California Code of Regulations
Title 10 - Investment
Chapter 5 - Insurance Commissioner
Subchapter 4.7 - Private Passenger Automobile Rating Factors
Article 4 - Good Driver Discount Policy
Section 2632.14 - Policies Offered to Good Drivers and Nondiscrimination

Universal Citation: 10 CA Code of Regs 2632.14

Current through Register 2024 Notice Reg. No. 38, September 20, 2024

(a) Except as provided by Insurance Code section 1861.15(d) every insurer required to offer a good driver discount policy of automobile insurance pursuant to section 1861.02(b) of the California Insurance Code shall offer to sell each of the following to a good driver:

(1) a good driver discount policy that contains only the minimum limits of liability coverage specified in Section 16056 of the California Vehicle Code;

(2) a good driver discount policy that contains comprehensive coverage or automobile collision coverage, or both of such coverages, in addition to automobile liability coverage;

(3) a good driver discount policy that contains any of the limits of coverage, the types of coverage, and amounts of deductibles that the insurer offers to sell to the public.

(b) Insurers required to offer good driver discount policies pursuant to section 1861.02(b) of the California Insurance Code shall offer and sell good driver discount policies under the same terms and conditions and with the same options and services that the insurer offers and sells to the public for any other automobile insurance policy. The foregoing includes but is not limited to terms for payment of premiums and the payment of commissions to agents.

1. Certificate of Compliance as to 3-17-94 order including repealer and new section transmitted to OAL 7-12-94 and filed 8-23-94; operative 9-22-94 (Register 94, No. 34). For prior history, see Register 94, No. 11.

Note: Authority cited: Sections 1861.02, 1861.15, 12921 and 12926, Insurance Code. Reference: Section 1861.02, Insurance Code.

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