Arkansas Administrative Code
Agency 006 - Department of Finance and Administration
Division 05 - Division of Revenues
Regulation 1997-4 - Comprehensive Individual Income Tax Regulations
Rule 26-51-436 - MEDICAL SAVINGS ACCOUNTS
Rule 4.26-51-436(5) - Medical Savings Account (MSA) - Exclusion from Income
Employer contributions to an MSA on behalf of an eligible individual are excludable from gross income. The amount excludable from gross income cannot exceed the MSA deduction limit applicable to the individual. See Regulation 3. 26-51-436(5); IRC Sec. 106(a)&(b). However, employer contributions to an MSA are not excludable from gross income if made at the election of the employee under a salary reduction arrangement under a cafeteria plan. Other key points regarding excludability of contributions include:
* Any employer contribution to an MSA (if otherwise allowable as a deduction) is allowed only for the tax year in which it is actually made;
* Every individual required to file an income tax return for the tax year must include on the return the aggregate amount contributed by employers to the MSAs of the individual or the individual's spouse for the tax year.