California Code of Regulations
Title 10 - Investment
Chapter 5 - Insurance Commissioner
Subchapter 2 - Policy Forms and Other Documents
Article 6.7 - Credit Life and Credit Disability Insurance Policy Forms and Administration
Section 2248.1 - Table of Contents

Universal Citation: 10 CA Code of Regs 2248.1

Current through Register 2024 Notice Reg. No. 38, September 20, 2024

2248. Preamble and Authority

2248.1. Table of Contents.

2248.2. Effective Date.

2248.3. Definitions.

2248.4. Premiums.

2248.5. Claims and Claim Review Procedure.

2248.6. Responsibility of Insurers, Life and Disability Insurance Agents and Insurance Agents to Make Review of Transactions.

2248.7. Provisions of Policies and Certificates of Insurance: Disclosure to Debtors.

2248.8. Refund Formula.

2248.9. Premium Rates.

2248.10. Rate Deviations.

2248.11. Compensation.

2248.12. Compensating Balances or Special Deposits Prohibited.

2248.13. Reinsurance Through Non-Admitted Insurers.

2248.14. Minimum Financial Statement Reserves.

2248.15. Annual Experience Statistics Reporting.

2248.16. Department of Insurance Form Credit Rate Certification Form CRC.

2248.17. Annual Experience Report Forms.

2248.18. Deviated date Calculation Form CDEV.

2248.19. Disabled Lives Reserve Development Form CDK.

2248.10. Rate Deviations.

2248.11. Compensation.

2248.12. Compensating Balances or Special Deposits Prohibited.

2248.13. Reinsurance Through Non-Admitted Insurers.

2248.14. Minimum Financial Statement Reserves.

2248.15. Annual Experience Statistics Reporting.

2248.16. Department of Insurance Form Credit Rate Certification Form CRC.

2248.17. Annual Experience Report Forms.

2248.18. Deviated date Calculation Form CDEV.

2248.19. Disabled Lives Reserve Development Form CDK.

2249.6(1). Revolving Credit Accounts.

2249.8. # 18, # 19 and # 20.

2249.9. # 18, # 19 and # 20.

2249.12. PK 1, PK 2, PK 3, PK 4, PK 5, PK 6, PK 7 and PK 8.

2249.16. Effective Date.

Credit Disability Insurance Rate Tables A through E.

Table 1: Expected Loss Ratios, Creditor Size Factors, Maximum Compensation Rates

Table 2: Sets of Credibility Factors in Order by Criteria Conditions

Table 3: Sets of Credibility Factors by Range of Average Prima Facie Premiums Earned

Table 4: Values of Surrender Charge Factors for Percentage of Unearned Premium Reserve

Form CDR Disabled Lives Reserve Development

Form CD Annual Report of Credit Disability Insurance Experience

Form CL Annual Report of Credit Life Insurance Experience

Form CDEV Deviated Rate Calculation for Credit Insurance

Form CGS Creditor Group List

Note: Authority cited: Section 779.21, California Insurance Code.

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