Current through Register Vol. 49, No. 9, September, 2024
4.1
Applications; education;
experience.
Applicants for original licensure as a broker or salesperson must
apply on forms provided by the Commission, pay the application fee established
by these regulations, and meet the following requirements:
(a) Broker applicants must provide proof of
the following:
(1) Attainment of the age of
majority, which proof may consist of a birth certificate or copy thereof,
driver's license, or other document or proof of age which is satisfactory to
the Commission;
(2) Successful
completion within thirty six (36) months immediately preceding the date of the
application of a course or courses of instruction in real estate principles,
license law, and Commission regulations by actual classroom attendance or
completion of approved distance education courses for not less than sixty (60)
classroom hours. Applicants who are retaking only one part of the examination
pursuant to Regulation 4.2 (c), shall remain subject to the requirement which
was in effect at the time the applicant passed the other part of the
examination. Proof of completion of such education requirement shall consist of
the original certificate(s), or certified copies thereof, from the school or
organization or other documentation satisfactory to the Commission;
(3)
(A)
Service by the applicant of an active bona fide apprenticeship by holding a
valid real estate salesperson's license issued by the Commission, or by holding
a valid real estate salesperson's license or broker's license issued by the
appropriate licensing agency of another state, for a period of not less than
twenty four (24) months within the previous forty eight (48) month period
immediately preceding the date of application, which proof may consist of the
official license records of the Commission or certified copies of licensure
records of the appropriate licensing agency of another state, or such other
documentation as the Commission deems satisfactory;
(B) However, pursuant to Section §
17-42-303(b)(2)
the Commission may waive such experience requirement for a real estate broker
applicant who has held an active real estate broker's license for a period of
not less than eighteen (18) months or who has experience acceptable to the
commission in a field considered real estate related for a period of not less
than twenty-four months within the previous forty-eight-month period
immediately preceding the date of application. Each request for such waiver
shall be in writing and shall include such proof as necessary to establish the
applicant's eligibility for the waiver. Such proof may consist of the official
license records of the Commission, certified copies of license records of the
appropriate licensing agency of another state, or such other documentation as
the Commission deems satisfactory;
(4) The applicant's affidavit that he/she has
no record of unprofessional conduct;
(5) Any other information or documents
required by the Commission.
(b) Salesperson applicants must provide proof
of the following:
(1) Attainment of the age of
majority, which proof may consist of a birth certificate or copy thereof,
driver's license, or other document or proof of age which is satisfactory to
the Commission;
(2) Successful
completion of a course or courses of instruction in real estate by actual
classroom attendance or completion of approved correspondence courses of not
less than sixty (60) classroom hours, of which at least thirty (30) hours must
be in the basic principles of real estate; which proof shall consist of the
original certificate(s), or certified copies thereof, from the school or other
organization or other documentation satisfactory to the Commission;
(3) The applicant's affidavit that he/she has
no record of unprofessional conduct;
(4) Any other information or documents
required by the Commission.
(c)
(1)
Effective January 1, 2006, the Commission may require each original applicant
for a salesperson or broker license, including nonresident applicants applying
pursuant to Arkansas Code Ann. §
17-42-305,
using forms furnished by and pursuant to instructions provided by the
Commission to apply for a state and federal criminal background check to be
conducted by the Identification Bureau of the Department of Arkansas State
Police and Federal Bureau of Investigation pursuant to Arkansas Code Ann.
§
17-42-315.
(2) "Criminal background check" means a state
and nation-wide criminal records check conducted by the Arkansas State Police
and Federal Bureau of Investigation, including the taking of
fingerprints.
(3) Each such
applicant shall submit, prior to or with the Application for Real Estate
Examination, the form furnished by the Commission authorizing the release of
the applicant's criminal background check report to the Commission and shall
pay any applicable fees, associated with the State and Federal criminal
background checks, pursuant to written instructions provided by the Commission.
The release form shall authorize the Identification Bureau of the Arkansas
State Police to forward all criminal history information obtained concerning
the applicant in regard to any offense referred to in Arkansas Code Ann. §
17-42-315
to the Commission.
