Results 301 - 350 of 2,612
Sorted by Date | Sort by Relevance
OneRD Guaranteed Loan Regulation; Correction
Document Number: 2020-21917
Type: Rule
Date: 2020-10-02
Agency: Department of Agriculture, Rural Business-Cooperative Service, Rural Housing Service, Rural Utilities Service
) Interest termination during bankruptcy. When a borrower files a Chapter 7 liquidation plan, the lender shall immediately notify the Agency and submit a liquidation plan. The Agency will establish an interest termination date based on the date Interest
Rover Pipeline LLC; Notice of Petition for Declaratory Order
Document Number: 2020-21601
Type: Notice
Date: 2020-09-30
Agency: Department of Energy, Federal Energy Regulatory Commission
holding that if Gulfport Energy Corporation (Gulfport) files for bankruptcy, the Commission will have concurrent jurisdiction, under sections 4 and 5 of the Natural Gas Act, 15 U.S.C. 717c and 717d (2018), with U.S. Bankruptcy Courts with respect
ANR Pipeline Company, Columbia Gas Transmission, LLC, Columbia Gulf Transmission, LLC; Notice of Petition for Declaratory Order
Document Number: 2020-21600
Type: Notice
Date: 2020-09-30
Agency: Department of Energy, Federal Energy Regulatory Commission
, and Columbia Gulf Transmission, LLC (collectively, TC Energy Pipelines or Petitioner) filed a petition for a declaratory order seeking a Commission order holding that if Gulfport Energy Corporation (Gulfport) files for bankruptcy, the Commission will have
Medicare Program; Specialty Care Models To Improve Quality of Care and Reduce Expenditures
Document Number: 2020-20907
Type: Rule
Date: 2020-09-29
Agency: Centers for Medicare & Medicaid Services, Department of Health and Human Services
and record retention, rights in data and intellectual property, monitoring and compliance, remedial action, model termination by CMS, limitations on review, and miscellaneous provisions on bankruptcy and other notifications. These provisions
Midship Pipeline Company, LLC; Notice of Petition for Declaratory Order
Document Number: 2020-21374
Type: Notice
Date: 2020-09-28
Agency: Department of Energy, Federal Energy Regulatory Commission
a Commission order holding that if Gulfport Energy Corporation (Gulfport) files for bankruptcy, the Commission will have concurrent jurisdiction, under sections 4 and 5 of the Natural Gas Act, 15 U.S.C. 717c and 717d (2018), with U.S. Bankruptcy Courts
Notice of Lodging of Proposed Consent Decree under the Resource Conservation and Recovery Act and Comprehensive Environmental Response, Compensation and Liability Act
Document Number: 2020-21256
Type: Notice
Date: 2020-09-25
Agency: Department of Justice
, the Department of Justice lodged a proposed Consent Decree and Settlement Agreement Regarding the Non-Performing Properties (``Settlement Agreement'') with the United States Bankruptcy Court for the District of Delaware in the matter entitled In re Exide
Bankruptcy Regulations
Document Number: 2020-21005
Type: Proposed Rule
Date: 2020-09-24
Agency: Commodity Futures Trading Commission, Agencies and Commissions
[www.gpo.gov] [FR Doc No: 2020-21005] COMMODITY FUTURES TRADING COMMISSION 17 CFR Part 190 RIN 3038-AE67 Bankruptcy Regulations AGENCY: Commodity Futures Trading Commission. ACTION: Supplemental notice of proposed rulemaking. SUMMARY
Rockies Express Pipeline LLC; Notice of Petition for Declaratory Order
Document Number: 2020-20984
Type: Notice
Date: 2020-09-23
Agency: Department of Energy, Federal Energy Regulatory Commission
holding that if Gulfport Energy Corporation (Gulfport) files for bankruptcy, the Commission will have concurrent jurisdiction, under Sections 4 and 5 of the Natural Gas Act, 15 U.S.C. 717c and 717d (2018), with U.S. Bankruptcy Courts with respect
Self-Regulatory Organizations; The Nasdaq Stock Market LLC; Order Granting Approval of Proposed Rule Change To Adopt Listing Rule IM-5900-8 To Offer a Complimentary Global Targeting Tool to Acquisition Companies Listed Pursuant to Nasdaq IM-5101-2 That Have Publicly Announced Entering Into a Binding Agreement for a Business Combination
