paragraph (2) of Rule 80-5-1-.01 has been amended. Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Subparagraphs (1)(a) and (1)(c) and paragraphs (2) and (3) of Rule 80-5-1-.02 have been amended. Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule 80-5-1-.03 has been repealed and a new Rule 80-5-1-.03 adopted. Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule 80-5-1-.04 has been amended by the adoption of paragraphs (2) and (3); and by amending paragraph (1). Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule 80-6-1-.03 has been amended by the repeal of paragraph (2) and by the adoption of a new paragraph (2). Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule 80-6-1-.05 has been amended by amending paragraphs (1), (2), and (3) and renumbering as paragraphs (2), (3), and (4), respectively, and by adopting new paragraphs (1) and (5). Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule 80-6-1-.12 has been adopted. Filed June 28, 1984; effective August 1, 1984, as specified by the Agency.
Rule 80-7-1-.06 has been adopted. Filed December 3, 1985; effective December 23, 1985.
Rule 80-1-1-.04 has been amended by the repeal of paragraph (5) and by the adoption of a new paragraph (5). Filed July 24, 1986; effective September 1, 1986, as specified by the Agency.
Rule 80-1-5-.03 has been amended by the repeal of subparagraph (1)(b) and by the adoption of a new subparagraph (1)(b). Filed July 24, 1986; effective September 1, 1986, as specified by the Agency.
Rule 80-1-5-.08 has been adopted. Filed July 24, 1986; effective September 1, 1986, as specified by the Agency.
Rule 80-3-1-.05 has been adopted. Filed July 24, 1986; effective September 1, 1986, as specified by the Agency.
Rule 80-8-1-.02 has been amended by the repeal of paragraph (2) and by the adoption of a new paragraph (2). Filed July 24, 1986; effective September 1, 1986, as specified by the Agency.
Chapter 80-9-1, entitled "Currency Transaction Reports," containing Rule 80-9-1-.01, has been adopted. Filed July 24, 1986; effective September 1, 1986, as specified by the Agency.
Rule 80-1-14-.01 has been amended by the repeal of paragraph (1) and by the adoption of a new paragraph (1). Filed November 17, 1986; effective December 7, 1986.
Rule 80-1-14-.02 has been amended by the repeal of paragraph (1) and by renumbering paragraphs (2) and (3) as paragraphs (1) and (2), respectively. Filed September 25, 1987; effective October 15, 1987.
The Rules of Chapter 80-5-1 have been amended. Filed June 10, 1988; effective June 30, 1988.
Rule 80-1-1-.06 has been amended by the repeal of paragraphs (2) and (3) and by the amendment of paragraph (1). Filed July 7, 1988; effective July 27, 1988.
Chapter 80-1-15 entitled "Extensions of Existing Offices and Facilities" has been adopted. Rule 80-8-1-.06 has been adopted. Filed July 7, 1988; effective July 27, 1988.
Rule 80-1-14-.03 has been repealed. Filed October 18, 1988; effective November 7, 1988. Emergency Rule 80-1-16-0.10, containing Rules 80-1-16-0.10-.01 and 80-1-16-0.10-.02, entitled "Emergency Closing" was filed on September 21, 1989; effective September 20, 1989, the date of adoption, to remain in effect for 120 days or until the effective date of a permanent Rule covering the same subject matter superseding this Emergency Rule is adopted, as specified by the Agency. (Said Emergency Rule will not be published; copies may be obtained from the Agency.)
Rule 80-1-3-.02 has been repealed and a new Rule adopted. Rules 80-1-3-.03 and .04 have been repealed. Chapters 80-1-4, 80-2-1, 80-6-1 have been repealed and new Chapters adopted. Rule 80-1-5-.02 has been amended. Rule 80-1-5-.09 adopted. Rule 80-1-11-.04 has been amended. Rule 80-1-12-.03 has been adopted. Rules 80-2-3-.01 and 80-2-3-.04 have been amended. Rule 80-2-8-.03 has been amended. Chapter 80-2-9 entitled "Investment Securities" has been adopted. Chapter 80-10-1 entitled "Records Retention" has been adopted. Filed October 12, 1989; effective November 1, 1989.
