Delaware Administrative Code
Title 18 - Insurance
1300 - Health Insurance General Provisions
1314 - Health Premium Consumer Comparison
Section 1314-2.0 - Definitions

Universal Citation: 18 DE Admin Code 1314-2.0
Current through Register Vol. 28, No. 3, September 1, 2024

The following words and terms, when used in this regulation, shall have the following meaning unless the context clearly indicates otherwise:

"Health Insurance" means a plan or policy issued by a carrier for the payment for, provision of, or reimbursement for health care services.

"Insurer" means every insurer, health service corporation, and managed care organization licensed to offer and sell health insurance in the state of Delaware (and does not include limited benefit plans, vision only, dental, Medicare supplement, or long term care).

"Rate estimates" means the estimates of annual insurance premiums produced for the Department's rate survey.

"Rate survey" means a request by the Department that insurers calculate estimated annual insurance premiums based on hypothetical consumer profiles. The rate survey shall include estimated premiums for zip codes or other geographic area identified by the Department.

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