Document Number: 2020-20935
Type: Notice
Date: 2020-09-23
Agency: Securities and Exchange Commission, Agencies and Commissions
, including American Depository Receipts (other than a company listed under IM-5101-2); upon emerging from bankruptcy; in connection with a spin-off or carve-out from another company; in connection with a Direct Listing as defined in IM-5315-1 (including
Strategic Economic and Community Development
Document Number: 2020-19825
Type: Rule
Date: 2020-09-22
Agency: Department of Agriculture, Farm Service Agency, Rural Business-Cooperative Service, Rural Housing Service, Rural Utilities Service
and recordkeeping requirements, Rural areas. 7 CFR Part 1957 Loan programshousing and community development, Low and moderate income housing, Rural areas. 7 CFR Part 1962 Agriculture, Bankruptcy, Drug traffic control, Government property, Loan
Self-Regulatory Organizations; The Nasdaq Stock Market LLC; Notice of Filing of Proposed Rule Change, As Modified by Amendment No. 1, To Treat as an Eligible Switch, for Purposes of IM-5900-7, an Acquisition Company That Switches From NYSE to Nasdaq After Announcing a Business Combination
Document Number: 2020-20700
Type: Notice
Date: 2020-09-21
Agency: Securities and Exchange Commission, Agencies and Commissions
in the United States, including American Depository Receipts (other than a company listed under IM-5101-2), upon emerging from bankruptcy, in connection with a spin-off or carve-out from another company, in connection with a Direct Listing as defined in IM
Sunshine Act Meetings
Document Number: 2020-20367
Type: Notice
Date: 2020-09-15
Agency: Commodity Futures Trading Commission, Agencies and Commissions
(43, 45, and 49 Verification); and Supplemental Notice of Proposed Rulemaking: Part 190 Bankruptcy Regulations. The agenda for this meeting will be available to the public and posted on the Commission's website at https
Self-Regulatory Organizations; Miami International Securities Exchange, LLC; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Adopt Exchange Rule 1326, Transfer of Positions
Document Number: 2020-20130
Type: Notice
Date: 2020-09-14
Agency: Securities and Exchange Commission, Agencies and Commissions
; (8) the donation of positions to a not-for-profit corporation; (9) the transfer of positions to a minor under the Uniform Gifts to Minors Act; or (10) the transfer of positions through operation of law from death, bankruptcy, or otherwise
Public Workshop Examining Franchise Rule
Document Number: 2020-20006
Type: Notice
Date: 2020-09-10
Agency: Federal Trade Commission, Agencies and Commissions
; the litigation and bankruptcy history of the franchisor, its officers and key executives; the financial performance of existing company owned and franchised outlets; contact information for current and former franchisees; and financial statements reflecting
Supervisory Highlights, Issue 22 (Summer 2020)
Document Number: 2020-19978
Type: Notice
Date: 2020-09-10
Agency: Bureau of Consumer Financial Protection
servicing examinations have identified various Regulation Z and Regulation X violations. These include violations of Regulation Z requirements to provide consumers in bankruptcy with periodic statements and violations of Regulation X provisions related
Regulatory Capital Rules: Tier 1/Tier 2 Framework
Document Number: 2020-16052
Type: Proposed Rule
Date: 2020-09-10
Agency: Farm Credit Administration, Agencies and Commissions
, reverse purchase agreement, and securities lending and borrowing agreement. When an entity goes into resolution under the U.S. Bankruptcy Code, attempts by the debtor entity's creditors to enforce their debt through any means other than participation
Statement of Organization, Functions, and Delegations of Authority
Document Number: 2020-19325
Type: Notice
Date: 2020-09-02
Agency: Department of Health and Human Services, Office of the Secretary
law support to regional clients and handle work in most areas within HHS' jurisdiction with particular emphasis on litigation for, among others, CMS, ACF, OCR, CDC, and IHS. Regional offices also provide leadership with respect to bankruptcy cases
