Current through Register Vol. 47, No. 17, September 10, 2024
Basis: The statutory basis for this rule is Part
6, Article 4 of Title 10,
42-1-204, C.R.S., and Article 7 of
Title 42, C.R.S.
Purpose: The purpose of this rule is to
establish reporting requirements for insurers that issue insurance policies
under Part 6, Article 4 of Title 10 in order to maintain the Motorist Insurance
Identification Database (MIIDB).
1.1
"Designated Agent" means an agent that contracts with the Department as defined
in section
42-7-603(3),
C.R.S.
1.2 "Secure File Transfer
Protocol" (SFTP) means a process for securely exchanging files between the
insurer's system and the Designated Agent's system.
1.3 "Policy" means an automobile insurance
policy as defined in section
10-4-601(10),
C.R.S.
2.0
Insurer Reporting
Requirements
2.1 An insurer
shall report motor vehicle Policy information required under
10-4-615(2),
C.R.S., to the Department's Designated Agent as provided by
10-4-615(1)(a) and (b)
and
10-4-615(3),
C.R.S.
2.2 The information required
in 2.1 above shall be reported and provided in a form or manner acceptable to
the Designated Agent using the SFTP. An insurer must register with the
Designated Agent and complete the required registration found at:
https://www.colorado.gov/driveinsured/registration.html.
2.3 Error Reporting
a. The Designated Agent will make error
reports available to insurers using the SFTP.
b. Each insurer shall retrieve error reports
and develop an error correction process for Policy information that is rejected
and returned.
c. Each insurer must
correct rejected and returned Policy information and resubmit corrected Policy
information using the form or manner required in paragraph 2.2 above. Until it
is corrected, a rejected Policy may result in the vehicle record being
disclosed as uninsured to law enforcement upon request for insurance
status.
d. Each insurer is
responsible for any costs incurred in complying with the MIIDB
program.
3.0
Vehicles Exempt From MIIDB Reporting Requirements
3.1 The following motor vehicles are exempt
from MIIDB reporting requirements.
a. A motor
vehicle that is a commercial motor vehicle defined in
42-1-102 (17.5), C.R.S.
b. A motor vehicle designed as a special use
truck pursuant to
42-3-306(9),
C.R.S., and Rule 33, 1 CCR 204-10.
c. A motor vehicle registered in the
commercial fleet program pursuant to
42-3-107(27),
C.R.S., and Rule 5, 1 CCR 204-10.
d. A motor vehicle registered in a rental
program pursuant to
42-3-107(11),
42-3-107(12), and
42-3-107(16),
C.R.S., and Rule 30, 1 CCR 204-10.
e. A motor vehicle owned by the State of
Colorado or any agency or institution there of or by a town, city, county, or
city and county pursuant to
42-3-104(4),
C.R.S., and Rule 28, 1 CCR 204-10.
f. A motor vehicle registered with a gross
vehicle weight rating pursuant to
42-1-102 (23.5) and
42-3-306(5)(b),
C.R.S., and Rule 4, 1 CCR 204-10.
g. A motor vehicle registered as a farm
vehicle pursuant to
42-3-306(4),
C.R.S.
h. A bus registered pursuant
to 42-1-102(88) and
42-3-306(2)(c),
C.R.S.
i. A motor vehicle
registered with a Commercial Call Letter license plate pursuant to
42-3-210, C.R.S.
j. A vehicle that does not meet the
definition of a motor vehicle under
10-4-601(6) and
42-1-102 (580, C.R.S. This
includes Trailers defined in
42-1-102(14),
42-1-102 (60.3),
42-1-102 (105), 42-1-105 (106),
and 42-1-102 (111), C.R.S., and
Special Mobile Machinery defined in
42-1-102 (93.5), C.R.S.
3.2 The following registration
records with license plates that are registered to a person and not a motor
vehicle are exempt from MIIDB reporting requirements:
a. Dealer Demonstration, Dealer Full-Use,
Dealer In-Transit, and SMM Dealer Demonstration license plates issued pursuant
to 42-3-116, C.R.S., and Rule 48, 1
CCR 204-10.
b. Depot license plates
issued pursuant to
42-3-116, C.R.S., and Rule 9, 1
CCR 204-10.
c. Manufacturer license
plates issued pursuant to
42-3-116, C.R.S.
d. Transporter license plates issued pursuant
to 42-3-116, C.R.S., and Rule 35, 1
CCR 204-10.