Chapter 80-3-1 has been repealed and a new Chapter entitled "Money Transmission and Related Financial Services" adopted. Rule 80-5-1-.02 has been repealed and a new Rule adopted. Rule 80-5-1-.03 has been amended. Chapter 80-9-1 has been repealed. Filed September 4, 1990; effective September 24, 1990.
Rule 80-3-1-.02 has been amended. Filed September 13, 1991; effective October 3, 1991. Rule 80-1-5-.09 has been repealed. Filed December 27, 1991; effective January 16, 1992. Rule 80-7-1-.06 has been amended. Filed September 23, 1993; effective October 13, 1993. Rules 80-5-1-.02, .03 have been amended. Rule 80-5-1-.04 has been repealed and a new Rule adopted. Rule 80-5-1-.05 has been adopted. Filed October 15, 1993; effective November 4, 1993. Chapter 80-11-1 entitled "Residential Mortgage Brokers and Lenders" has been adopted. Filed October 22, 1993; effective November 11, 1993.
Rules 80-1-4-.01, .02, .03, 80-2-9-.01, .02, .03 have been amended.
Chapter 80-11-2 entitled "Books and Records" has been adopted. Filed July 11, 1994; effective July 31, 1994.
Chapter 80-11-1 has been retitled to "Disclosure and Advertising Requirements". Filed September 19, 1994; effective October 9, 1994.
Rules 80-1-5-.01 and 80-3-1-.04 have been amended. Filed November 2, 1994; effective November 22, 1994.
Rules 80-1-14-.01, .02, 80-2-8-.04 have been amended. Chapter 80-2-10 entitled "Credit Union Voting Procedures" has been adopted.
Rules 80-5-1-.04, 80-11-1-.02 have been amended. Filed January 27, 1995; effective February 16, 1995.
Rules 80-1-1-.01, .04, .05, .06, 80-1-5-.01, .02, .07, 80-1-11-.05, 80-1-15-.01, .03, 80-3-1-.01, 80-4-1-.05, .06, 80-5-1-.02, .05, have been amended. Rules 80-1-12-.03 and 80-6-1-.13 have been repealed.
Rules 80-6-1-.14, .15 have been adopted. Filed September 26, 1995; effective October 16, 1995. Chapter 80-1-2 has been repealed and a new Chapter adopted. Filed November 7, 1995; effective November 27, 1995.
Chapter 80-5-3 entitled "Regulations Regarding the Sale of Annuities by Financial Institutions" has been adopted. Filed July 18, 1996; effective August 7, 1996.
Chapter 80-5-4 entitled "Regulations Regarding the Sale of Insurance By Financial Institutions" has been adopted. Filed February 18, 1997; effective March 10, 1997.
Rules 80-1-1-.06, .07, 80-1-3-.01, 80-1-4-.01, 80-1-9-.01, .02, 80-1-10-.02, 80-1-15-.01, .02, .04, 80-3-1-.01, .02, .04, .05, .06, 80-5-1-.03, 80-6-1-.02, 80-10-1-.04 have been amended. Chapters 80-5-5 entitled "Incidental Powers" and 80-9-1 entitled "Currency Transaction Reports and Suspicious Activities: Banks" have been adopted. Filed August 26, 1997; effective September 15, 1997.
Chapters 80-1-1, 80-5-1, 80-5-2, 80-6-1, 80-8-1, 80-11-1, 80-11-2 have been amended. Chapter 80-11-3 entitled "Administrative Fines" has been adopted. Rules 80-1-5-.02, 80-1-10-.02, 80-1-12-.01, 80-1-15-.02, .05, 80-2-9-.01, and 80-3-1-.01 have been amended. Filed July 14, 1998; effective August 3, 1998.