Registration Requirements for Pooled Plan Providers
Document Number: 2020-18504
Type: Proposed Rule
Date: 2020-09-01
Agency: Employee Benefits Security Administration, Department of Labor
as participating employers and covered employees and could also give rise to possible conflicts of interest that would not have existed in the absence of the transaction. (ii) Initiation of bankruptcy, receivership, or other insolvency proceeding
Notice of Lodging of Proposed First Modification of The Consent Decree Under The Clean Air Act
Document Number: 2020-19160
Type: Notice
Date: 2020-08-31
Agency: Department of Justice
from the refinery. On September 15, 2015, HOVENSA L.L.C. filed for bankruptcy under Chapter 11 of the U.S. Bankruptcy Code in District Court of the U.S. Virgin Islands, Bankruptcy DivisionSt. Croix, Virgin Islands. See, bankruptcy proceeding
Covered Broker-Dealer Provisions Under Title II of the Dodd-Frank Wall Street Reform and Consumer Protection Act
Document Number: 2020-16468
Type: Rule
Date: 2020-08-31
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Securities and Exchange Commission
Trading Commission (the ``CFTC'').\63\ FCMs fall under the definition of ``commodity broker'' under the Bankruptcy Code.\64\ The Joint Letter states that, based on recent precedent, in the event a joint broker-dealer/FCM were to become subject
Amendments to Financial Disclosures About Acquired and Disposed Businesses
Document Number: 2020-11479
Type: Rule
Date: 2020-08-31
Agency: Securities and Exchange Commission, Agencies and Commissions
of dividends on preferred stock of the registrant or any of its significant subsidiaries; 17 CFR 229.101(a)(1), which requires certain disclosures, such as bankruptcy, receivership or similar proceedings and the nature and results of any other material
Privacy Act of 1974; System of Records
Document Number: 2020-18944
Type: Notice
Date: 2020-08-28
Agency: Federal Retirement Thrift Investment Board, Agencies and Commissions
information (e.g., gender, education information, ethnicity, race, etc.); demographic information on uniformed services participants (e.g., grade, service branch, rank, months in rank, occupation information); death certificates; records of bankruptcy
Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition
Document Number: 2020-18490
Type: Proposed Rule
Date: 2020-08-28
Agency: Bureau of Consumer Financial Protection
for transfers (1) to another person by reason of bankruptcy or failure of a covered institution; (2) to a covered institution that retains the loan in portfolio; (3) in the event of a merger or acquisition as long as the loan is still retained in portfolio
Concrete Masonry Products Research, Education and Promotion Order
Document Number: 2020-17515
Type: Proposed Rule
Date: 2020-08-24
Agency: Department of Commerce
sold to a purchaser that subsequently failed to remit payment due to bankruptcy, bad debt, or other reasons. Those requesting rebates will have to provide all necessary documentation as determined by the Board. Section 1500.60Programs and Projects
Trade Adjustment Assistance for Workers
Document Number: 2020-13802
Type: Rule
Date: 2020-08-21
Agency: Employment and Training Administration, Department of Labor
The Employment and Training Administration (ETA) of the Department of Labor (Department) is expanding protection and support for U.S. workers adversely impacted by foreign trade by revising its Trade Adjustment Assistance (TAA) for Workers program (TAA Program) regulations. This final rule will, among other improvements, make it easier for workers to qualify for job search and relocation allowances, increase those allowances in line with the statute, expand training to include more flexibility for apprenticeships, ensure workers have access to individualized assessments, make it easier for groups of workers to apply for benefits, and offer assistance to additional categories of workers, including by helping workers in jobs threatened by foreign trade to receive training and support to transition to new employment.
