Alabama Administrative Code
Title 482 - ALABAMA DEPARTMENT OF INSURANCE
Chapter 482-1-009 - INDUSTRIAL FIRE INSURANCE POLICIES
Section 482-1-009-.02 - Indemnity Limits
The face amount of the insurance provided by an industrial fire policy covering buildings and other structures or contents under the same ownership shall not exceed $7,500 for a weekly policy. For a monthly industrial fire policy, the maximum face amount covering a building or dwelling is $40,000 and for contents $20,000. This provision shall not prohibit a company from making application to write amounts of insurance in excess of $7,500 on a weekly mode equal to those on a monthly mode if such rating plan is approved by this Department. No insurer shall issue both a weekly and a monthly industrial fire policy covering the same subject of insurance.
Author: John Davis, Associate Counsel
Statutory Authority: Code of Ala. 1975, §§ 27-2-17, 27-22-2.