Alabama Administrative Code
Title 482 - ALABAMA DEPARTMENT OF INSURANCE
Chapter 482-1-115 - ALABAMA HEALTH INSURANCE PLAN
Section 482-1-115-.05 - Eligibility

Universal Citation: AL Admin Code R 482-1-115-.05

Current through Register Vol. 42, No. 11, August 30, 2024

(1) Any individual person, who is and continues to be a resident and who has prior continuous coverage shall be eligible for Plan coverage if evidence is provided of all of the following:

(a) That prior coverage was not terminated because of fraud or nonpayment of premium by the individual.

(b) That if the person was offered the option of continuation coverage under federal or state law, the person has both elected and exhausted the continuation coverage.

(c) That the person's most recent prior continuous coverage was under a "group health plan", a "government plan" or a "church plan," (or health insurance offered in connection with any of these plans) as these plans are defined by federal law or regulation.
(1) Each resident dependent of an individual person who is eligible for Plan coverage shall be eligible for Plan coverage.

(2) An individual person shall not be eligible for coverage under the Plan in any of the following instances:
(a) The person is eligible for group coverage under other health insurance.

(b) The person is determined to be eligible for health insurance under Medicaid.

(c) The person is determined to be eligible for health insurance under Medicare.

(d) The person is enrolled in any other health insurance plan.

(4) Coverage shall cease upon any of the following events:
(a) On the date a person requests coverage to end.

(b) Upon the death of the covered person.

(c) On the date state law requires cancellation of the policy.

(d) Nonpayment of the required premiums.

(e) On the date a person ceases to be a resident.

(f) On the last day of the month in which a covered person is no longer eligible for the Plan.

Author: Elizabeth Bookwalter, Associate Counsel

Statutory Authority: Code of Ala. 1975, §§ 27-2-17, 27-52-1, et seq.

Disclaimer: These regulations may not be the most recent version. Alabama may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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