Delaware Administrative Code
Title 18 - Insurance
1300 - Health Insurance General Provisions
1302 - Accident and Sickness Insurance Advertisements [Formerly Regulation 12]
Section 1302-6.0 - Form and Content of Advertisements

Universal Citation: 18 DE Admin Code 1302-6.0

Current through Register Vol. 28, No. 3, September 1, 2024

6.1 The format and content of an advertisement of an accident or sickness insurance policy shall be sufficiently complete and clear to avoid deception or the capacity or tendency to mislead or deceive. Whether an advertisement has a capacity or tendency to mislead or deceive shall, pursuant to 18 Del.C. § 2314, be determined by the Insurance Commissioner from the overall impression that the advertisement may be reasonably expected to create upon a person of average education or intelligence, within the segment of the public to which it is directed.

6.2 Advertisements shall be truthful and not misleading in fact or in implication. Words or phrases, the meaning of which is clear only by implication or by familiarity with insurance terminology, shall not be used.

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