California Code of Regulations
Title 10 - Investment
Chapter 5 - Insurance Commissioner
Subchapter 1 - Production of Insurance
Article 3 - Motor Vehicle Insurance
Regulations
Section 2114 - Written Statement to Purchaser
Current through Register 2024 Notice Reg. No. 38, September 20, 2024
Except as permitted by Section 21145 every licensed dealer or dealer's subsidiary shall at the time of the execution of a contract of sale deliver to the purchaser a written statement signed by both the purchaser and the dealer or dealer's subsidiary as the case may be. Such statement shall be denominated a "Statement of Insurance" and shall be either a separate document or a separately executed portion of another document connected with the motor vehicle insurance transaction. If any provision of any law of this State requires that any matters specified herein be included in another document connected with such transaction their inclusion therein shall be deemed compliance with this section. A copy of the Statement of Insurance and of such other document, if any, shall be retained by the dealer or dealer's subsidiary in the records and files of the dealer's or dealer's subsidiary's insurance transactions. The printed portion of the Statement of Insurance shall be in type not less than ten point unless it is included in the same document as a conditional sales contract as defined in Section 2981 of the Civil Code, in which event it shall be printed in not less than eight point. All inserts made to complete such Statement must be equally prominent and must be made prior to the signing thereof by any party. Such Statement of Insurance shall specify the following facts relative to all insurance charged to the purchaser or placed upon the motor vehicle referred to in the contract of sale.
(a) The kind of insurance coverage. If there be no insurance covering an interest of the purchaser, a clear statement of that effect must be included. If there be no insurance against damages resulting from the ownership or operation of the vehicle arising by reason of personal injury to or the death of any person, or from damage to property, a statement must be included reading:
"UNLESS A CHARGE IS INCLUDED IN THIS AGREEMENT FOR PUBLIC LIABILITY OR PROPERTY DAMAGE INSURANCE, PAYMENT FOR SUCH COVERAGE IS NOT PROVIDED BY THIS AGREEMENT."
(b) The amount of the gross premium for each kind of insurance coverage and the aggregate gross premium for all such insurance coverage.
(c) The term of such insurance coverage. In the event the term of any insurance coverage expires prior to or continues after the expiration date of the contract of sale, that fact shall be clearly stated.
(d) A notice reading substantially as follows:
"NOTICE. No person is required as a condition precedent to financing the purchase of an automobile that any insurance be negotiated or purchased through a particular insurance agent or broker."
1. Amendment
filed 9-5-61; designated 1-1-62 (Register 61, No. 18).
2. Change without
regulatory effect amending first paragraph filed 7-14-2021 pursuant to section
100, title 1, California Code of
Regulations (Register 2021, No. 29). Filing deadline specified in Government Code
section
11349.3(a)
extended 60 calendar days pursuant to Executive Order
N-40-20.