Rules 80-1-1-.01 to .04, .06 to .10, 80-1-2-.01, .02, 80-1-4-.01, 80-1-10-.05, 80-1-11-.01, .05, 80-1-14-.01, 80-1-15-.02, .03, 80-2-9-.01, 80-3-1-.01, 80-5-1-.03, 80-5-2-.01 to .04, 80-6-1-.01, .02, .03, .15, 80-11-1-.01, 80-11-2-.04, 80-11-3-.01 have been amended. Rules 80-6-1-.16 and 80-11-2-.05 have been adopted. Filed July 12, 1999; effective August 1, 1999.
Rules 80-1-1-.06, .07, 80-1-5-.01, 80-5-1-.03, 80-5-5-.01, 80-6-1-.01, 80-8-1-.01, .02, .03, .04, .06, 80-11-1-.01, .03, 80-11-3-.01 have been amended. Rule 80-11-1-.05 has been adopted. Filed December 6, 1999; effective December 26, 1999.
Rules 80-11-1-.01, .04, 80-11-2-.02, .05, and 80-11-3-.01 have been amended. Rule 80-11-1-.05 has been repealed. Chapter 80-11-4 entitled "Licensing" has been adopted. Filed June 8, 2000; effective June 28, 2000.
Chapter 80-2-11 entitled "Credit Union Fixed Assets" has been adopted. Rules 80-1-1-.06, .08, 80-1-2-.01, .06, 80-1-4-.01, 80-1-5-.01, .02, .03, 80-1-11-.02, 80-1-12-.01, 80-2-8-.04, 80-3-1-.02, 80-5-1-.02, .03, .04, 80-6-1-.02, 80-8-1-.01, 80-11-3-.01, 80-11-4-.05 have been amended. Filed December 18, 2000; effective January 7, 2001.
Rules 80-1-1-.08, 80-1-11-.01, .02; 80-2-3-.01, .05; 80-5-1-.04, 80-11-1-.03, 80-11-2-.03, .05, 80-11-3-.01, 80-11-4-.03, .04, and Chapters 80-1-4, 80-2-4 have been amended. Rules 80-2-11-.01 has been repealed. Filed October 22, 2001; effective November 11, 2001.
Rules 80-1-2-.01 to .03, .05, .06, 80-1-5-.02, 80-1-8-.01, 80-1-15-.01, 80-2-1-.01, 80-2-7-.01, .02, 80-3-1-.01 to .04, .06, 80-5-1-.02 to .05, 80-5-5-.01, 80-11-1-.01 to .04, 80-11-2-.01, .02, .05, 80-11-3-.01, and 80-11-4-.03 have been amended. Rules 80-1-2-.07, 80-2-7-.03, 80-3-1-.05 have been repealed and the rules reserved. Rules 80-1-2-.09, 80-2-7-.04, 80-3-1-.07, .08, 80-11-1-.05, 80-11-4-.07, and .08 have been adopted. Filed July 28, 2003; effective August 17, 2003. Rules 80-1-5-.10 and 80-2-8-.06 have been adopted. Rules 80-1-15-.01, 80-2-1-.02, 80-3-1-.07, 80-5-1-.02, .03, 80-11-1-.01, .03 to .05, 80-11-2-.02, .03, 80-11-3-.01, and 80-11-4-.01 have been amended. Rules 80-2-8-.03 to .05, and 80-11-4-.03 have been repealed and new Rules adopted. Filed September 1, 2004; effective September 21, 2004.
Rules 80-1-5-.02, 80-2-3-.03, .04, 80-2-4-.03, 80-2-8-.04, 80-3-1-.01, .02, .07, 80-5-1-.02, 80-11-1-.05, 80-11-2-.01 to .03, 80-11-3-.01, 80-11-4-.02, .06, and .08 have been amended. Rules 80-2-3-.01, .02, .05, 80-2-8-.01 to .03, and 80-11-4-.01 have been repealed and new Rules adopted. Rules 80-2-8-.05 and 80-11-2-.05 have been repealed. Rule 80-5-1-.06 has been adopted. Filed August 15, 2005; effective September 4, 2005.
