California Code of Regulations
Title 10 - Investment
Chapter 5 - Insurance Commissioner
Subchapter 3 - Insurers
Article 7.1 - Title Insurance Statistical Plan and Related Rules
Section 2355.2 - Specific Instructions for the Title Insurance Statistical Plan and Income Statement Report
Universal Citation: 10 CA Code of Regs 2355.2
Current through Register 2024 Notice Reg. No. 38, September 20, 2024
(a) Tab 1 (of the Workbook) -- Company Information (Signature Page/Certification)
The reporting company shall report the following annually with the Statistical Plan and Income Statement reports.
(1) Company name, address, group name, and NAIC
code
(2) Whether a completed report is
attached or, alternatively, whether the company did not write any business and has
no data to report
(3) The signature,
under penalty of perjury, of an officer authorized to certify that the Statistical
Plan and Income Statement reported herein is accurate, true and correct, complete,
and in compliance with these regulations.
(4) If a title insurance company is submitting
reports of a controlled escrow company which is controlled by the reporting title
insurance company, but whose experience is not otherwise included in the reports of
the controlling title insurance company, a separate certification shall be submitted
for the controlled escrow company reports.
(b) Tab 2 -- General Interrogatories Page
The Interrogatory Page shall be completed with the following information and submitted annually with the Statistical Plan and Income Statement report:
(1) Does your company have a
controlled escrow company as defined by Insurance Code section
12340.6?
(2) If "yes" provide the complete corporate name
of each.
(3) Does this report include
the data for the controlled escrow company(s)?
(4) If "no" have your controlled escrow company(s)
submit a completed report.
(5) Is the
County data reported in CATI-R4 based on the county in which the subject property is
located?
(6) If "no" explain further in
the space provided. Specifically, if the County data is based on the location of the
escrow office, or where the transaction was processed, etc., explain or justify why
the data is not reported based on the location of the subject property.
(7) The data required in CATI-R1 shall be
California specific when available; otherwise, it shall be allocated based on the
ALTA method. The reporting company shall indicate, by marking in the space provided
on the Interrogatory Page, whether each reported line item of data in CATI-R1 is
California specific
(c) CATI-R1: Income Statement
The Income Statement page requires the company's California and Countrywide revenue and expense items for the current report year and the previous year. However, the initial submission, which is due May 31, 2012, does not require the previous year's experience. Please note that certain line items are calculated items and do not require data entry by the company.
The breakout of revenue and expense items is detailed and specific instructions for each line item are listed below. All line items are mutually exclusive of one another. Do not enter a specific expense or revenue in more than one line. The amount for each item shall be reported on an accrual basis. Use California specific data when it is available. If California specific data is not available, use the allocated amount based on the ALTA method.
Companies shall use the following standards when reporting information on this form:
* Unless otherwise specifically indicated, any allocations between states are to be based upon the methods recommended by the American Land Title Association (ALTA) Uniform Financial Reporting Plan (March, 1978). Other necessary allocations are to be made on a reasonable and equitable basis.
* Financial Statement Classifications used in this report as well as other instructions for its completion shall conform to those used in the Official NAIC Annual Statement (AS) Instructions, unless otherwise indicated herein.
* All amounts shown on this report are to be in whole dollars, with no decimal points or pennies. Round amounts of $0.50 or more up to the next highest dollar amount; round amounts of $0.49 down to the next lowest dollar amount.
