Arkansas Administrative Code
Agency 006 - Department of Finance and Administration
Division 05 - Division of Revenues
Regulation 1997-4 - Comprehensive Individual Income Tax Regulations
Rule 26-51-403 - INCOME GENERALLY
Rule 2.26-51-403(b) - Long-Term Intergenerational Trusts
A long-term intergenerational trust is a trust established for an individual under the age of 18. The purpose of the trust is to provide tax-deferred growth of funds for the minor's retirement. The trustee must be a resident of Arkansas and cannot distribute any of the trust's funds to the beneficiary until the beneficiary reaches the age of 55. Up to $4,000.00 per year can be contributed to the trust.
CONTRIBUTIONS
Contributions to the trust are taken as an adjustment (that is, subtracted) from the contributor's gross income for purposes of calculating the contributor's adjusted gross income.
EARNINGS
Income tax on trust earnings is deferred until such time that the earnings are distributed to the trust's beneficiaries.
DISTRIBUTIONS
*All distributions from the trust, whether principal, earnings or a combination thereof, are taxable to the beneficiary who receives them. Prior to August 1, 1997, distributions of trust principal were not taxable, while distributions of trust earnings were taxable.
*All distributions from long-term intergenerational security trusts are taxable pursuant to ACA 28-72-505(a)(1).