Rules 80-1-1-.01, .09, 80-1-5-.02, 80-1-14-.01, 80-2-5-.01, 80-2-10-.02, 80-3-1-.01 to .04, .06 to .08, 80-5-1-.02, 80-6-1-.04, 80-8-1-.01, 80-9-1-.01, .02, 80-11-1-.02, .05, 80-11-2-.04, 80-11-3-.01, and 80-11-4-.01 have been amended. Rules 80-2-3-.02 and .03 have been repealed and Rules reserved. Rule 80-11-4-.03 has been repealed and a new Rule adopted. Filed August 22, 2006; effective September 11, 2006.
Rules 80-1-4-.01, 80-1-5-.02, 80-1-6-.01, 80-1-11-.01, 80-1-15-.03, 80-2-9-.01, 80-3-1-.01 to .03, .07, 80-5-1-.02, .03, 80-11-1-.02, .05, 80-11-3-.01, 80-11-4-.02, .03, .07, and .08 have been amended. Rule 80-2-4-.03 has been repealed. Chapter 80-2-12 entitled "Credit Union Loans" and 80-5-6 entitled "Qualified Intermediary" have been adopted. Filed August 15, 2007; effective September 4, 2007.
Rule 80-1-1-.11 has been adopted. Rule 80-1-11-.01 has been amended. Filed November 20, 2007; effective December 10, 2007.
Rules 80-1-5-.02, 80-1-11-.02, 80-3-1-.02, .07, 80-5-1-.02, .03, 80-11-2-.01, .02, and 80-11-3-.01 have been amended. Filed August 4, 2008; effective August 24, 2008.
Rules 80-5-1-.02, 80-11-4-.01, and .06 have been amended. Rule 80-5-1-.07 has been adopted. Filed December 15, 2008; effective January 4, 2009.
Rules 80-1-5-.01, 80-3-1-.02, .03, 80-5-1-.02, 80-11-1-.02, .04, .05, 80-11-2-.02 to .04, 80-11-3-.01, 80-11-4-.01 to .03, .05 have been amended. Rules 80-1-5-.11 and 80-11-4-.09 have been adopted. Rules 80-5-1-.07 and 80-11-2-.01 have been repealed and new Rules adopted. Rule 80-11-4-.06 has been repealed and the rule reserved. Chapter 80-11-5 entitled "Mortgage Loan Originator Licensure and Other Requirements" has been adopted. Filed August 17, 2009; effective September 6, 2009.
Rules 80-5-1-.02, 80-5-1-.04, 80-5-1-.07, 80-11-1-.05, 80-11-3-.01, 80-11-4-.01, 80-11-4-.05, 80-11-4-.08, 80-11-5-.01, 80-11-5-.04, 80-11-5-.05, 80-11-5-.06 have been amended. F. Aug. 2, 2011; eff. Aug. 22, 2011.
Rules 80-11-5-.07 and 80-11-4-.04 have been adopted. F. Aug. 2, 2011; eff. Aug. 22, 2011.
Rule 80-1-10-.06 repealed. F. Sep. 18, 2012; eff. Oct. 8, 2012.
Rules 80-1-6-.01, 80-1-6-.02, 80-1-11-.01, 80-3-1-.06, 80-5-1-.04, 80-10-1-.01, 80-11-3-.01, and 80-11-5-.02 amended. F. Sep. 18, 2012; eff. Oct. 8, 2012.
Rules 80-1-12-.02, 80-3-1-.07, 80-5-1-.04, 80-5-1-.05, 80-10-1-.01, 80-11-1-.04, 80-11-3-.01, 80-11-4-.07, 80-11-5-.05, 80-11-5-.07 amended. Rules 80-3-1-.09, 80-11-4-.10, 80-11-4-.11 adopted. F. Nov. 7, 2013; eff. Nov. 27, 2013.