| Row/Line Number | Name of Data Line | Description and Instructions for Data Line |
| R1.1A | Gross Written Title Premium | Report Countrywide amount and California specific or allocated amount. Calculated: 1A.a + 1A.b + 1A.c + 1A.d |
| Total gross written title premium before remittances to agents/underwritten title companies during the reporting period. Report direct business, meaning before adjustments for reinsurance. CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 1A, Line 1, Column 4. | ||
| R1.1A.a | Direct Operations | Report Countrywide amount and California specific or allocated amount. Enter total title written premium from Direct Operations. |
| Exclude from California amounts reported for unusual risk premiums charged pursuant to Insurance Code § 12401.8 reported on Row 1A.d below. | ||
| Include direct business, meaning business performed by the reporting company without the use of an underwritten title company. Report the entire gross premium and do not deduct any amounts incurred or received for work charges/premium splits. Report premium only for transaction in which the reporting company was the initial recipient of funds from the ultimate consumer. | ||
| CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 1A, Line 1, Column 1 (excluding California "Unusual Risk Premium," if any). | ||
| R1.1A.b | Non-Affiliated Agencies/UTCs | Enter total title written premium from Non-Affiliated Agencies/Underwritten Title Companies. CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 1A, Line 1, Column 2 (excluding California "Unusual Risk Premium," if any). |
| R1.1A.c | Affiliated Agencies/UTCs | Enter total title written premium from Affiliated Agencies/Underwritten Title Companies. CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 1A, Line 1, Column 3 (excluding California "Unusual Risk Premium," if any). |
| R1.1A.d | Unusual Risk Premium | Enter total title written premium for unusual risk premiums charged pursuant to Insurance Code § 12401.8 for California Amounts Only. |
| Include direct operations, non-affiliated agency, and affiliated agency operations. Report the entire gross premium and do not deduct any amounts incurred or received for work charges/premium splits. Report premium only for transaction in which the reporting company was the initial recipient of funds from the ultimate consumer. | ||
| Enter the same amount for California and Countrywide. | ||
| R1.1B | Net Written Title Premium | Calculated: 1A + 1B.a - 1B.b |
| CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 1B, Line 1.4, Column 1. | ||
| R1.1B.a | Assumed Title Premium | Enter Total Title Written Premium Assumed from Ceding Companies. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 1B, Line 1.2, Column 1. |
| R1.1B.b | Ceded Title Premium | Enter Total Title Written Premium Ceded to Reinsurance Companies. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 1B, Line 1.3, Column 1. |
| R1.1C | Net of Additions & Withdrawals to/from Statutory Premium Reserve | Calculated: 1C.a-1C.b |
| R1.1C.a | Statutory Premium Reserve Additions During the Year | Enter total Statutory Premium Reserve Additions during the year. The CW amount should equal NAIC AS Form, "Operations & Investment Exhibit" -- Part 1B, Line 2.2, Column 1. |
| R1.1C.b | Statutory Premium Reserve Withdrawals During the Year | Enter total Statutory Premium Reserve Withdrawals during the year. The CW amount should equal NAIC AS Form, "Operations & Investment Exhibit" -- Part 1B, Line 2.3, Column 1. |
| R1.1D | Net Earned Title Premium | Calculated: Row 1B -- Row 1C |
| R1.2 | Escrow and Settlement Service | Calculated: Rows 2a + 2b + 2c |
| Charges | The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 1A, Line 2, Column 4. | |
| R1.2a | Escrow | Report total fees for full escrow during the reporting period. Exclude California Sub-Escrow Fees and/or California Unusual Escrow Charges as set out below. |
| Report the entire escrow fee and do not deduct any amounts incurred or received for work charges. Report escrow fees only for transactions in which the reporting company was the initial recipient of fees from the ultimate consumer. | ||
| Escrow fee is a charge for services normally necessary to complete settlement functions in connection with a purchase/sale, loan and/or home equity or other transaction, including all other Settlement Charges included in the fee charged pursuant to the Company's rate filing. | ||
| R1.2b | Sub-Escrow | Sub-escrow refers to funds transfer for lenders in those situationswhere an entity other than the reporting company is performing other escrow activities. Sub-escrow typically occurs in Southern California when escrow is performed by independent escrow companies. For California Amounts Only, report only those revenues associated with a separate and identifiable charge for sub-escrow activities. Report sub-escrow fees only for transactions in which the reporting company was the initial recipient of fees. |
| Sub-escrow is a limited escrow function provided in connection with the issuance of title insurance coverage which includes the receipt of loan funds from a lender, the disbursement of funds necessary to clear existing liens and the disbursement of remaining funds to the principal escrow. | ||