General Claims Regulations
Document Number: 2020-15408
Type: Proposed Rule
Date: 2020-08-20
Agency: Department of Defense, Department of the Navy
to the assignment of a claim by operation of law, as in the case of a receiver or trustee in bankruptcy appointed for an individual, firm, or corporation, or the case of an administrator or executor of the estate of a person deceased, or an insurer subrogated
Liquor Control Statute of the Ione Band of Miwok Indians
Document Number: 2020-17750
Type: Notice
Date: 2020-08-14
Agency: Department of the Interior, Bureau of Indian Affairs
, assignee, trustee in bankruptcy, trust, estate, firm, corporation, partnership, joint corporation, association, society, or any group of individuals acting as a unit, whether mutual, cooperative, fraternal, non-profit or otherwise, and any other Indian
Advisory Committees on Appellate, Bankruptcy, Civil, and Criminal Rules; Hearings of the Judicial Conference
Document Number: 2020-17458
Type: Notice
Date: 2020-08-11
Agency: Judicial Conference of the United States, Agencies and Commissions
No: 2020-17458] JUDICIAL CONFERENCE OF THE UNITED STATES Advisory Committees on Appellate, Bankruptcy, Civil, and Criminal Rules; Hearings of the Judicial Conference AGENCY: Judicial Conference of the United States, Advisory Committees
Advisory Committee on Bankruptcy Rules; Meeting of the Judicial Conference
Document Number: 2020-17005
Type: Notice
Date: 2020-08-05
Agency: Judicial Conference of the United States, Agencies and Commissions
Doc No: 2020-17005] JUDICIAL CONFERENCE OF THE UNITED STATES Advisory Committee on Bankruptcy Rules; Meeting of the Judicial Conference AGENCY: Advisory Committee on Bankruptcy Rules, Judicial Conference of the United States. ACTION: Notice
Statement of Organization, Functions, and Delegations of Authority
Document Number: 2020-16901
Type: Notice
Date: 2020-08-04
Agency: Department of Health and Human Services, Office of the Secretary
to bankruptcy cases. In the area of civil rights, they work in close consultation with the Associate General Counsel for the Civil Rights Division to ensure that the regional positions align closely with those of the Division thereby fostering national
Self-Regulatory Organizations; The Nasdaq Stock Market LLC; Notice of Filing of Proposed Rule Change To Adopt Listing Rule IM-5900-8 To Offer a Complimentary Global Targeting Tool to Acquisition Companies Listed Pursuant to Nasdaq IM-5101-2 that Have Publicly Announced Entering Into a Binding Agreement for a Business Combination
Document Number: 2020-16709
Type: Notice
Date: 2020-08-03
Agency: Securities and Exchange Commission, Agencies and Commissions
on the Nasdaq Global and Global Select Markets in connection with an initial public offering (other than an Acquisition Company), upon emerging from bankruptcy, in connection with a spin-off or carve-out from another company, or in conjunction with a business
Exemption From the Swap Clearing Requirement for Certain Affiliated Entities-Alternative Compliance Frameworks for Anti-Evasionary Measures
Document Number: 2020-14390
Type: Rule
Date: 2020-07-22
Agency: Commodity Futures Trading Commission, Agencies and Commissions
are not legally responsible for each other's contractual obligations. This legal reality becomes readily apparent when one or more affiliate(s) become insolvent. Affiliates, as separate legal entities, are managed in bankruptcy as separate estates
Self-Regulatory Organizations; Cboe BZX Exchange, Inc.; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change Relating To Adopt Rules Regarding Off-Floor Transactions and Transfers
Document Number: 2020-15555
Type: Notice
Date: 2020-07-20
Agency: Securities and Exchange Commission, Agencies and Commissions
through operation of law from death, bankruptcy, or otherwise.\7\ \7\ See proposed Rule 20.10(a); see also Cboe Options Rule 6.7(a). The proposed rule change makes clear that the transferred positions must be on, from, or to the books
Self-Regulatory Organizations; Cboe EDGX Exchange, Inc.; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change Relating To Adopt Rules Regarding Off-Floor Transactions and Transfers
Document Number: 2020-15554
Type: Notice
Date: 2020-07-20
Agency: Securities and Exchange Commission, Agencies and Commissions
through operation of law from death, bankruptcy, or otherwise.\7\ \7\ See proposed Rule 20.10(a); see also Cboe Options Rule 6.7(a). The proposed rule change makes clear that the transferred positions must be on, from, or to the books
