California Code of Regulations
Title 10 - Investment
Chapter 5 - Insurance Commissioner
Subchapter 4.7 - Private Passenger Automobile Rating Factors
Article 3 - Rating Factors
Section 2632.4 - Use of Rating Factors
Current through Register 2024 Notice Reg. No. 38, September 20, 2024
(a) No insurer shall use a rating factor which is not set forth in these regulations and no insurer shall adopt any rating factor based in whole or in part upon the race, language, color, religion, national origin, ancestry, age, political affiliation, or sexual orientation of any person.
(b) No insurer shall use a rating factor, discount, types of limits of coverages or deductibles, make, model, value, cost of repair, or auto symbol of the insured vehicle in the development of rates in a manner that does not bear a substantial relationship to loss.
1. Certificate of
Compliance as to 3-17-94 order including repealer and new article 3 and section
transmitted to OAL 7-12-94 and filed 8-23-94; operative 9-22-94 (Register 94, No.
34). For prior history, see Register 94, No. 11.
2. Amendment of
subsection (a) filed 7-5-96; operative 8-4-96 (Register 96, No.
27).
Note: Authority cited: Sections 1861.02, 12921 and 12926, Insurance Code. Reference: Sections 1861.02(a) and 1861.05, Insurance Code.