| R1.2c | Unusual Service Revenue | Report total escrow fees from Direct Operations for unusualservices charged pursuant to Insurance Code § 12401.8 for California Amounts Only. |
| R1.3 | Other Title Fees & Service | Calculated: Rows 3a + 3b + 3c + 3d |
| Charges | Report the amount of revenue from other service charges. Other services are activities for which a specific charge is made -- the categories are listed below. These charges do not include normal title premium, escrow, sub-escrow or charges for unusual risks or unusual services. Other service charges specifically refer to revenue from activities included in rate filings. | |
| R1.3a | Title Examinations | Enter total fees for title examinations separate and apart from title insurance premiums received. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 1C, Line 1, Column 1 |
| R1.3b | Searches & Abstracts | Enter total fees for search and abstract separate and apart from title insurance premiums received. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 1C, Line 2, Column 1 |
| R1.3c | Surveys | Enter total fees for surveys. The CW amount should equal NAICAS Form "Operations & Investment Exhibit" -- Part 1C, Line 3, Column 1. |
| R1.3d | Aggregate Write-Ins for Service Charges | Enter aggregate Write-Ins for Service. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part1C, Line 4, Column 1 |
| R1.4 | Aggregate Write-Ins for Other Operating Revenues | Enter aggregate Write-Ins for Other Operating Revenue. |
| R1.5A | Total Operating Revenues [Direct Basis] | Calculated: Rows 1A - 1C + 2 +3 + 4 |
| R1.5B | Total Operating Revenues [Net Basis] | Calculated: Rows 1D + 2 +3 + 4 |
| R1.6 | Title Premium Retained by or Remitted to Underwritten Title Companies/Title Agents | Report the amount of title premium that was retained by or remitted to underwritten title companies/title agents pursuant to underwriting agreements during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 2, Column 4. Report the California specific amount or the allocated amount for California. |
| R1.7 | Salaries | Report the amount of salaries for employees during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 1.1, Column 4. Report the California specific amount or the allocated amount for California. |
| R1.8 | Commissions | For California Only, report the amount of commissions for employees during the reporting period. |
| R1.9 | Bonuses | For California Only, report the amount of bonuses for employees during the reporting period. |
| R1.10 | Payroll Taxes | Report the amount of payroll taxes for employees during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 1.3, Column 4. |
| R1.11 | Employee Relations & Welfare | Report the amount of employee benefits for employees during the reporting period. Benefits include pension contributions, health insurance, life insurance, workers' compensation insurance, food for employees, gatherings and entertainment for employees. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 1.2, Column 4. |
| R1.12 | Temporary Agency Expenses | For California Only, report the amount for temporary agencies for personnel during the reporting period. Report expenses for temporary administrative support staff in this category. Do not include amounts incurred for legal or accounting services. |
| R1.13 | Contract Workers / Consultants | For California Only, report the amount for contract workers and consultants during the reporting period. Report expenses for higher paid professionals in this category. Do not include amounts incurred for legal or accounting services. |
| R1.14 | Aggregate Write-Ins for Personnel Expenses | Enter aggregate Write-Ins for Personnel Expenses. Include other personnel costs as reported in NAIC AS Form "Operations& Investment Exhibit" -- Part 3, Line 1.5, Column 4. Allocate the California amount. |
| R1.15 | Total Personnel Expenses | Calculated: Rows 7 + 8 + 9 + 10 + 11 +12 + 13 + 14 |
| The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 1.5, Column 4. | ||
| R1.16a | Loss & Loss Adjustment Expenses Paid -- Direct Operations | Report the amount of title loss and loss adjustment expenses paid from Direct Operations, net of recoveries, subrogation or errors and omissions insurance policies, during the reporting period. Do not include recoveries from reinsurance. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 2A, Line 1, Column 1. Report California specific amount in California column. |
| R1.16b | Loss & Loss Adjustment Expenses Paid -- Non-affiliated and Affiliated Agency Operations | Report the amount paid for loss and loss adjustment expenses paid from UTC/Agency Operations, net of recoveries from underwritten title companies pursuant to underwriting agreements, subrogation or errors and omissions insurance policies, during the reporting period. Do not include recoveries from reinsurance. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 2A, Line 1, Column 2 + Column 3. Report California specific amount in California column. |
| R1.17 | Change in Known Claims Reserves | Report the change in loss and loss adjustment expense reserves during the reporting period. The CW amount should equal NAIC AS Form "Liabilities, Surplus and Other Funds" -- Line 1, Column 1 minus Column 2. Report California specific amount or allocated amount in California column. |