Proposed Prospective Purchaser Agreement for a Portion of the Delco Chassis Industrial Land I & II Site in Livonia, Michigan
Document Number: 2020-15015
Type: Notice
Date: 2020-07-17
Agency: Environmental Protection Agency
Response Trust (the ``Trust'') administrated by RACER as a result of the resolution of the 2009 GM bankruptcy. Douglas Ballotti, Director, Superfund & Emergency Management Division. [FR Doc. 2020-15015 Filed 7-16-20; 8:45 am] BILLING CODE 6560-50-P
Marc Ching; Analysis To Aid Public Comment
Document Number: 2020-15316
Type: Notice
Date: 2020-07-16
Agency: Federal Trade Commission, Agencies and Commissions
, and to obtain acknowledgements from each individual or entity to which respondent has delivered a copy of the order. Part IX requires respondent to file compliance reports with the Commission, and to notify the Commission of bankruptcy filings or changes
OneRD Guaranteed Loan Regulation
Document Number: 2020-13991
Type: Rule
Date: 2020-07-14
Agency: Department of Agriculture, Rural Business-Cooperative Service, Rural Housing Service, Rural Utilities Service
The Rural Business-Cooperative Service, Rural Housing Service, and the Rural Utilities Service, agencies of the Rural Development mission area within the U.S. Department of Agriculture (USDA), hereinafter collectively referred to as the Agency, are proposing a unified guaranteed loan platform for enhanced delivery of four of its existing guaranteed loan programs: Community Facilities (CF) administered by the Rural Housing Service; Water and Waste Disposal (WWD) administered by the Rural Utilities Service; and, Business and Industry (B&I) and Rural Energy for America (REAP) administered by the Rural Business-Cooperative Service. Collectively, these four Rural Development's guaranteed loan programs work to assist in building and maintaining sustainable rural communities. This rule incorporates new and revised provisions intended to simplify, improve, expand and enhance the delivery of the four guaranteed loan programs. These provisions include, among others, clearly defining specific project eligibility criteria, revising the requirements for lenders to participate in the programs, and streamlining the documentation requirements for submission of guaranteed loan applications.
Security Bars and Processing
Document Number: 2020-14758
Type: Proposed Rule
Date: 2020-07-09
Agency: Executive Office for Immigration Review, Department of Justice, Department of Homeland Security
and investor confidence. . . . The projected recovery assumes that . . . policy [responses] are effective in preventing widespread firm bankruptcies, extended job losses, and system-wide financial strains. . . . . . . . . [R]isks to the outlook
Eldorado Resorts and Caesars Entertainment; Analysis of Agreement Containing Consent Orders To Aid Public Comment
Document Number: 2020-14582
Type: Notice
Date: 2020-07-07
Agency: Federal Trade Commission, Agencies and Commissions
late, and whether Twin River can guarantee that it will actually accomplish this goal. The stakes are high right now. For these reasons, I dissent. \12\ See, e.g., Sujeet Indap, What happens in Vegas...the messy bankruptcy of Caesars
National Oil and Hazardous Substances Pollution Contingency Plan; National Priorities List: Partial Deletion of the Allied Chemical & Ironton Coke Superfund Site
Document Number: 2020-13302
Type: Rule
Date: 2020-06-24
Agency: Environmental Protection Agency
for bankruptcy and the Coke Plant was shut down. Iron City Fuels, Inc. (Iron City Fuels) purchased the Coke Plant property for salvaging after the Coke Plant closed. In 1984, Allied Chemical re-purchased the Coke Plant property, excluding the surface
Texas: Final Approval of State Underground Storage Tank Program Revisions and Incorporation by Reference
Document Number: 2020-10065
Type: Rule
Date: 2020-06-22
Agency: Environmental Protection Agency
Assurance Section 37.870 Reporting, Registration, and Certification Section 37.875 Financial Assurance Recordkeeping Section 37.880 Drawing on Financial Assurance Mechanisms Section 37.885 Release from the Requirements Section 37.890 Bankruptcy or Other
Jon Delli Priscoli and First Colony Development and Rail Holdings Co.-Acquisition of Control Exemption-Massachusetts Coastal Railroad LLC
Document Number: 2020-13172
Type: Notice
Date: 2020-06-18
Agency: Surface Transportation Board, Department of Transportation
formed noncarrier holding company. Mass Coastal is a wholly owned subsidiary of San Luis & Rio Grande Railroad, Inc. (SLRG), which is a the debtor in a Chapter 11 bankruptcy proceeding in the U.S. Bankruptcy Court for the District of Colorado
