California Code of Regulations
Title 10 - Investment
Chapter 3 - Commissioner of Financial Protection and Innovation
Subchapter 6 - California Financing Law
Article 4 - Loans
Section 1460 - Real Estate Secured Loans: Sale to Institutional Investors
Current through Register 2024 Notice Reg. No. 38, September 20, 2024
Loans made by a finance company under Financial Code sections 22340 and 22600 shall meet all of the following requirements:
(a) The finance company shall approve the loan but may utilize criteria established by an institutional investor.
(b) The finance company shall be the lender or creditor on the promissory note and the beneficiary on the deed of trust securing the loan.
(c) The finance company shall provide funding for the loan from sources exclusive of any funding advances received from an institutional investor committed to purchasing the note.
1. Repealer
filed 5-15-84; effective thirtieth day thereafter (Register 84, No.
20).
2. New section and heading filed 6-28-91; operative 7-29-91
(Register 91, No. 41).
3. Change without regulatory effect amending
first paragraph and NOTE filed 6-14-95 pursuant to section
100, title 1, California Code of
Regulations (Register 95, No. 24).
4. Amendment of section heading
and section filed 8-4-98; operative 9-3-98 (Register 98, No.
32).
Note: Authority cited: Section 22150, Financial Code. Reference: Sections 22340 and 22600, Financial Code.