California Code of Regulations
Title 10 - Investment
Chapter 5 - Insurance Commissioner
Subchapter 1.6 - Advisory Organizations, Manuals Approval
Article 1 - Submission and Approval Procedures, Fees
Section 2199.2.1 - Preamble
Current through Register 2024 Notice Reg. No. 38, September 20, 2024
Section 1855.1 of the California Insurance Code states that the Legislature intended to promote competition in the insurance business and provide a means whereby insurance customers can more easily comparison shop for insurance coverage by allowing advisory organizations to develop and draft for use by insurers in California common forms, coverages, endorsements and manuals. Section 1855.5 provides that the Commissioner shall approve only those manuals that are found by the Commissioner to contemplate activities and practices that are not unfair, unreasonable or otherwise inconsistent with the insurance code. The Insurance Commissioner promulgates these regulations in order to:
(1) interpret the provisions of Insurance Code section 1855.5 as applied to manuals, and
(2) interpret the provisions of Insurance Code sections 1855.4 and 1861.03 as applied to manuals with respect to the application of the terms "unfair, unreasonable or otherwise inconsistent with the provisions of this code" in Insurance Code section 1855.5.
1. New subchapter
1.6 (articles 1-4), article 1, (sections 2199.2.1 --2199.2.8) and <section filed
6-26-96; operative 7-26-96 (Register 96, No. 26).
2. Change without
regulatory effect amending first paragraph filed 7-14-2021 pursuant to section
100, title 1, California Code of
Regulations (Register 2021, No. 29). Filing deadline specified in Government Code
section
11349.3(a)
extended 60 calendar days pursuant to Executive Order
N-40-20.
Note: Authority cited: Section 12921, Insurance Code; Calfarm Insurance Company, et al. v. Deukmejian, et al, 48 Cal. 3d 805, 824 (1989); and 20th Century v. Garamendi, 8 Cal.4th 216 (1994). Reference: Sections 1855.1 through 1855.5, Insurance Code.