(4) The criminal
background check shall be completed within six months immediately preceding the
date the Application for Real Estate License Examination is received in the
Commission's office, and if not, the application shall be returned to the
applicant.
(5) Upon request and
proof of identification satisfactory to the Commission the Commission may make
the report of any criminal information available to the applicant who is the
subject of the report and shall provide the applicant a reasonable time to
challenge the accuracy or completeness of the information therein, through the
State Identification Bureau pursuant to Arkansas Code Ann. §
12-12-211 and
Arkansas Crime Information Center Regulation 7(F).
(6) Should an applicant challenge his/her
conviction report, he/she shall notify the Commission in writing. After receipt
of such notice, the Commission shall not determine whether an applicant is
qualified for the license applied for until the applicant has had reasonable
opportunity to challenge said conviction report and shall not process the
application until the challenge of said report is resolved by the State
Identification Bureau and/or Arkansas Crime Information Center. The applicant
shall notify the Identification Bureau to forward to the Commission changes in
the applicant's report as a result of any such challenge.
(7) Except as provided in Arkansas Code Ann.
§
17-42-315(g),
no person shall receive or hold a license issued by the Commission if the
person has been convicted by any court in the State of Arkansas or of any
similar offense by a court in another state or of any similar offense by a
federal court of an offense identified in Ark. Code Ann. §
17-41-315(f).
(8) After a hearing
the Commission may waive a conviction identified in the preceding paragraph,
upon application of the applicant, pursuant to the provisions of Ark. Code Ann.
§
17-42-315(g).
(d) All classroom hours required
by Regulation 4.1(a) and (b) shall be conducted by:
(1) An accredited postsecondary school
wherever situated; or
(2) A school
or organization licensed by the State Board of Private Career
Education.
(3) A school or
organization approved by a real estate licensing jurisdiction deemed equivalent
by the Commission.
(e)
The course or courses of instruction requirements of Regulation 4.1(a) and (b)
may be satisfied by successful completion of such distance education courses as
the Commission may by regulation require, giving due consideration to the
number of hours necessary to provide instruction in basic competencies required
for a broker's license or salesperson's license, as the case may be, and to the
advice and recommendations of the State Board of Private Career
Education.
(f) Both broker and
salesperson applicants shall also answer all questions and provide all
information requested on the examination application, and shall provide such
other information or documentation as the Commission may require.
(g) Applicants that have provided all
requirements of Regulation 4.1, may sit for the real estate examination,
provided that a state and federal criminal background check, as required by ACA
§
17-42-315,
has been sent to the Identification Bureau of the Department of Arkansas State
Police for a state and federal criminal background check. However no license
shall be issued upon successful completion of the examination, until receipt
and approval by the Commission of the state and federal criminal back ground
check.
(h) All applications expire
one (1) year after the date of the application or upon successful completion of
the examination, whichever first occurs. Provided, however that the application
of an applicant who takes and passes either part of the examination within one
(1) year from the date of his application shall not expire until the six (6)
months allowed for retaking the failed portion pursuant to Regulation 4.2(c)
has expired.
(i) Application fees
are non-refundable.
4.3
Examinations; application procedure; time requirements.
(a) The Commission shall announce from time
to time the dates and locations of examinations. All applications should be
received in the Commission office at least ten (10) days before the examination
for which the applicant desires to sit. However, regardless of the date on
which the application is received by the Commission, it shall be processed as
expeditiously as possible under the circumstances. Once the application is
processed, the Commission will send to the applicant a "Certificate of
Examination Eligibility." The certificate will include instructions for making
examination reservations and will be required for admission at the test
center.
(b) An examination fee
which shall equal the actual cost of the examination as established by the
testing service engaged by the Commission will be collected at the test center.
The examination fee shall be made payable to the testing service unless the
applicant is otherwise notified by the Commission. The examination fee shall be
charged each time an applicant applies to take an examination and is
non-refundable.
