Delaware Administrative Code
Title 18 - Insurance
900 - Consumer Rights
901 - Arbitration of Automobile and Homeowners' Insurance Claims
Section 901-9.0 - Arbitration Panels

Universal Citation: 18 DE Admin Code 901-9.0

Current through Register Vol. 28, No. 3, September 1, 2024

9.1 The Commissioner shall establish two types of Arbitration Panels. There shall be Panels established for automobile insurance claims and homeowners' insurance claims.

9.2 Each Panel shall consist of three members of suitable backgrounds or experience or as may be specified by statute, to be selected by the Commissioner. No member may serve on a Panel in which his employer or client is a party. Each Panel shall have a presiding member who shall be appointed by the Commissioner.

9.2.1 In the case of automobile claims, each Panel shall consist of at least one Delaware attorney as a member and the balance of the members shall be Delaware licensed insurance adjusters and/or appraiser as defined in 18 Del.C. § 1702 (c)

9.2.2 In the case of homeowners' claim, the Panel shall consist of individuals of suitable expertise in evaluating such claims and may include Delaware licensed property appraisers or adjusters.

9.2.3 In the case of health insurance claims involving the certification of treatment or procedure, one member of the panel must be a licensed health care professional in the relevant area of dispute.

9.2.4 A decision by the Panel requires concurrence by at least two of the Panel members. The written decision shall be signed by the panel chair and shall reflect the votes of the members.

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