California Code of Regulations
Title 10 - Investment
Chapter 5 - Insurance Commissioner
Subchapter 2 - Policy Forms and Other Documents
Article 7 - Workers' Compensation Policy Forms
Section 2268 - Unlawful Use of Policy Forms, Endorsement Forms, or Ancillary Agreements

Universal Citation: 10 CA Code of Regs 2268

Current through Register 2024 Notice Reg. No. 38, September 20, 2024

(a) An insurer shall not use any policy form, endorsement form, or ancillary agreement unless attached to and made a part of the policy. If an insurer attaches a policy or endorsement form that restricts or limits the coverage of the policy, it shall conform in all respects with these rules.

(b) An insurer shall not use a policy form, endorsement form, or ancillary agreement except those filed and approved by the Commissioner in accordance with these regulations.

(c) An insurer shall not use a policy form, endorsement form, or ancillary agreement that does not conform to the regulations set forth in this Article or Insurance Code Sections 11657, 11658 or 11659. An insurer that fails to comply with this regulation is in violation of Insurance Code Sections 11657, 11658 or 11659 and therefore, is in violation of Section 700(c). Such an insurer shall be subject to proceedings pursuant to Sections 701, 704(b) and 1065.1. Each occurrence of a violation to each insured shall constitute a separate and distinct violation for purposes of this regulation.

1. Amendment filed 10-4-60; designated effective 1-1-61 (Register 60, No. 21). (Ed. note: Same as former Section 2265.)
2. Renumbering of Section 2267 filed 9-18-67; designated effective with respect to all policies and endorsements with an effective date falling on or after April 1, 1968 (Register 67, No. 38).
3. Amendment of section heading and section and new NOTE filed 2-2-2016; operative 4-1-2016 (Register 2016, No. 6).

Note: Authority cited: Sections 720, 1065.1, 11658, 11752.6, 11752.8 and 12921(a), Insurance Code. Reference: Sections 704.7, 790.03, 1011(e), 11657, 11658, 11659, 11752.6 and 11752.8, Insurance Code.

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