Chapters 80-12-1 entitled "Definitions," 80-12-2 entitled "Application Process," 80-12-3 entitled "In Organization Period," 80-12-4 entitled "Operations of MALPB," 80-12-5 entitled "Book and Records," 80-12-6 entitled "MALPB Locations and Examinations," 80-12-7 entitled "Solvency and Safeguards," 80-12-8 entitled "Eligible and Support Organizations," 80-12-9 entitled "Relationships with Affiliates and Investments and Distributions," 80-12-10 entitled "Control over MALPB," 8-12-11 entitled "Holding Company,' 80-12-12 entitled "Fines and Fees" adopted. F. Dec. 3, 2013; eff. Dec. 23, 2013.
Rules 80-1-1-.01, 80-1-4-.01, 80-1-10-.01, 80-1-10-.09, 80-2-5-.01, 80-2-9-.01, 80-3-1-.01 to .04, 80-3-1-.06 to 8-3-1-09, 80-5-1-.01 to 80-5-1-.03, 80-5-1-.05, 80-5-1-.06, 80-8-1-.01, 80-9-1-.01, 80-11-2-.02, 80-11-3-.01, 80-11-5-.01, 80-12-11-.03 amended. Rules 80-2-4-.03, 80-3-1-.10, 80-11-5-.08 adopted. F. June 10, 2014; eff. June 30, 2014.
Rules 80-1-5-.01, 80-1-12-.01, 80-5-1-.02, 80-10-1-.02, 80-11-5-.05 amended. F. Aug. 29, 2014; eff. Sep. 18, 2014.
Rules 80-5-1-.02, 80-5-1-.03, 80-5-1-.04, 80-5-4-.02, 80-11-3-.01, 80-12-11-.03 amended. F. Dec. 5 2014; eff. Dec. 25, 2014.
Rules 80-1-1-.01, 80-1-1.09, 80-2-6-.01 to 80-2-6.04, 80-2-8-.04, 80-3-1-.01, 80-3-1-.02, 80-5-1-.01 to 80-5-1-.03, 80-5-1-.06, 80-6-1-.01, 80-6-1-.02, 80-6-1-.16, 80-8-1-.02, 80-8-1-.03, 80-11-2-.02, 80-11-4-.01, 80-11-4-.05, 80-11-4-.08, 80-12-1-.01, 80-12-2-.09, 80-12-2-.10, 80-12-3-.02, 80-12-4-.05, 80-12-6-.03, 80-12-6-.04, 80-12-11-.02, 80-12-12-.01 amended. F. June 15, 2015; eff. July 5, 2015.
Rule 80-6-1-.12 corrected to delete non-substantive typographical error of "No" in rule title as requested by the agency. Effective Aug. 12, 2015.
Rule 80-6-1-.12, "Note" effective Aug. 12, 2015 revised to include "...and addition of "No" at the beginning of the paragraph." Effective Sep. 1, 2015.
Rules 80-11-1-.01, 80-12-2-.09, 80-12-6-.03, 80-12-6-.04 amended. F. Oct. 27, 2015; eff. Nov. 16, 2015.
Rules 80-3-1-.01, 80-3-1-.07, 80-11-1-.01, 80-11-3-.01 amended. F. Jan. 6, 2016; eff. Jan. 26, 2016.
Rules 80-1-2-.01, 80-1-6-.01, 80-1-7-.01, 80-1-7-.02, 80-1-7-.03, 80-1-9-.01, 80-1-11-.05, 80-1-13-.01, 80-2-4-.01, 80-5-1-.02, 80-5-1-.03, 80-5-1-.07, 80-5-2-.02, 80-5-3-.01, 80-5-4-.01, 80-6-1-.01, 80-6-1-.10, 80-6-1-.16, 80-8-1-.01, 80-9-1-.02, 80-10-1-.04, 80-11-1-.02, 80-11-2-.03, 80-11-2-.04, 80-11-3-.01, 80-11-4-.05, 80-11-4-.09, 80-11-5-.01, .04 through .07 amended. Chapter 80-4-1 repealed in its entirety, Rules 80-11-4-.01, 80-11-4-.02 repealed. F. June 20, 2016; eff. July 10, 2016.