| R1.18 | Unallocated Loss Adjustment Expenses Incurred | Report the amount paid for unallocated loss and loss adjustment expenses paid during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 2A, Line 9, Column 4. Report California specific amount or allocated amount in California column. |
| R1.19 | Total Loss & Loss Adjustment Expenses [Direct Basis] | Calculated: Rows 16a + 16b + 17 + 18 |
| R1.19A | Losses & Allocated Loss Adjustment Expenses Paid -- Reinsurance Assumed | Report the amount paid for unallocated loss and loss adjustment expenses paid during the reporting period for reinsurance assumed. The CW amount should equal NAIC ASForm "Operations & Investment Exhibit" -- Part 2A, Line 2, Column 4. |
| R1.19B | Recovery from Reinsurance During Year | Report amounts recovered from reinsurance during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 2A, Line 4, Column 4. |
| R1.20 | Total Loss & Loss Adjustment Expenses [Net Basis] | Calculated: Rows 19 + 19A - 19B. |
| R1.21 | Escrow Losses Paid | Report the amount of escrow losses paid, net of recoveries from subrogation or errors and omissions insurance polices, during the reporting period. |
| R1.22 | Change in Escrow Loss Reserves | Report the change in escrow loss reserves during the reporting period. |
| R1.23 | Escrow Loss Adjustment Expenses Incurred | Report the amount incurred for escrow loss adjustment expenses, net of recoveries from subrogation or errors and omissions insurance policies, during the reporting period. |
| R1.24 | Total Escrow Loss & Loss Settlement Expenses | Calculated: Rows 21 + 22 + 23 |
| R1.25 | Title Plant Maintenance for Owned Title Plants and Subscriptions Fees, Rent & Charges for Jointly-Owned and Non-Owned Title Plants | Report the amount for maintaining owned title plants and for subscription fees, rent and other charges for jointly-owned and non-owned title plants during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 6, Column 4. |
| R1.26 | Title Search / Examination & Abstracts Purchased Outside | Report expenses associated with title search, examination and abstracts purchased outside, including amounts for third-partytitle search and examination reports. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 3.1, Column 4. |
| R1.27 | Other Production Services Purchased Outside | Report any other production services purchased outside. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Column 4, Line 3.2 plus Line 3.3. |
| R1.28 | Subtotal: Title Order Processing -- Production Services Purchased Outside | Calculated: Rows 26 + 27. |
| R1.29 | Advertising Expenses | Report the amount of advertising expenses during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 4, Column 4. |
| R1.30 | Promotion and Marketing Expenses | Report the amount of expenses for business promotion and marketing during the reporting period. The CW amount shouldequal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 9, Column 4. |
| R1.31 | Subtotal: Marketing Cost | Calculate: Rows 29 + 30. |
| R1.32 | Travel and Travel Items | Report the amount of expenses for travel and travel items during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 12, Column 4. Report California specific or allocated amount in California column. |
| R1.33 | Rent and Rent Item | Report the amount of expenses for building rent for facilities used for the business of title insurance during the reporting period, net of any rental income received for those facilities. Report rent incurred for equipment in Row 34. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 13, Column 4 |
| R1.34 | Equipment | Report the amount of expenses for renting or leasing equipment. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 14, Column 4. |
| R1.35 | Data Processing Services & Software | Report the amount of expenses for data processing services and software. Do not include any expenses for software related to title plant access or subscription, which is reported in Row 25. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 15, Column 4. Report California specific amount. |
| R1.36 | Printing / Stationery / Supplies | Report the amount of expenses for printing, stationery and supplies during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 16, Column 4. |
| R1.37 | Postage, Telephone, Messenger and Express | Report the amount of expense for postage, telephone, messenge and express during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 17, Column 4. |
| R1.38 | Legal and Auditing Fees | Report the amount for outside legal and auditing services, other than claim-related legal services during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 18, Column 4. |
| R1.39 | Directors' Fees | Report the amount for fees to members of the company's Board of Directors during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 11, Column 4. |
| R1.40 | Licenses, Fees, and Taxes Other than Federal Income & State Premium Taxes | Report the amount for licenses, regulatory fees and taxes during the reporting period. Do not include federal income taxes, which are reported on Row 57. Do not include state premium taxes which are reported on Row 41. Include property taxes only for real estate and buildings employed for the business of title insurance. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Column 4, Line 20.5 minus Line 20.1. |