(c) An applicant
shall receive notice upon passing the examination. Each successful broker and
salesperson applicant shall pay to the Commission, within ninety (90) days from
the date of the successful completion of the examination, the appropriate
license fee and recovery fund fee. However, the payment of the recovery fund
fee shall be waived for any successful applicant who has previously paid such
fee. If a successful applicant shall fail to pay the prescribed fee(s) within
ninety (90) days following the date of the examination, the examination results
shall be null and void, and the applicant shall be required to make new
application and retake the examination, as an original applicant. If the
Federal criminal background check has not been received by the commission
within ninety (90) days of the date of the examination, the date may be
extended by the commission until receipt of the Federal criminal background
check.
7.4
Branch
office.
(a) All branch offices shall
have and display a real estate sign and a duplicate principal broker's license.
Principal Brokers who wish to open a branch office shall furnish the Commission
a photograph of the branch office sign as previously approved by the Commission
bearing the name of the company. If licensees are to be licensed at that branch
office, an executive broker shall be designated by the principal broker, to be
in charge of the branch office. Such executive broker shall be responsible for
any licensee licensed with such branch office pursuant to a written designation
of responsibility filed by the principal broker with the Commission on a form
provided by the Commission consistent with Regulation 10.4(a)(1), and shall not
be gainfully employed or engaged in any non-real estate related field pursuant
to Regulation 10.4(e).
(b) If such
branch office, maintains its own trust account or separate escrow agent the
principal broker shall be responsible and accountable for any and all trust
funds received by the branch office and any and all deposits to or
disbursements from the trust account.
7.5
Termination or transfer.
(a) Within seven (7) days after the
employment or association of a licensee with a principal broker ends, such
principal broker shall notify the Commission of such termination and return to
the Commission the license and pocket card of the terminated licensee. Such
notification shall automatically inactivate the license. Immediately upon
termination, the terminated licensee shall deliver to the principal broker
his/her pocket card.
(b) The
license of a licensee terminated under Regulation 7.5(a) may be transferred to
another firm, after the license and pocket card have been returned to the
Commission, by the licensee's filing with the Commission a transfer application
signed by the new principal broker. Such transfer application must be
accompanied by (1) a statement that the licensee is not taking any listings,
management contracts, appraisals, lease agreements, or copies of any such
documents, or any other pertinent information belonging to the former principal
broker or firm, and (2) a transfer fee. At the time the transfer application
and the accompanying items are filed, a temporary interim license may be
issued.
(c) If an actively licensed
broker or salesperson does not wish to continue to engage in the real estate
business, such broker or salesperson shall return any license and pocket card
in his/her possession to his/her principal broker who shall then return these
items to the Commission for inactive status. A broker who closes his/her firm
shall remove all signs reflecting the company name and shall return all
licenses and pocket cards issued to the principal broker to the Commission
office for inactive status. If a real estate firm shall close its office, any
real estate salesperson licensed with such principal broker shall be entitled
to transfer to a new principal broker upon compliance with the appropriate
provisions of the Arkansas Real Estate License Law and Commission
regulations.
(d) If the principal
broker is deceased, unavailable, or for any reason unwilling or unable to act,
then the licensee has the responsibility to notify the Commission in writing of
the termination or transfer and of returning the pocket card and
license.
(e) A principal broker of
a real estate firm or designated executive broker of a branch office, who has
no ownership interest in the firm, who is terminated by the firm's owner or
designee, shall notify the Commission in writing immediately upon termination.
The written notification must include a statement that the principal broker or
branch office designated executive broker has been terminated by the owner of
the firm or designee, and that the terminated principal broker or executive
broker is relinquishing his/her responsibilities as principal broker or branch
office designated broker effective the termination date. The respective broker
license and pocket card must be returned with the written notification.
If the real estate firm or branch office is not closing, and
another principal broker or branch office designated broker is not immediately
available to assume responsibilities of the real estate firm or branch office,
the owner of the real estate firm may request in writing that the Commission
permit the real estate firm to continue operating pursuant to Regulation
7.7.
