Florida Administrative Code
69 - DEPARTMENT OF FINANCIAL SERVICES
69O - OIR - Insurance Regulation
Chapter 69O-176 - MOTOR VEHICLE INSURANCE REQUIREMENTS
Section 69O-176.001 - Definition of "Motor Vehicle."

Universal Citation: FL Admin Code R 69O-176.001

Current through Reg. 50, No. 187; September 24, 2024

"Motor vehicle," as referred to in Section 627.732(1), F.S., means a 4 wheel self-propelled vehicle of a type required to be registered and licensed under Florida law, which is not used as a public or livery conveyance, and which is one of the following types:

(1) A private passenger vehicle, such as a sedan, station wagon or jeep-type vehicle;

(2) A pick-up or panel truck not used primarily in the occupation, business or profession of the owner;

(3) A utility automobile designed for personal use, as a camper, a motor home, a vehicle for family recreational purposes, or a vehicle with chassis and body similar to that of a light panel truck but containing passenger seats rather than open cargo space, but a utility automobile does not include any such automobile used primarily.

(a) In the occupation, profession or business of the owner; or

(b) For the transportation of passengers, other than members of the insured's family and incidental guests.
1. "Motor Vehicle" does not include a vehicle owned by the State of Florida, any political subdivision or municipality thereof, or the Federal Government.

2. "Motor Vehicle" described in subsection (2) or (3) of the above, definition of "Motor Vehicle" which has been specifically insured for Personal Injury Protection benefits on the representation of the named insured that the vehicle will not be driven for more than 50% of its total mileage during the policy period (1) in the occupation, profession or business of the insured or (2) for the transportation of passengers, other than members of the insured's family and incidental guests, shall be deemed to be a motor vehicle to which security has been provided as required by this Act.

Rulemaking Authority 624.308(1) FS. Law Implemented 624.307(1), 627.732(1) FS.

New 12-8-71, Repromulgated 12-24-74, Formerly 4-27.01, 4-27.001, 4-176.001.

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