| R1.41 | State Premium Taxes | Report the amount of premium taxes during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 20.1, Column 4. |
| R1.42 | Real Estate and Real Estate Tax | Report the amount of expenses for real estate and real estate tax. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Lines 21 + 22, Column 4. |
| R1.43 | Amounts Charged Off, Net of Recoveries | Report the amount of expenses for collecting overdue debt or for writing off bad debt, net of recoveries, during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 8, Column 4. |
| R1.44 | Insurance | Report the amount for all types of insurance during the reporting period, other than insurance provided on behalf of employees, which is reported in Row 11. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 10, Column 4. |
| R1.45 | Lobbying | Report the amount for lobbying activities during the reporting period, including amounts paid to trade associations for lobbying activities for CALIFORNIA ONLY. Report amounts to trade associations for activities other than lobbying in Row 47. |
| R1.46 | Donations | Report the amount of donations during the reporting period for CALIFORNIA ONLY. |
| R1.47 | Boards, Bureaus, Associations & Advisory Organizations | Report the amount for boards, bureaus, associations and advisory organizations fees during the reporting period. The CW amountshould equal NAIC AS Form "Operations & Investment Exhibit" -- Part 3, Line 5, Column 4. |
| R1.48 | Fines or Penalties | Report the amount for fines, penalties and restitution to regulatory agencies, courts or to consumers pursuant to regulatory or judicial decisions or settlements during the reporting period for CALIFORNIA ONLY. |
| R1.49 | Aggregate Write-Ins for Miscellaneous Expenses | Report the amount of Aggregate Write-Ins for Miscellaneous Expenses during the reporting period. The CW amount shouldequal NAIC AS Form "Operations & Investment Exhibit -- Part 3, Line 23, Column 4. |
| R1.50 | Subtotal: General Expenses | Calculated: Sum of Rows 32 to 49. |
| R1.51A | Total Operating Expenses [Direct Basis] | Calculated: Rows 6 + 15 + 19 + 24 + 25 + 28+ 31 + 50 |
| R1.51B | Total Operating Expenses [Net Basis] | Calculated: Rows 6 + 15 + 20 + 24 + 25 + 28 + 31 + 50 |
| R1.52A | Net Operating Income (Loss) [Direct Basis] | Calculated: Row 5A - Row 51A |
| R1.52B | Net Operating Income (Loss) [Net Basis] | Calculated: Row 5B - Row 51B |
| R1.53 | Net Investment Income | Report the net investment income for the reporting period. The CW amount is from NAIC AS Form "Operations & Investment Exhibit - Statement of Income" -- Line 9. |
| R1.54 | Net Realized Capital Gains (Losses) | Report realized capital gains during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit - Statement of Income" -- Line 10. |
| R1.55 | Aggregate Write-Ins for Miscellaneous Income (Loss) | Report aggregate write-ins for miscellaneous income (loss) during the reporting period. The CW amount should equal NAICAS Form "Operations & Investment Exhibit - Statement of Income" -- Line 12. |
| R1.56A | Net Income (Loss) Before Income Taxes [Direct Basis] | Calculated: Row 52A + (Rows 53 + 54 + 55) |
| R1.56B | Net Income (Loss) Before Income Taxes [Net Basis] | Calculated: Row 52B + (Rows 53 + 54 + 55) |
| R1.57 | Federal Income Taxes Incurred | Report the amount of the provision for federal income taxes during the reporting period. Allocate federal taxes to California by multiplying the federal effective tax rate by the California net income (loss) before income taxes. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit -- Statement of Income" -- Line 14. |
| R1.58A | Net Income (Loss) After Taxes [Direct Basis] | Calculated: Row 56A - Row 57 |
| R1.58B | Net Income (Loss) After Taxes [Net Basis] | Calculated: Row 56B - Row 57 |
| R1.59 | Beginning Year Surplus as Regards Policyholders | Report the amount of the surplus as regards policyholders at the beginning of the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit -- Statement of Income" -- Line 16, Column 1. [Countrywide Only] |
| R1.60 | Change in Surplus as Regards Policyholders for the Year | Report the change in surplus as regards policyholders during the reporting period. The CW amount should equal NAIC AS Form "Operations & Investment Exhibit -- Statement of Income" -- Line 31, Column 1. [Countrywide Only] |
| R1.61 | Ending Year Surplus As Regards Policyholders | Calculated: Sum of Rows 59 + 60 [Countrywide Only] |
| Field/Column Number | Name of Data Field | Description and Instructions for Data Field |
| R1.A | California -- Current Year | Report California specific or California allocated data for the current reporting year. |
| R1.B | Countrywide -- Current Year | Report Countrywide data for the current reporting year. |
| R1.C | California -- Prior Year | Report California specific or California allocated data for the prior year. |
| R1.D | Countrywide -- Prior Year | Report Countrywide data for the prior year. |
(d) CATI-R2: Summary of Transaction Activities
The Summary of Transaction Activities page requires the company's California title and escrow activities for the current report year and the previous year. However, the initial submission, which is due May 31, 2012, does not require the prior year's experience. Orders reported herein shall include those written by the reporting company's direct operations and affiliated UTCs.
