Current through Register Vol. 47, No. 5, March 10,
2024
BASIS AND PURPOSE OF RULE 14.E
The purpose of Rule 14.E is to provide details and
requirements for the Colorado Lottery Multi-State Jackpot Game "Lucky for
Life®" such as sale of Tickets, payment of Prizes, and method for selecting
and validating winning Tickets. The statutory basis for Rule 14.E are C.R.S.
44-40-101,
44-40-109(1)(a) and
(2), and
44-40-113 and
44-40-114.
14.E.1
General Provisions
A. The Multi-State Jackpot Game known as
"Lucky for Life®" shall be conducted pursuant to the following Rules and
Regulations and such further instructions and directives as the Colorado
Lottery Director and Colorado Lottery Commission may issue. If a conflict
arises between Rule 14 Multi-State Jackpot Lottery Games and this Rule 14.E,
Rule 14.E shall apply. If a conflict arises between this Rule 14.E and the
"Lucky for Life®" Official Game Rule provided by the Managing Lotteries,
the "Lucky for Life®" Official Game Rule shall apply.
14.E.2
Definitions
In addition to the definitions provided in section 1.2 of
Rule 1 General Rules, Regulations, and Definitions and section 14.2 of Rule 14
Multi-State Jackpot Lottery Games:
A.
"Annuitized Payment Option" means payment of a Top Prize or Second Prize in
equal payments or installments. The Annuitized Payment Option shall be
calculated on an annual basis.
B.
"Cash Option" means payment of a Top Prize or Second Prize in a single cash
payment equal to the value of the non-annuitized Prize.
C. "Clearinghouse Lottery" means the Party
Lottery or other duly authorized entity who is responsible for collecting and
transferring Prize payouts on behalf of all Party Lotteries.
D. "Game Board" means that area of the Play
Slip that contains a set of two (2) grids. The first grid contains forty-eight
(48) squares, numbered one (1) through forty-eight (48), and the second grid
contains eighteen (18) squares, numbered one (1) through eighteen
(18).
E. "Liability Limit" means
the pre-established threshold, as determined in advance by the New England
Lottery Directors for paying Top Prize, Second Prize, and Third Prize
Payments.
F. "Lifetime Prize" means
the natural life of a single Claimant or twenty (20) years if assigned to an
entity or person under C.R.S. 44.40.113(1).
G. "Managing Lotteries" means the originating
lotteries which are: Connecticut Lottery Corporation, Maine State Liquor and
Lottery Commission, Massachusetts State Lottery Commission, New Hampshire
Lottery Commission, Ohio Lottery Commission, Rhode Island Division of
Lotteries, and the Vermont Lottery Commission.
H. "Managing Lotteries Board" means the
governing body of Managing Lotteries, which is comprised of the chief executive
officer of each Party Lottery.
I.
"Number" means any Play integer from one (1) through forty-eight (48)
inclusive.
J. "Play" means the six
(6) Numbers selected on each Game Board and printed on the Ticket.
K. "Prize Pool" means a defined percentage of
sales as specified in this rule.
L.
"Published Notice" means notice of the Prize Amount and any changes to the Cash
Option, which shall be posted on the Colorado Lottery Website and/or the Lucky
for Life® Website at least thirty (30) days prior to the Drawing for which
it is applicable.
M. "Second Prize"
means a Prize paid on a pari-mutuel basis, the Claimant has the option to be
paid as an annuity or as a lump sum cash payment, unless otherwise specified by
Lottery Rules.
N. "Split Prize"
means the pre-determined Top Prize, Second Prize, and Third Prize payout that
is divided equally among the Number of winning Tickets in each of these three
Prize Categories.
O. "Top Prize"
means a Prize paid on pari-mutuel basis. The Claimant has the option to be paid
as an annuity or as a lump sum cash payment, unless otherwise specified by
Lottery Rules.
