California Code of Regulations
Title 10 - Investment
Chapter 2 - Savings and Loan Commissioner
Subchapter 4 - Operations-General
Article 7 - Remote Service Units and Home Banking Services
Section 104.701 - Terms Defined

(a) "Generic data" means statistical information which does not identify any individual accountholder.

(b) "Home banking services" means any transfer of funds or financial information or the performance of other transactions initiated by a customer by means of an electronic home terminal, such as a telephone, a home computer terminal, or a television set that is linked to an association's computer by telephone or cable television lines

(c) "Personal Security Identifier" (PSI) means any word, number, or other security identifier essential for an accountholder to gain access to an account.

(d) "Remote Service Unit" (RSU) means an information processing device, including associated equipment, structures and systems, by which information relating to financial services rendered to the public is stored and transmitted, instantaneously or otherwise, to a financial institution and is not located on the premises of an association. Activation and account access requires use of a machine-readable instrument and PSI in the possession and control of the accountholder. The term includes, without limitation, point-of-sale terminals, merchant-operated terminals, cash-dispensing machines and automated teller machines. It excludes automated teller machines on the premises of an association unless shared with other financial institutions.

(e) "RSU account" means a savings account or a loan account that may be accessed through use of an RSU.