California Code of Regulations
Title 10 - Investment
Chapter 5 - Insurance Commissioner
Subchapter 3 - Insurers
Article 18 - The California Fair Plan Association
Section 2590 - Definitions

(a) "The Association" is as defined in California Insurance Code Section 10091(a).

(b) "Basic Property Insurance" is as defined in California Insurance Code Section 10091(c).

(c) "Brush Hazard Areas" are those areas designated by the Insurance Services Office "(ISO") or its successor entity as brush hazard areas subject to catastrophic brush fires.

(d) "Inner City Areas" are those specific areas, which the Commissioner designates within the geographic or urban areas under Insurance Code Section 10091(c) that are underserved by the member insurers, except that Brush Hazard Areas are not Inner City Areas.

(e) "Method" refers to the method for proportionately relieving insurers from participation in the Association pursuant to Insurance Code Section 10094.2 and this article. A method is proportionate if the more an insurer has qualifying premiums the greater that insurer's relief from participation in the Association. Nothing in the Method shall preclude an insurer who qualifies from being wholly relieved of its participation in the Association.

(f) "Qualifying Premiums" are those premiums that a participating insurer derives from risks insured in brush hazard or inner city areas as defined under Sections 2590(c) and (d) above.