14.E.3
Price of "Lucky for Life®" Ticket
The price of each "Lucky for Life®" Play shall be Two
Dollars ($2.00).
14.E.4
Play for "Lucky for Life®"
A. A "Lucky for Life®" player must select
six (6) Numbers per Play; five (5) Numbers out of forty-eight (48) plus one (1)
out of eighteen (18). A winning Play is achieved only when the following
combinations of Numbers selected match, in any order, the five (5) plus one (1)
Winning Numbers drawn. Those combinations are 5+1, 5+0, 4+1, 4+0, 3+1, 3+0,
2+1, 2+0, 1+1, and 0+1.
B. The
player can use Play Slips, as described in Section 14.E.8.C to make Number
selections. The Jackpot Gaming Terminal reads the Play Slip and issues a Ticket
with corresponding Play(s). If a Play Slip is not available, the Licensee may
enter the selected Numbers via the keyboard. If offered by the Lottery, a
player may leave all or a portion of his/her Play selections to a random number
generator operated by the Jackpot Gaming Terminal, commonly referred to as a
Quick Pick or partial Quick Pick.
14.E.5
Prizes for "Lucky for
Life®"
A. Odds of winning a Prize
are displayed in the table below:
WINNING COMBINATIONS
|
PRIZE CATEGORY
|
ODDS OF WINNING (ONE PLAY)
|
All five (5) of first set plus one (1) of second
set
|
Top Prize
|
1:30,821,472.000
|
All five (5) of first set plus none of second
set
|
Second Prize
|
1:1,813,027.765
|
Any four (4) of first set, but not five, plus one
(1) of second set
|
Third Prize
|
1:143,355.684
|
Any four (4) of first set, but not five, plus none
of second set
|
Fourth Prize
|
1:8,432.687
|
Any three (3) of first set, but not four or five,
plus one (1) of second set
|
Fifth Prize
|
1:3,413.231
|
Any three (3) of first set, but not four or five,
plus none of second set
|
Sixth Prize
|
1:200.778
|
Any two (2) of first set, but not three, four or
five, plus one (1) of second set
|
Seventh Prize
|
1:249.749
|
Any two (2) of the first set, but not three, four,
or five, plus none of the second set
|
Eighth Prize
|
1:14.691
|
Any one (1) of first set, but not two, three, four
or five, plus one (1) of second set
|
Ninth Prize
|
1:49.950
|
None of first set plus one (1) of second set
|
Tenth Prize
|
1:32.019
|
B.
The Prize Pool contribution for all Prize Categories shall consist of
fifty-nine percent (59%) of each Drawing period sales. Any amount remaining in
the Prize Pool at the end of this game shall be carried forward to a
replacement game or expended in a manner as directed by the Product Group in
accordance with state law.
PRIZE POOL
PRIZE CATEGORY
|
PRIZE AMOUNTS
|
PRIZE POOL PERCENTAGE OF SALES
|
Top Prize
|
$7,000 a week for life
|
10.2201%
|
Second Prize
|
$25,000 a year for life
|
11.6380%
|
Third Prize
|
$5,000
|
1.7439%
|
Fourth Prize
|
$200
|
1.1859%
|
Fifth Prize
|
$150
|
2.1973%
|
Sixth Prize
|
$20
|
4.9806%
|
Seventh Prize
|
$25
|
5.0050%
|
Eighth Prize
|
$3
|
10.2103%
|
Ninth Prize
|
$6
|
6.0060%
|
Tenth Prize
|
$4
|
6.2463%
|
TOTAL PAYOUT
|
59.4335%
|
C.
Prize Categories- Top Prize, Second (2nd) Prize, and
Third (3rd) Prize are split Prize Categories.
Fourth (4th) Prize through Tenth
(10th) Prize are set Prize Categories.
1. Split Prize levels are paid as follows:
a. Top Prize: One (1) winner receives the
full annuity value of Seven Thousand Dollars ($7,000) a week for life, or
according to such other schedule of payments set at the discretion of the
Lottery, with the option of taking the cash value.
