Compilation of Rules and Regulations of the State of Georgia
Department 120 - OFFICE OF COMMISSIONER OF INSURANCE, SAFETY FIRE COMMISSIONER AND INDUSTRIAL LOAN COMMISSIONER
Chapter 120-2 - RULES OF COMMISSIONER OF INSURANCE
Subject 120-2-95 - MILITARY SALES PRACTICES
Rule 120-2-95-.06 - Practices Declared Dishonest, Unfair, or Deceptive on a Military Installation
Universal Citation: GA Rules and Regs r 120-2-95-.06
Current through Rules and Regulations filed through March 20, 2024
(1) The following acts or practices when committed on a military installation by an insurer or insurance producer with respect to the in-person, face-to-face solicitation of life insurance are declared to be dishonest, unfair, or deceptive:
(a) Knowingly soliciting the purchase of any
life insurance product "door to door" or without first establishing a specific
appointment for each meeting with the prospective purchaser.
(b) Soliciting service members in a group or
"mass" audience or in a "captive" audience where attendance is not
voluntary.
(c) Knowingly making
appointments with or soliciting service members during their normally scheduled
duty hours.
(d) Making appointments
with or soliciting service members in barracks, day rooms, unit areas, or
transient personnel housing or other areas where the installation commander has
prohibited solicitation.
(e)
Soliciting the sale of life insurance without first obtaining permission from
the installation commander or the commander's designee.
(f) Posting unauthorized bulletins, notices
or advertisements.
(g) Failing to
present DD Form 2885, Personal Commercial Solicitation
Evaluation, to service members solicited or encouraging service
members solicited not to complete or submit a DD Form 2885.
(h) Knowingly accepting an application for
life insurance or issuing a policy of life insurance on the life of an enlisted
member of the United States Armed Forces without first obtaining for the
insurer's files a completed copy of any required form which confirms that the
applicant has received counseling or fulfilled any other similar requirement
for the sale of life insurance established by regulations, directives or rules
of the DoD or any branch of the Armed Forces.
(2) The following acts or practices when committed on a military installation by an insurer or insurance producer constitute corrupt practices, improper influences or inducements and are declared to be dishonest, unfair, or deceptive:
(a) Using DoD personnel, directly or
indirectly, as a representative or agent in any official or business capacity
with or without compensation with respect to the solicitation or sale of life
insurance to service members.
(b)
Using an insurance producer to participate in any United States Armed Forces
sponsored education or orientation program.
O.C.G.A. Secs. 33-2-9, 33-6-4, 33-6-12.
Disclaimer: These regulations may not be the most recent version. Georgia may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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