Open(ed) Orders: the electronic or manual entry of an order into that system used by the company to actively track or otherwise process such order.
Close(ed) Orders: the electronic or manual removal of an order from active tracking or processing in that system used by the company to actively track or otherwise process such order.
Cancelled Orders: Cancelled Orders shall include all orders cancelled in the company's order tracking system. Use of estimates shall be noted by the reporting company.
| Row/Line Number | Name of Data Line | Description and Instructions for Data Line |
| R2.1 | Title Orders Only | [Blank] |
| R2.1a | Orders Open at Beginning of Year | # of Title Orders open at the beginning of the year |
| R2.1b | Orders Opened During Year | # of Title Orders opened during the year. |
| R2.1c | Orders Closed During Year | # of Title Orders closed during the year. |
| R2.1d | Orders Cancelled During Year | # of Title Orders cancelled during the year. |
| R2.1e | Orders Open at End of Year | # of Title Orders open at the end of the year |
| R2.2 | Combined Title & Escrow Orders | [Blank] |
| R2.2a | Orders Open at Beginning of Year | # of Combined Title & Escrow Orders open at the beginning of the year |
| R2.2b | Orders Opened During Year | # of Combined Title & Escrow Orders opened during the year. |
| R2.2c | Orders Closed During Year | # of Combined Title & Escrow Orders closed during the year. |
| R2.2d | Orders Cancelled During Year | # of Combined Title & Escrow Orders cancelled during the year. |
| R2.2e | Orders Open at End of Year | # of Combined Title & Escrow Orders open at the end of the year |
| R2.3 | Escrow Orders Only | [Blank] |
| R2.3a | Orders Open at Beginning of Year | # of Escrow Orders open at the beginning of the year |
| R2.3b | Orders Opened During Year | # of Escrow Orders opened during the year. |
| R2.3c | Orders Closed During Year | # of Escrow Orders closed during the year. |
| R2.3d | Orders Cancelled During Year | # of Escrow Orders cancelled during the year. |
| R2.3e | Orders Open at End of Year | # of Escrow Orders open at the end of the year |
| Field/Column Number | Name of Data Field | Description and Instructions for Data Field |
| R2.A | California -- Current Year | Report California data for the current reporting year. |
| R2.B | California -- Prior Year | Report California data for the prior year. |
(e) CATI-R3 [Parts 1 to 6]: Summary of Rate Distribution by Type of Policy
The Summary of Rate Distribution is broken down by the 6 Types of Policies for the company's California activities for the current report year. Policies reported herein shall include those written by the reporting company's direct operations and affiliated UTCs.
| CATI-R3.1 | Personal -- Owner's Policy | |
| CATI-R3.2 | Personal -- Lender's Policy | |
| CATI-R3.3 | Personal -- Lender's Policy Concurrent with Owner's Policy | |
| CATI-R3.4 | Commercial -- Owner's Policy | |
| CATI-R3.5 | Commercial -- Lender's Policy | |
| CATI-R3.6 | Commercial - Lender's Policy Concurrent with Owner's Policy |
Definitions
Personal: A Personal Policy is defined as any policy for a one-to-four family residential property.
Commercial: A Commercial Policy is defined as any policy not for a one-to-four family residential property.
Owner's Policy: A policy for an owner sale, purchase or lessee of a property.
Lender's Policy: A policy insuring a mortgagee or beneficiary under a deed of trust, not issued concurrent with owner's policy as part of a single order. Also include Home Equity Line of Credit (HELOC), refinance, reverse mortgage and revamp/modification loans.
Lender's Policy Concurrent with Owner's Policy: A policy insuring a mortgagee or beneficiary under a deed of trust, issued concurrent with owner's policy as part of a single order.
