Delaware Administrative Code
Title 18 - Insurance
1400 - Health Insurance Specific Provisions
1404 - Long-Term Care Insurance
Section 1404-28.0 - Requirement to Deliver Shopper's Guide
Universal Citation: 18 DE Admin Code 1404-28.0
Current through Register Vol. 28, No. 3, September 1, 2024
28.1 A long-term care insurance shopper's guide in the format developed by the National Association of Insurance Commissioners, or one developed or approved by the Commissioner, shall be provided to all prospective applicants of a long-term care insurance policy or certificate.
28.1.1 In the case of agent solicitations, an agent must deliver the shopper's guide prior to the presentation of an application or enrollment form.
28.1.2 In the case of direct response solicitations, the shopper's guide must be presented in conjunction with any application or enrollment form.
28.2 Life insurance policies or riders containing accelerated long-term care benefits are not required to furnish the guide referenced in subsection 28.1 of this regulation but shall furnish the policy summary required under 18 Del.C. § 7105 (j).
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