Rules 80-1-2-.05, 80-1-3-.01, 80-1-5-.01, 80-1-5-.02, 80-1-5-.04, 80-1-5-.11, 80-1-6-.03, 80-1-10-.09, 80-1-14-.01, 80-2-1-.02, 80-2-4-.02, 80-2-8-.01, 80-2-8-.04, 80-2-12-.03, 80-3-1-.07, 80-5-1-.03, 80-9-1-.02, 80-11-3-.01 amended. Rules 80-1-5-.12, 80-2-4-.04; Chapters 80-11-6 entitled "Mortgage Servicing," 80-13-1 entitled "Trust Companies" adopted. F. June 29, 2017; eff. July 19, 2017.
Note: Rule 80-2-12-.01, correction of typographical error in Rule title on SOS Rules and Regulations website. In accordance with the Official Compilation Rules and Regulations of the State of Georgia (as published September 4, 2007), "Loan Generally, Interpretations and Rulings" corrected to "Loans Generally, Interpretations and Rulings." Effective July 17, 2018.
Rules 80-1-1-.12, 80-1-11-.06, 80-2-1-.04, 80-2-4-.05 through .07, 80-2-12-.04, 80-11-1-.06 adopted. Rules 80-1-5-.01, 80-1-10-.09, 80-2-1-.01, 80-2-12-.01, 80-2-12-.02, 80-3-1-.01 through .04, 80-3-1-.06, 80-3-1-.07, 80-9-1-.02, 80-10-1-.01, 80-11-3-.01, 80-13-1-.06 amended. F. June 27, 2018; eff. July 17, 2018.
Rules 80-2-6-.01, 80-2-6-.04, 80-2-8-.02 through 80-2-8-.04, 80-11-6-.02 amended. Rule 80-2-6-.02 repealed. F. June 29, 2018; eff. July 19, 2018.
Rules 80-1-1-.13, 80-1-3-.03, 80-2-1-.05, 80-2-3-.02, 80-2-6-.05, 80-13-1-.13 adopted. Rules 80-1-5-.02, 80-1-6-.01, 80-1-10-.05, 80-1-14-.02, 80-1-15-.02, 80-2-1-.02, 80-2-4-.03, 80-2-6-.01 80 -2-8-.03, 80-2-12-.03, 80-3-1-.01, 80-5-1-.06, 80-11-1-.01, 80-11-2-.02, 80-11-3-.01 amended. F. July 9, 2019; eff. July 29, 2019.
Rules 80-11-1-.01, 80-11-1-.02, 80-11-2-.03, 80-11-3-.01, 80-11-5-.02, 80-11-5-.05 amended. Rule 80-11-5-.09 adopted. F. Dec. 20, 2019; eff. Jan. 9, 2020.
Rules 80-5-1-.02, .03 amended. Rule 80-5-1-.08 and Chapter 80-14 entitled "Installment Loans" adopted. F. Aug. 19, 2020; eff. Sep. 8, 2020.
Rules 80-1-1-.06 through .10, 80-1-5-.02, 80-1-8-.01, 80-1-10-.09, 80-1-12-.01, 80-1-15-.01 through 80-1-15-.05, 80-2-4-.05, 80-2-12-.01 and .04, 80-3-1-.01, .02, and .07, 80-5-1-.01, .02, .03 and .06, 80-5-2-.01, .02 and .03, 80-6-1-.04, 80-11-1-.02 and .03, 80-11-2-.01 and .02, 80-11-3-.01, 80-11-4-.03, .05, and .08, 80-11-5-.01, 80-13-1-.13, 80-14-2-.04, 80-14-4-.01, 80-14-5-.01 amended. Rules 80-1-10-.10, 80-2-4-.08, .09, 80-2-11-.01 through 80-2-11-.05, 80-2-12-.05, 80-11-4-.12 adopted. Rules 80-5-1-.07, 80-5-2-.04 repealed. Subject 80-2-11 title changed to "Extensions of Existing Offices and Facilities; Auxiliary Services." F. Jan. 8, 2021; eff. Jan. 28, 2021.
