California Code of Regulations
Title 10 - Investment
Chapter 5 - Insurance Commissioner
Subchapter 2 - Policy Forms and Other Documents
Article 1.5 - Standards for Determining Conformity of Individual Disability Policies with the Provisions of Paragraph (7) of Subdivision (b) of Section 10291.5 of the Insurance Code
Subarticle 4 - Basic Medical Benefits
Section 2220.17 - Basic Hospital Benefits Expressed as Increases of Loss-of-Time Benefits
Current through Register 2024 Notice Reg. No. 38, September 20, 2024
A benefit expressed as an increase of a loss-of-time benefit (Section 2220.11) during hospital confinement shall be deemed not sufficient to be of real economic value to the insured if:
(a) The increase in the loss-of-time benefit is less than either the lesser of the basic loss-of-time amount required under Section 2220.11 or, if expressed otherwise, if it is less than $300.00 per month, or if the benefit is payable for less than two months duration; except
(b) In the case of industrial insurance, if the increase in the loss-of-time benefit is less than either the lesser of the basic loss-of-time amount required under Section 2220.11 or, if expressed otherwise, it is less than $150 per month, or if the benefit is payable for less than one month duration.