Current through Register 2024 Notice Reg. No. 38, September 20, 2024
(a) Any course taken to satisfy the property
broker-agent prelicensing education requirement of Section
1749 of the
California Insurance Code shall use the general subject matter derived from the
following curriculum:
I. GENERAL INSURANCE (23
questions (31 percent) on the examination -- includes "II. Property Insurance")
A. Basic Insurance Concepts and
Principles
B. Contract Law
C. The Insurance Marketplace
1. Distribution Systems
2. Producers
3. Insurers
4. Market Regulation -- General
5. Excess and Surplus (E&S)
Lines
II. PROPERTY
INSURANCE
A. Legal Concept: Tort Law
B. Property
1.
Basics
2.
Policies
III.
PERSONAL LINES INSURANCE (30 questions (40 percent) on the examination of which 2
exam questions (2 percent) are specific to Homeowners' Insurance Valuation)
A. Insurance on a Residence
1. General Concepts
2. Property Coverage
a. Homeowners Policy
b. Dwelling Policy
3. Liability Coverage -- Comprehensive Personal
Liability/Dwelling Liability
4.
Endorsements
B. Homeowners'
Insurance Valuation
1. General Concepts and
Section
1749.85 of the
California Insurance Code
2. Insurance
on a Residence
3. Earthquake
Coverage
4. California Fair Access to
Insurance Requirements (FAIR) Plan
5.
Fire Mitigation and How it Affects Insurance Costs
C. Inland Marine
1. General Concepts
2. Personal Insurance
D. Government/Pools/Catastrophe -- Property
Insurance
1. Earthquake Coverage
2. National Flood
Insurance
IV.
COMMERCIAL INSURANCE COVERAGES (22 questions (29 percent) on the examination)
A. Insurance Services Office, Inc. (ISO)
Commercial Lines Insurance Programs
B.
Property Insurance
1. Commercial Property
a. General Concepts
b. Building and Personal Property Coverage
Form
c. Causes of Loss Form(s)
d. Property Indirect Damage Insurance
e. Other Endorsements and
Coverages
2. Inland
Marine
3. Equipment Breakdown Protection
Coverage (AKA Boiler and Machinery)
4.
Commercial Crime
5. Farm
6. National Flood
7. Ocean Marine
D. Businessowners Policy (BOP)
1. General Concepts
2. Businessowners Policy (BOP) Property
Coverages
3. BOP Liability
Coverages
(b) The examination required for licensure as a
property broker-agent, pursuant to Section
1676 of the
California Insurance Code, shall be based on the subject matter reflected in the
foregoing curriculum.
1. New section
filed 10-22-2014; operative 2-19-2015 pursuant to Government Code section
11343.4(b)(2)
(Register 2014, No. 43).
Note: Authority cited: Section
1749.7,
Insurance Code. Reference: Sections
1676,
1749 and
1749.1,
Insurance Code.