If the owner of the real estate firm closes the firm and ceases
to do business and maintain an office, the principal broker shall notify the
commission in writing of said closing, return all licenses and pocket cards to
the commission and comply with Regulation 10.7(c).
A principal broker or branch office designated executive broker
who has been terminated by the real estate firm owner or designee of a real
estate firm that is not closing, and who does not notify the commission in
writing, relinquish responsibilities as principal broker or designated branch
office executive broker, and return his/her broker license and pocket card to
the commission, shall be presumed to be in violation of A.C.A §
17-42-311
and subject to appropriate sanctions.
10.4
Broker responsibilities; executive
brokers; part-time brokers.
(a)
(1) A principal broker is generally
responsible for all business conducted by the broker's firm and for all of the
real estate activities of all of those licensed under or associated with the
principal broker. A principal broker may delegate supervisory responsibility to
another broker by designating such broker as an "executive broker." The
executive broker may sign offer and acceptance forms as supervising broker and
can be responsible for instructing and supervising salespersons and/or brokers
for whom the executive broker is responsible. The executive broker may also be
delegated responsibility by the principal broker for administrative procedures
required by the Commission, such as signing transfer applications.
(2) For each executive broker so designated,
the principal broker must complete and file with the Commission an appropriate
designation form signed by both the principal broker and the designated
executive broker. The designation of an executive broker is effective when
filed with the Commission.
(3)
Designation of one or more executive brokers does not absolve the principal
broker of general responsibility for the conduct of all real estate business
conducted by the principal broker's firm, and the principal broker is
specifically responsible for the activities of all executive brokers.
(b) Principal brokers and
executive brokers have the duty and responsibility to instruct those brokers
and salespersons licensed under them with regard to the fundamentals of real
estate practice and the ethics of the profession, and to keep them informed and
abreast of all changes and developments pertaining to the Arkansas Real Estate
License Law and Commission regulations. They shall also exercise strict
supervision of the real estate activities of all those licensed under them and
for whom they have supervisory responsibility.
(c) Whether or not a principal broker or
executive broker has discharged these responsibilities for those licensed under
him/her will depend on various factors and circumstances, including, without
limitation, the following:
(1) Frequency and
manner of contact and communication;
(2) Type and frequency of educational and
instructional activities;
(3)
Method and frequency of monitoring real estate activities.
(d)
(1) The
preparation of instruments in connection with a real estate rental or sale and
the closing of a sale by a licensee must be performed by or under the specific
supervision of the principal broker.
(2) If the principal broker or designated
executive broker or their assigned licensee, closes a transaction or selects a
third party to close the transaction, it is the responsibility of the principal
broker or designated executive broker to ensure that the real estate closing
conducted on behalf of the principal broker's or designated executive broker's
client(s) is conducted in accordance with the agreement of the buyer and
seller. If the buyer and/or seller selects a third party to close the
transaction the principal broker or designated executive broker, or their
assigned licensee, must provide written closing instructions, on behalf of
their client(s), to the third party closing the transaction, and review the
client's closing statement, if reasonably available, to insure that the closing
is conducted in accordance with the agreement of their client. It is strongly
recommended that the principal broker, designated executive broker, or assigned
licensee advise the client to contact the closing agent or title insurer about
the availability of closing protection.
(e) No broker who is gainfully employed, or
who is engaged in a non-real estate related field, may employ any licensee to
work under the broker's license issued to such broker. A broker who is employed
or who is engaged in any field other than real estate will be presumed to be
gainfully employed or engaged in a non-real estate related field. This
presumption may be overcome by proof that such employment or engagement is (1)
in a real estate related field, and (2) conducted in the same office as the
broker's real estate business.
10.7
Handling of funds; maintenance of
records.
(a)
(1) A licensee shall immediately deliver to
the principal broker any money or other consideration received in connection
with a real estate transaction which belongs to others, such as escrow or trust
funds, clients' moneys, earnest moneys, rents, advance fees, deposits,
etc.
