California Code of Regulations
Title 10 - Investment
Chapter 5 - Insurance Commissioner
Subchapter 7.5 - Unfair or Deceptive Acts or Practices in the Business of Insurance
Article 1.5 - Sales to Military Personnel
Section 2695.20 - Purpose
The purpose of this article is to set forth standards to protect active duty service members of the United States Armed Forces from dishonest and predatory insurance sales practices by declaring certain identified practices to be false, misleading, deceptive or unfair. However, no exemption, exclusion or silence in this article as to any act or practice shall be construed to suggest that such act or practice, when performed or engaged in by an insurer or insurance producer, is not otherwise in violation of underlying statute or other applicable law.
1. New article 1.5 (sections 2695.20-2695.28) and section filed 2-22-2008; operative 2-22-2008 pursuant to Government Code section 11343.4 (Register 2008, No. 8).
Note: Authority cited: Sections 720, 790.10, 10168.92, 10206.5, 10506 and 10506.3, Insurance Code; CalFarm Ins. Co. v. Deukmejian, 48 Cal.3d 805 (1989); 20th Century Ins. Co. v. Garamendi, 8 Cal. 4th 216 (1994). Reference: Sections 32, 101, 330, 331, 332, 333, 334, 350, 351, 358, 359, 360, 700, 730, 733, 780, 781, 783, 783.5, 790.03, 791.02, 791.03, 1626, 10159.1, 10165, 10168, 10206.5, 10506, 10506.3, 10509.8, 10509.9 and 10540, Insurance Code; Section 823.5, Military and Veterans Code.