Note: Rules 80-11-1-.02 and 80-11-3-.01, the incorrect version of the Rules was inadvertently filed by the Agency (i.e., January 8, 2021; effective January 28, 2021) and appeared on the Rules and Regulations website February 5, 2021 through July 14, 2021. The correct Rules, as originally promulgated and adopted, were updated on the Rules and Regulations website July 15, 2021, with the original filed and effective date, as specified by the Agency. Effective July 15, 2021.
Rules 80-1-1-.01, .04, .05, .08, .09, 80-1-4-.01, 80-1-12-.01, 80-3-1-.01, .07, 80-5-1-.01, .03, 80-5-4-.02, 80-14-2-.02 amended. F. July 7, 2021; eff. July 27, 2021.
Note: Rules 80-11-1-.02 and 80-11-3-.01 (Supersede "Note" effective July 15, 2021.), the incorrect version of the Rules was inadvertently filed January 8, 2021 (effective January 28, 2021) and was posted on the Rules and Regulations website February 5, 2021 through August 4, 2021. The correct Rules, as originally promulgated and adopted, were updated on the Rules and Regulations August 5, 2021; with the original filed and effective date, January 8, 2021 and January 28, 2021 respectively, as specified by the Agency. Effective August 5, 2021.
Rules 80-1-1-.01, .02, .04, .05 amended; Subject 80-3-1 title changed to "Disclosures, Locations, and Authorized Agents", Rules 80-3-1-.01, .02, .03 amended, Rules 80-3-1-.04, .06 through .10 repealed and number reserved; Subjects 80-3-2, entitled "Financial Condition, Reporting, and Control", 80-3-3 entitled "Books and Records", 80-3-4 entitled "Administrative Fines and Penalties", 80-3-5 entitled "Licensing", 80-3-6 entitled "Compliance with Federal Requirements", and Chapter 80-4 entitled "Check Cashers" adopted; Rule 80-5-1-.01 amended; Subject 80-6-1 title changed to "Applications and Acquisitions", Rules 80-6-1-.01 through .10 amended, Rules 80-6-1-.12, .13, .14, .16 repealed and number reserved; Subject 80-6-2 entitled "Operations" adopted; Rule 80-9-1-.01 amended. F. Dec. 16, 2021; eff. Jan. 5, 2022.
Rules 80-1-1-.01, .06, .08, .10, 80-1-2-.09, 80-1-4-.01, 80-1-5-.03, .10, 80-1-10-.10, 80-1-11-.01, 80-1-12-.01, 80-1-15-.01, 80-2-4-.03, .08, 80-2-7-.04, 80-2-8-.01, .02, .03, 80-2-9-.01, 80-2-12-.02, .03, 80-3-2-.02, .04, 80-3-3-.01, 80-3-4-.01, 80-3-5-.02, 80-4-1-.01, .05, .07, 80-5-1-.02, .06, .08, 80-5-3-.02, 80-5-4-.02, 80-6-1-.01, .02, .03, .04, .06, .09, 80-11-1-.03, .04, .05, 80-11-2-.02, 80-11-3-.01, 80-11-4-.03, .05, .08, .11, 80-14-1-.04, 80-14-2-.02, 80-14-3-.01, 80-14-4-.04, 80-14-5-.01, .03 amended; Rules 80-1-3-.04, 80-1-15-.06, 80-3-1-.04, .05, 80-3-2-.05, .06, 80-3-5-.03, 80-4-1-.08, .09, 80-5-1-.07, 80-11-1-.07, .08, 80-14-1-.05, .06 and Subject 80-2-13 entitled "Applications" adopted; Rules 80-2-3-.05, 80-7-1-.06 repealed; Title changes: Chapter 80-2 to "Credit Unions", Chapter 80-3 to "Money Transmission", Chapter 80-9 to "Suspicious Activities", Subject 80-9-1 to "Currency Transaction Reports and Suspicious Activities", Chapter 80-11 to "Residential Mortgage Brokers, Lenders, and Loan Originators." F. July 7, 2022; eff. July 27, 2022.