(2) A broker shall deposit all
advance fees in the broker's trust account and shall disburse such funds only
in accordance with the terms of a written agreement signed by the owner of the
funds. If such written agreement is not received within a reasonable time after
payment of the advance fee, the fee shall be refunded to the owner.
(3) "Advance fee" means any fee charged for
services to be paid in advance of the rendering of such services, including,
without limitation, any fee charged for listing, advertising, or offering for
sale or lease any real property.
(b)
(1)
Each principal broker shall maintain complete records of all real estate
business handled by that firm. Separate files for each real estate transaction
conducted by the firm shall be maintained and shall contain signed copies of
any of the following documents which were prepared in connection with the
transaction:
(i) listing contract,
(ii) agency contract,
(iii) offers,
(iv) offer and acceptance contracts
and
(v) closing statements, along
with any additional documents as may be necessary to make a complete record of
each transaction.
(2)
Each principal broker shall maintain complete records pertaining to property
managed for others. Such records shall include all contracts, financial
transactions, receipts, statements, repair estimates and other documents
relating to management of the property.
(3) All records required by Regulation 10.7
shall be maintained by the principal broker for three (3) years or such time as
may be required by law, whichever is greater, and shall be open to inspection
by and made available to the investigative staff of the Commission at the
firm's office or other location designated by the Commission. All records
required by Regulation 10.7 may be maintained in an electronic form provided
that a copy of the records can be produced as required by this
Regulation.
(c) When a
real estate firm ceases to do business and to maintain an office, the last
principal broker remaining with the firm shall be responsible for all records
of the firm, including the firm's real estate trust account and transaction
records, and at the time the real estate firm's office is closed, the principal
broker shall immediately notify the Commission of the address and phone number
of the place where those records are being maintained. If for any reason that
broker delivers custody or responsibility for those records to another person
or firm, he/she shall immediately notify the Commission of such transfer and
furnish the name, address and phone number of such person or firm.
10.8
Trust funds; trust
accounts.
(a) "Trust funds" means and
includes money or other things of value not belonging to the principal broker
but which are received by the principal broker or any of the principal broker's
licensees in connection with a real estate transaction or real estate activity,
including, without limitation, clients' moneys, earnest moneys, rents, advance
fees, deposits, etc. For purposes of the Arkansas Real Estate License Law and
Commission regulations, any funds deposited in a broker's trust account are
presumed to be trust funds.
(b)
Except as provided in Regulation 10.8(d), a principal broker shall not
commingle trust funds with personal funds or other non-trust funds and shall
not deposit or maintain trust funds in a personal account or any kind of
business account except a specifically designated trust account.
(c) A principal broker who receives trust
funds shall either maintain a separate trust account or shall have an escrow
agent for all such trust funds. The principal broker of the firm shall be
solely responsible and accountable for all trust funds received by the firm and
all deposits to or disbursements from the trust account. The principal broker
shall also be responsible and accountable for any funds delivered to an escrow
agent selected by the principal broker, but shall not be responsible for funds
delivered to an escrow agent selected by the parties. Except as authorized by
Regulations 10.8(i) and 12.2, the trust account shall be non-interest bearing.
The name on the account shall include either "trust" or "escrow" and must be
located in an institution insured by either the FDIC or some other insuring
agency of the federal government.
(d) A principal broker may maintain the
broker's own funds in a designated trust account only when they are clearly
identified as the broker's deposit and only for the following purposes:
(1) If the bank in which the account is
maintained designates a specific minimum balance that must be maintained in
order to keep the account open, the broker may maintain that amount in the
account designated as the broker's funds.
(2) If the bank in which the account is
maintained requires a service charge to be paid for the account, the broker may
maintain a reasonable amount to cover that service charge in the account in the
broker's name, provided, however, that such amount shall not exceed the total
of six (6) months service charges.
(e) With regard to each separate trust
account, the principal broker shall submit to the Commission in writing the
following:
(1) Name and number of the
account.