| Field/Column Number | Name of Data Field | Description and Instructions for Data Field |
| R3.A | Number of Policies | Number of polices written for that amount of insurance during the report year. |
| R3.B | Premium | Total premium charged for those policies in (A), exclusive of endorsements. |
| R3.C | Average Premium | Calculated: (B)/(A) |
| Row/Line Number | Name of Data Line (Amount of Insurance) | Description and Instructions for Data Line |
| 1. | Up to $50,000 | Policies issued for an amount up to and including $50,000 |
| 2. | $50,001-75,000 | Policies issued for amounts from $50,001 to $75,000 |
| 3. | $75,001-100,000 | Policies issued for amounts from $75,001 to $100,000 |
| 4. to 18. | Increase by $25,000 increments | |
| 19. | $475,001-500,000 | Policies issued for amounts from $475,001 to $500,000 |
| 20. | $500,001-550,000 | Policies issued for amounts from $500,001 to $550,000 |
| 21. to 28 | Increase by $50,000 increments | |
| 29. | $950,001-1,000,000 | Policies issued for amounts from $950,001 to $1,000,000 |
| 30. | $1,000,001-1,100,000 | Policies issued for amounts from $1,000,001 to $1,100,000 |
| 31. to 43. | Increase by $100,000 increments | |
| 44. | $2,400,001-2,500,000 | Policies issued for amounts from $2,400,001 to $2,500,000 |
| 45. | $2,500,001 or More | All policies issued for amounts greater than $2,500,000. |
(f) CATI-R3_TOTAL (of Parts 1 to 6): Summary of Rate Distribution by Type of Policy
These values pick up the totals from the previous R3.1 to R3.6 exhibits. No manual entry of data is necessary.
| Field/Column Number | Name of Data Field | Description and Instructions for Data Field |
| R3_T.A | Number of Policies | Number of polices written during the report year. |
| R3_T.B | Premium | Total premium charged for the report year. |
| R3_T.C | Average Premium per Policy | Calculated: (B) / (A) |
| Row/Line Number | Name of Data Line (Type of Policy) | Description and Instructions for Data Line |
| P1. | Owner's Policy | See Definition Above. |
| P2. | Lender's Policy | See Definition Above. |
| P3. | Lender's Policy Concurrent with Owner's Policy | See Definition Above. |
| Total | Personal | Calculated: Sum of P1 to P3 |
| C1. | Owner's Policy | See Definition Above. |
| C2. | Lender's Policy | See Definition Above. |
| C3. | Lender's Policy Concurrent with Owner's Policy | See Definition Above. |
| Total | Commercial | Calculated: Sum of C1 to C3 |
| Grand Total | All Types | Calculated: Personal + Commercial |
(g) CATI-R4.1: Escrow Fee Distribution by Amount of Transaction (by County)
The Escrow Distribution page requires the company's California escrow activities for the current report year. Complete a form for each County in which business was written. The County data should be based on the location of the property, and not the location of the escrow office or processing center. If the data provided is not based on property location, explain further in the Interrogatory section.
Escrow fees/transactions reported herein shall include those written by the reporting company's direct operations and affiliated UTCs. There are forms for 10 counties on the worksheet. Copy and save the form/worksheet (CATI-R4) for as many Counties as you have data for.
For the Name of County -- click on the tan box and the down arrow next to it. A list of County Names will appear. Scroll down for the County you want and click again.
Definitions
Sales Escrow -- Escrow services used for the Purchase, Sale or Lease of real property.
Loan Escrow -- Escrow services used for personal and commercial loans, refinances, Home Equity Line of Credit (HELOCs), reverse mortgages and revamp/modification loans.
| Field/Column Number | Name of Data Field | Description and Instructions for Data Field |
| R4.1A | Sales Escrow: # of Transactions | Enter the number of transactions for the amounts listed for Sales Escrow. |
| R4.1B | Sales Escrow: Total Fees | Enter the Total Fees charged for the # of transactions for the specific amount listed for Sales Escrow. |
| R4.1C | Sales Escrow: Average Escrow Fee | Calculated: Col. 1B / Col. 1A |
| R4.1D | Loan Escrow: # of Transactions | Enter the number of transactions for the # of transactions for the specific amount listed for Loan Escrow. |
| R4.1E | Loan Escrow: Total Fees | Enter the Total Fees charged for the transactions for Loan Escrow. |
| R4.1F | Loan Escrow: Average Escrow Fee | Calculated: Col. 1E / Col. 1D |
| Row/Line Number | Name of Data Line (Amount of Transaction) | Description and Instructions for Data Line |
| 1. | Up to $100,000 | Amounts of Transactions up to and including $100,000 |
| 2. | $100,001 | Transactions from $100,001 to $200,000 |
| 3. | $200,001 | Transactions from $200,001 to $300,000 |
| 4. to 24. | Increase by $100,000 increments | |
| 25. | $2,400,001-2,500,000 | Transactions from $2,400,001 to $2,500,000 |
| 26. | $2,500,001 or More All | Transactions greater than $2.5 Million. |
| 27. | TOTAL | Calculated: Sum of Column for Number of Transactions and Sum of Column for Total Fees. |
The Totals for Each County must be copied over to the Summary of Escrow Fee by County worksheet.
