Delaware Administrative Code
Title 18 - Insurance
800 - Workers' Compensation
801 - Workmen's Compensation Deductible [Formerly Regulation 40]
Section 801-2.0 - Purpose
Current through Register Vol. 28, No. 3, September 1, 2024
2.1 An amendment to the Delaware Workmen's Compensation Code 19 Del.C. § 2305(c) was enacted during the 1982 session of the Delaware Legislature, to become effective December 1, 1982. The amendment requires every insurer writing workmen's compensation insurance in Delaware to "...offer to write each such policy subject to a deductible applying only to medical reimbursement and death benefits. The insured employer shall be permitted to accept or reject such a deductible at the time the policy is issued or renewed..." The statute provides that the deductible shall be available from $500 to $5,000 in increments of $500. The deductible shall apply to each occurrence during the policy term.
2.2 This regulation advises insurers of the requirement as described above and establishes the procedures to be followed for implementing the statute.