(2) Name and address of
the bank.
(3) Date the account was
opened.
The principal broker shall keep the Commission informed at all
times of the foregoing details of each separate trust account.
(f) In addition to the
requirements of Regulation 10.8(e), the principal broker shall submit the same
information in writing immediately upon any of the following events or
occurrences:
(1) Commission approval of real
estate firm name.
(2) Change of
real estate firm name.
(3)
Designation of new principal broker.
(4) The account is changed in any respect or
closed.
(g)
(1) No later than three (3) days following
the execution of a real estate contract by both seller and buyer, all trust
funds delivered to the principal broker, shall be either deposited in the trust
account, delivered to an escrow agent, or deposited pursuant to a written
agreement by the seller and buyer All other funds delivered to the broker
pending performance of any act shall be, no later than three (3) days, either
deposited in the trust account, delivered to an escrow agent, or deposited
pursuant to a written agreement by the seller and buyer. Should the third
(3rd) day be a Saturday, Sunday, or legal holiday,
then the third (3rd) day is extended to the next day
which is not a Saturday, Sunday, or legal holiday. The broker shall maintain an
accounting of all funds delivered to the broker and shall keep a signed receipt
for any funds the broker delivers to an escrow agent. The broker remains
responsible for the funds if the broker selected the escrow agent, but not if
the parties selected the escrow agent. A broker shall at all times keep
detailed records of all funds coming into the broker's possession and all
disbursements made by the broker.
(2) All trust account bank statements shall
be reconciled in writing at least monthly and balanced to the total amount of
trust funds deposited in the account which have not been disbursed. Copies of
such reconciliations shall be kept by the broker for at least three (3) years
or for such time as may be required by law, whichever is greater.
(3) All trust fund records, including bank
reconciliations, shall be open to inspection by and made available to the
investigative staff of the Commission at the firm's office or other location
designated by the Commission.
(h)
(1) All
security deposits made under a rental or lease agreement shall be deposited in
the principal broker's trust account, including those deposits made on property
owned by any licensee licensed under the principal broker unless the licensee
who owns the property has a written agreement with the tenant providing that
the licensee may keep the security deposit in the licensee's separate account.
A copy of any such agreement shall be furnished to the principal broker by the
licensee.
(2) Provided, however,
that a principal broker shall not be responsible for the failure of those
licensed under such principal broker to comply with Regulation 10.8(h)(1) as
long as the principal broker is in compliance with Regulation 10.4.
(i) Nothing in this Regulation
10.8 shall be deemed to prohibit a broker from maintaining certain funds or
deposits in particular transactions in an interest-bearing account when
required to do so by law or valid regulation of any governmental agency, nor
shall it prohibit a broker from maintaining an interest-bearing account while
participating in the Interest on Real Estate Brokers' Trust Account program
authorized by Section
24 of Act 690 of 1993 [A.C.A.
§
17-42-601
et seq.] and Regulations 12.1 and 12.2.
10.12
Offers and acceptances.
(a) All offers received on a specific
property shall promptly be presented to the seller by the listing firm or other
licensee designated by an authorized representative of the listing
firm.
(b) Every offer received must
be signed by the licensee who receives it and by that licensee's supervising
broker. Every acceptance must be signed by the listing licensee and that
licensees supervising broker . (It is desirable for the supervising brokers of
the selling licensee and listing licensee to review and sign each real estate
contract before it is submitted to the seller, although that is not always
possible. However, such supervising brokers shall review and sign the real
estate contract as soon as possible after it is received, and, in all cases,
prior to closing.)
10.15
Out of state property Deleted / No longer applicable.
11.1
Requests for waiver or
extension.
Each request for a waiver of the continuing education requirement
under A.C.A. §
17-42-501(b)
or extension of time to complete post license education requirement, shall be
in writing and shall be supported by clear and convincing evidence. The
Commission shall acknowledge each such request and shall announce its decision
in writing. If the waiver or extension is granted, the Commission may impose
such terms and conditions as it deems appropriate.