Self-Regulatory Organizations; Cboe C2 Exchange, Inc.; Notice of Filing and Immediate Effectiveness of a Proposed Rule Change To Adopt Chapter 6, Section G Regarding Off-Floor Transactions and Transfers
Document Number: 2020-13116
Type: Notice
Date: 2020-06-18
Agency: Securities and Exchange Commission, Agencies and Commissions
through operation of law from death, bankruptcy, or otherwise.\8\ \8\ See proposed Rule 6.61(a); see also Cboe Options Rule 6.7(a). The proposed rule change makes clear that the transferred positions must be on, from, or to the books
Stagecoach Pipeline & Storage Company LLC; Notice of Petition for Declaratory Order
Document Number: 2020-13035
Type: Notice
Date: 2020-06-17
Agency: Department of Energy, Federal Energy Regulatory Commission
a declaratory order removing uncertainty as to whether sections 4 and 5 of the Natural Gas Act and Part 154 of the Commission's regulations provide the Commission concurrent jurisdiction with United States Bankruptcy Courts, all as more fully explained
Debt Management
Document Number: 2020-09447
Type: Rule
Date: 2020-06-17
Agency: Department of Agriculture, Commodity Credit Corporation, Farm Service Agency, Federal Crop Insurance Corporation, Rural Business-Cooperative Service, Rural Housing Service, Rural Utilities Service, Office of the Secretary
to settle and adjust claims without referral to the Department of Justice. In addition, this rule revises part 3 to make clear that, in those instances where a debt has been incurred by a foreign obligor and is potentially susceptible to the bankruptcy
National Oil and Hazardous Substances Pollution Contingency Plan; National Priorities List: Deletion of the Fairfax St. Wood Treaters Superfund Site
Document Number: 2020-12692
Type: Proposed Rule
Date: 2020-06-16
Agency: Environmental Protection Agency
for bankruptcy in July 2010. In August 2010, after Wood Treaters, LLC, abandoned the facility, the EPA, at the request of the FDEP, conducted emergency response (ER) activities at the facility that included pumping out the water contained in the secondary
Bankruptcy Regulations
Document Number: 2020-08482
Type: Proposed Rule
Date: 2020-06-12
Agency: Commodity Futures Trading Commission, Agencies and Commissions
.gpo.gov] [FR Doc No: 2020-08482] [[Page 35999]] Vol. 85 Friday, No. 114 June 12, 2020 Part II Commodity Futures Trading Commission 17 CFR Parts 1, 4, 41, et al. Bankruptcy Regulations; Proposed Rule Federal Register / Vol. 85
Gulf South Pipeline Company, LLC; Notice of Petition for Declaratory Order
Document Number: 2020-12405
Type: Notice
Date: 2020-06-09
Agency: Department of Energy, Federal Energy Regulatory Commission
\ of the Federal Energy Regulatory Commission's (Commission) Rules of Practice and Procedure, Gulf South Pipeline Company, LLC filed a petition for declaratory order (Petition) finding that the Commission has concurrent jurisdiction with U.S. Bankruptcy Courts
Louisiana: Final Approval of State Underground Storage Tank Program Revisions and Incorporation by Reference
Document Number: 2020-09941
Type: Rule
Date: 2020-06-04
Agency: Environmental Protection Agency
Pursuant to the Resource Conservation and Recovery Act (RCRA or Act), the Environmental Protection Agency (EPA) is taking direct final action to approve revisions to the State of Louisiana's Underground Storage Tank (UST) program submitted by the State. EPA has determined that these revisions satisfy all requirements needed for program approval. This action also codifies EPA's approval of Louisiana's state program and incorporates by reference those provisions of the State regulations that we have determined meet the requirements for approval. The provisions will be subject to EPA's inspection and enforcement authorities under sections 9005 and 9006 of RCRA subtitle I and other applicable statutory and regulatory provisions.
Self-Regulatory Organizations; The Options Clearing Corporation; Notice of Filing of Advance Notice of and No Objection to The Options Clearing Corporation's Proposal To Enter Into a New Credit Facility Agreement
Document Number: 2020-11917
Type: Notice
Date: 2020-06-03
Agency: Securities and Exchange Commission, Agencies and Commissions
to perform its obligations due to its bankruptcy, insolvency, receivership or suspension of operations. OCC has provided a summary of the terms and conditions of the proposed renewal in confidential Exhibit 3 to File No. SR-OCC-2020-804. The advance
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.