Alabama Administrative Code
Title 482 - ALABAMA DEPARTMENT OF INSURANCE
Chapter 482-1-091 - LONG TERM CARE INSURANCE
- Section 482-1-091-.01 - Purpose
- Section 482-1-091-.02 - Authority
- Section 482-1-091-.03 - Applicability And Scope
- Section 482-1-091-.04 - Definitions
- Section 482-1-091-.05 - Policy Definitions
- Section 482-1-091-.06 - Policy Practices And Provisions
- Section 482-1-091-.07 - Unintentional Lapse
- Section 482-1-091-.08 - Required Disclosure Provisions
- Section 482-1-091-.09 - Prohibition Against Post-Claims Underwriting
- Section 482-1-091-.10 - Minimum Standards For Home Health And Community Care Benefits In Long-Term Care Insurance Policies
- Section 482-1-091-.11 - Requirement To Offer Inflation Protection
- Section 482-1-091-.12 - Requirements For Application Forms And Replacement Coverage
- Section 482-1-091-.13 - Discretionary Powers Of Commissioner
- Section 482-1-091-.14 - Reserve Standards
- Section 482-1-091-.15 - Loss Ratio
- Section 482-1-091-.16 - Filing Requirement
- Section 482-1-091-.17 - Standard Format Outline Of Coverage
- Section 482-1-091-.18 - Requirement To Deliver Shopper's Guide
- Section 482-1-091-.19 - Reporting Requirements
- Section 482-1-091-.20 - Permitted Compensation Arrangements
- Section 482-1-091-.21 - Filing Requirements For Advertising
- Section 482-1-091-.22 - Standards For Marketing
- Section 482-1-091-.23 - Suitability
- Section 482-1-091-.24 - Prohibition Against Preexisting Conditions And Probationary Periods In Replacement Policies Or Certificates
- Section 482-1-091-.25 - Nonforfeiture Benefit Requirement
- Section 482-1-091-.26 - Standards For Benefit Triggers
- Section 482-1-091-.27 - Additional Standards For Benefit Triggers For Qualified Long-Term Care Insurance Contracts
- Section 482-1-091-.28 - Required Disclosure Of Rating Practices To Consumers
- Section 482-1-091-.29 - Initial Filing Requirements
- Section 482-1-091-.30 - Premium Rate Schedule Increases
- Section 482-1-091-.31 - Penalties
- Section 482-1-091-.32 - Producer Licensing And Training Requirements
- Section 482-1-091-.33 - Availability Of New Services Or Providers
- Section 482-1-091-.34 - Right To Reduce Coverage And Lower Premiums
- Section 482-1-091-.35 - Separability
- Section 482-1-091-.36 - Effective Date
- Appendix A - Rescission Reporting Form
- Appendix B - Personal Worksheet
- Appendix C - Disclosure Form
- Appendix D - Response Letter
- Appendix E - Claims Denial Reporting Form
- Appendix F - Potential Rate Increase Disclosure Form
- Appendix G - Replacement And Lapse Reporting Form
Disclaimer: These regulations may not be the most recent version. Alabama may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
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