Delaware Administrative Code
Title 18 - Insurance
1900 - Rates and Rating Organization
1902 - Private Passenger Automobile Insurance Rating Information [Formerly Regulation 34]
Section 1902-3.0 - Form Requirements

Universal Citation: 18 DE Admin Code 1902-3.0

Current through Register Vol. 28, No. 3, September 1, 2024

3.1 As of the effective date of this regulation section, every private passenger automobile insurance policy and/or renewal certificate shall contain at least the following information:

3.1.1 coverages provided;

3.1.2 the applicable limits of liability and deductibles thereto;

3.1.3 the classification of the automobile(s); and

3.1.4 the rating territory.

3.2 As of the effective date of this regulation section, each private passenger automobile insurance policy and/or renewal certificate shall be accompanied by a "rating information form" which shall provide a detailed explanation of the classification determination, e.g., use of automobile, age, sex, marital status, driver training, student discount, etc. In addition, if a "safe driver" plan, or any other driver plan is used in premium determination, the rating information form shall provide succinct, but complete, description of such plan, stating under what circumstances points will not be assigned if accidents or motor vehicle law violations occur.

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