(1) The Top Prize cash value is set forth in
the "Published Notice" available on the Jackpot Gaming Terminal, the Colorado
Lottery Website, and/or the Lucky for Life® Website. The cash value can be
revised thirty (30) days prior to the first Drawing to which it is
applicable.
(2) All annuitized
payments shall be made for a minimum of twenty (20) years.
(3) Two (2) to fourteen (14) Top Prize
Winners share equally in the pari-mutuel Prize of Seven Thousand Dollars
($7,000) a week for life with the option of taking the Cash Value divided by
the total number of Top Prize Winners. The cash option must be taken if the
annuitized value is less than Five Hundred Dollars ($500) a week for
life.
(4) Fifteen (15) or more Top
Prize Winners share equally in a pari-mutuel Prize of Seven Million One Hundred
and Twenty-Five Thousand Dollars ($7,125,000). No Annuitized Payment Option
shall be available at this level.
(5) For a single wager, the natural life of
the Top Prize Winner shall be used to determine the duration over which the Top
Prize is paid. If more than one (1) Person is a Top Prize Winner under a single
Wager, the Top Prize will be paid over twenty (20) years.
b. Second Prize: One (1) to twenty (20)
Winners receives the full annuity value of Twenty-Five Thousand Dollars
($25,000) a year for life with the option of taking the cash value.
(1) The Second Prize cash value is set forth
in the "Published Notice" available on the Jackpot Gaming Terminal, the
Colorado Lottery Website, and/or the Lucky for Life® website. The cash
value can be revised thirty (30) days prior to the first Drawing in which it is
applicable.
(2) All annuitized
payments shall be made for a minimum of twenty (20) years.
(3) Twenty-One (21) or more Second Prize
Winners share equally in the pari-mutuel Prize of Nine Million and Four Hundred
Thousand Dollars ($9,400,000). No Annuitized Payment Option shall be available
at this level.
(4) The minimum
Prize value for Second Prize shall not be less than any lower Prize Category
Prize paid in that respective Drawing.
(5) For a single wager, the measuring life of
a Second Prize Winner used to determine the duration over which the Second
Prize is paid, shall be the natural life of the individual. If the Second Prize
under a single wager is being claimed by more than one (1) Person, the
measuring life for that Second Prize Winner shall be twenty (20)
years.
c. Third Prize:
One (1) to one thousand (1,000) Third Prize Winners will receive Five Thousand
Dollars ($5,000).
(1) One thousand and one
(1,001) or more Third Prize Winners will equally share a pari-mutuel Prize of
Five Million Dollars ($5,000,000).
(2) The minimum Prize value for a Third Prize
shall not be less than Two Hundred Dollars ($200).
2. Set Prize Categories are a
guaranteed Prize and will not be paid as pari-mutuel.
14.E.6
Payment of
Prizes
A. All Prizes shall be paid by
the Lottery. At the discretion of the Lottery, Prizes may be paid prior to
receiving authorization from the Clearinghouse Lottery.
B. Top Prize payments will be made according
to payment selection.
1. If the Annuitized
Payment Option is selected the initial payment will be made at the time of the
claim, after the verification of the Prize Amount. All subsequent payments will
be made on a weekly basis from the date the Prize is claimed.
a. Annuitized payments of the Top Prize or a
share of the Top Prize may be rounded to facilitate the purchase of an
appropriate funding mechanism. Breakage on an annuitized Top Prize win shall be
added to the first payment to the winner or winners.
2. If the cash Option is selected the Prize
shall be paid at the time of the claim, after the verification of the Prize
Amount.
C. Second Prize
payments will be made according to payment selection.
1. If the Annuitized Payment Option is
selected the initial payment is made at the time of claim. All subsequent
payments will be made on an annual basis.
a.