(h) CATI-R4.2: Summary of Escrow Fees By County
The Number of Transactions & Total: Fees values are from CATI-R4.1. Copy and paste the data from CATI-R4.1 for each County you have data for.
| Field/Column Number | Name of Data Field | Description and Instructions for Data Field |
| R4.2A | County Names -- California | Name of County |
| R4.2B | Sales Escrow: # of Transactions | Enter the TOTAL number of transactions for Sales Escrow from CATI-R4.1 for the appropriate County. |
| R4.2C | Sales Escrow: Total Fees | Enter the TOTAL Fees for Sales Escrow from CATI-R4.1 for the appropriate County. |
| R4.2D | Sales Escrow: Average Fee | Calculated: Col. 2C / Col. 2B |
| R4.2E | Loan Escrow: # of Transactions | Enter the TOTAL number of transactions for Loan Escrow from CATI-R4.1 for the appropriate County. |
| R4.2F | Loan Escrow: Total Fees | Enter the TOTAL Fees for Loan Escrow from CATI-R4.1 for the appropriate County. |
| R4.2G | Loan Escrow: Average Fee | Calculated: Col. 2F / Col. 2E |
| Row/Line Number | Name of Data Line (Name of County) | Description and Instructions for Data Line |
| 1. | Alameda | For each applicable county, enter the data from CATI-R4.1 |
| 2. | Alpine | |
| 3. | Amador | |
| 4. | Butte | |
| 5. | Calaveras | |
| 6. | Colusa | |
| 7. | Contra Costa | |
| 8. | Del Norte | |
| 9. | El Dorado | |
| 10. | Fresno | |
| 11. | Glenn | |
| 12. | Humboldt | |
| 13. | Imperial | |
| 14. | Inyo | |
| 15. | Kern | |
| 16. | Kings | |
| 17. | Lake | |
| 18. | Lassen | |
| 19. | Los Angeles | |
| 20. | Madera | |
| 21. | Marin | |
| 22. | Mariposa | |
| 23. | Mendocino | |
| 24. | Merced | |
| 25. | Modoc | |
| 26. | Mono | |
| 27. | Monterey | |
| 28. | Napa | |
| 29. | Nevada | |
| 30. | Orange | |
| 31. | Placer | |
| 32. | Plumas | |
| 33. | Riverside | |
| 34. | Sacramento | |
| 35. | San Benito | |
| 36. | San Bernardino | |
| 37. | San Diego | |
| 38. | San Francisco | |
| 39. | San Joaquin | |
| 40. | San Luis Obispo | |
| 41. | San Mateo | |
| 42. | Santa Barbara | |
| 43. | Santa Clara | |
| 44. | Santa Cruz | |
| 45. | Shasta | |
| 46. | Sierra | |
| 47. | Siskiyou | |
| 48. | Solano | |
| 49. | Sonoma | |
| 50. | Stanislaus | |
| 51. | Sutter | |
| 52. | Tehama | |
| 53. | Trinity | |
| 54. | Tulare | |
| 55. | Tuolumne | |
| 56. | Ventura | |
| 57. | Yolo | |
| 58. | Yuba | |
| 59. | Total: All Counties | Calculated: Sum of Columns |
1. New section
filed 7-26-2007; operative 11-23-2007 pursuant to Government Code section
11343.4(b)
(Register 2007, No. 30).
2. Repealer and new section filed 8-4-2009;
operative 9-3-2009 (Register 2009, No. 32).
3. Change without regulatory
effect amending subsections (b)(1)-(2), (b)(4), (b)(6), (c), (d), (e), (g) and (h)
filed 4-23-2012 pursuant to section
100, title 1, California Code of
Regulations (Register 2012, No. 17).
Note: Authority cited: Sections 12397.5, 12401, 12401.1, 12401.3, 12401.5, 12401.7 and 12401.8, Insurance Code; and 20th Century Ins. Co. v. Garamendi (1994) 8 Cal.4th 216. Reference: Sections 730, et seq., 12401, 12401.1, 12401.2, 12401.3, 12401.7, 12401.5, 12401.8 and 12401.9, Insurance Code.
Disclaimer: These regulations may not be the most recent version. California may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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