Rules 80-1-1-.01, 80-1-2-.01, .05, .06, 80-1-4-.01, 80-1-11-.05, 80-2-1-.01, 80-2-3-.01, .04, 80-2-4-.01, .02, .03, .08, 80-2-7-.01, .02, 80-2-9-.01, 80-2-12-.02, .04, 80-3-1-.01, .02, .03, 80-3-2-.01, .02, .03, 80-3-3-.01, 80-3-4-.01, 80-3-5-.01, .02, 80-3-6-.02, .03, 80-4-1-.01, .05, 80-5-1-.02, .08, 80-8-1-.01, 80-11-1-.04, .05, 80-11-2-.01, .03, 80-11-3-.01, 80-11-5-.04, .09, 80-13-1-.01, .10, 80-14-1-.02, .03, 80-14-3-.01, 80-14-4-.05 amended; Rules 80-2-7-.03, 80-2-1-.06, 80-3-2-.07, 80-3-5-.04, .05, 80-4-1-.10, 80-11-1-.09, 80-13-1-.14, .15 and Subject 80-14-6 entitled "Installment Loan Servicing" adopted; Rules 80-1-2-.02, .03, .04, .08 repealed and number reserved; Subject 80-3-1 title changed to Disclosures, Locations, Authorized Agents, and Customer Information. F. July 7, 2023; eff. July 27, 2023.
Note: Rule 80-13-1-.01, incorrect version of the Rule was inadvertently posted and appeared on the Rules and Regulations website, entitled "Administrative Fines", July 2023 through March 2024. The correct Rule, entitled "Definitions", was updated on the Rules and Regulations website March 2024, and the original filed and effective date (i.e., F. July 7, 2023; eff. July 27, 2023) retained. Effective March 5, 2024.
Rules 80-2-13-.02, .03, .04, .05, .06, .07, 80-6-1-.11 adopted; Rules 80-1-1-.01 through .04, 80-1-1-.09, 80-1-1-.10, 80-1-4-.01, 80-1-15-.06, 80-2-1-.06, 80-2-4-.06, 80-2-5-.01, 80-2-12-.02, 80-2-13-.01, 80-6-1-.04, 80-11-1-.01, 80-11-1-.02, 80-11-1-.03, 80-11-1-.09, 80-11-2-.01 through .04, 80-11-3-.01, 80-11-4-.03, 80-11-4-.05, 80-11-4-.08 through .12, 80-11-5-.01, 80-11-5-.02, 80-11-5-.03, 80-11-5-.05, 80-11-6-.02, 80-11-6-.03, 80-11-6-.04, 80-12-1-.01, 80-12-2-.08, 80-12-3-.01, 80-12-4-.04, 80-12-5-.04, 80-12-5-.05, 80-12-6-.03, 80-12-7-.01 through .05, 80-12-8-.02, 80-12-8-.04, 80-12-9-.02, 80-12-12-.01, 80-14-2-.02, 80-14-2-.04, 80-14-3-.01, 80-14-5-.03 amended; Rules 80-1-11-.05, 80-12-8-.01 repealed. F. July 12, 2024; eff. Aug. 1, 2024.
Note: Rule 80-11-4-.05, correction of typographical error in Rule History, "Amended: F. Aug. 2, 2011; eff. Aug. 22, 2011." corrected to "Amended: New title, "Knowing Purchase, Sale or Transfer of Loan or Loan Application from Unlicensed Entity, Mortgage Loan Originator Sponsorship Excluded." F. Aug. 2, 2011; eff. Aug. 22, 2011.", as originally filed. Effective July 26, 2024.
Note: Rule 80-11-6-.02, correction of Administrative error in Rule History, "Amended: F. July 12, 2024; eff. Aug. 1, 2024." added to Rule History, omitted in error when Rule was initially updated on Rules and Regulations website. Effective July 26, 2024.