Annuitized payments of the Second Prize or a share of the Second Prize may be
rounded to facilitate the purchase of an appropriate funding mechanism.
Breakage on an annuitized Second Prize win shall be added to the first payment
to the winner or winners.
2. If the Cash Option is selected the Prize
will be paid at the time of the claim, after the verification of Prize
Amount.
14.E.7
Drawings
A. The "Lucky for Life®" Drawings shall
be drawn daily, unless the Drawing schedule is changed by the Managing
Lotteries. In the event of an act of Force Majeure the Drawing shall be
rescheduled at the discretion of the Managing Lotteries.
B. Each Drawing shall determine, at random,
six (6) Winning Numbers in accordance with Drawing Procedures. Any Numbers
drawn are not declared Winning Numbers until the Drawing is certified by the
Managing Lotteries in accordance with the "Lucky for Life®" Drawing
procedure. The Winning Numbers shall be used in determining all "Lucky for
Life®" Winners for that Drawing. If a Drawing is not certified, another
Drawing will be conducted to determine certified Prize Winners.
C. Each Drawing shall be witnessed by an
independent auditor as required in C.R.S.
44-40-109(2)(d).
All Drawing equipment used shall be examined prior to and immediately after, a
Drawing. All Drawings, inspections, and tests shall be recorded on videotape,
unless technical issues prevent this from occurring.
D. A Drawing shall not be invalidated because
the Numbers drawn create excessive Prize liability for the Lottery.
E. The Drawing procedures shall provide that
a minimum of sixty (60) minutes elapse between the close of the game Ticket
sales and the time of the Drawing for those Tickets sold.
F. All Drawings shall be open to the
public.
14.E.8
Sale of Tickets
A. "Lucky for
Life®" Tickets may be purchased from a Licensee authorized to sell
Multi-State Jackpot Tickets.
B.
"Lucky for Life®" Tickets shall show, at a minimum, the player's selection
of Numbers, the amount of Plays, the Drawing date, and Validation
numbers.
C. Plays may be entered
manually using the Jackpot Gaming Terminal keypad or by means of a Play Slip
provided by the Lottery. Facsimiles of Play Slips, copies of Play Slips, or
other materials which are inserted into the Jackpot Gaming Terminal's Play Slip
reader and which are not printed or approved by the Lottery shall not be used
to enter a Play. No device shall be connected to a Jackpot Gaming Terminal to
enter Plays, except as may be approved by the Lottery. Unapproved Play Slips or
other devices may be seized by the Lottery.
1.
All Plays shall be marked on the Play Slip by hand. No machine-printed Play
Slips shall be used to enter Plays. Machine-printed Play Slips may be seized by
the Lottery.
D. "Lucky
for Life®" Tickets may not be cancelled.
14.E.9
Advance Play
A. Advance Play provides the opportunity to
purchase "Lucky for Life®" Tickets for more than one (1) consecutive
Drawing. Advance Play Tickets shall be available for purchase in variable
increments. The Advance Play feature shall be available at the discretion of
the Director.
B. The cash value may
be adjusted during the life of an Advance Play Ticket per the Published Notice
as referenced in 14.E.5.C.1.a.(1).
14.E.10
Managing Lotteries Accounting
and Finance
A. When a Lottery joins
the ""Lucky For Life®"" Product Group, the Managing Lotteries shall revise
the existing budget and assess the Lottery for the additional costs. Each July,
thereafter, the Managing Lotteries sets the budget for the impending year and
assesses each Lottery their proportionate share. The Lottery receives a copy of
these costs and an election form.
B. The draw reports determine whether the
Lottery owes and needs to transfer funds to the MUSL, or the MUSL owes and
needs to transfer funds to the Lottery. (The procedures and corresponding time
lines documenting the timely and effective transfer of funds between the
Lottery and the MUSL can be found in the Lottery's financial procedures.) Prize
payments are transferred between the MUSL and the Lottery as required to cover
prize payments.