action on a debt when he or she determines that: * * * * * 0 34. Revise Sec. 213.34 to read as follows: Sec. 213.34 Debts discharged in bankruptcy. The CFO generally terminates collection activity on a debt discharged in bankruptcy

dormant or inactive, or files for bankruptcy. The Viability Score is based on available financial data, trade payments, firmographics and other business activity. A higher Viability Score is associated with a higher purchase risk. (3) Macroeconomic Data

such U.S. or non-U.S. company conducts an offering and (ii) any U.S. or non-U.S. company emerging from a bankruptcy, spinoff (where a company lists new shares in the absence of a public offering), and carve-out (where a company carves out a business

to prevent leaks or breaches of hazardous materials to the Great Salt Lake, and the payment of EPA costs incurred in connection with the CERCLA Response Action. The United States and the Settling Defendants also would implement the 2019 bankruptcy

predecessor or related company has been in bankruptcy or in reorganization under Chapter 11 of the Bankruptcy Code, or in any insolvency or reorganization proceedings, and whether any substantial property of the applicant or any predecessor or related

of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.'' \4\ \2\ 15 U.S.C. 1692(e). \3\ 15 U.S.C. 1692(a). \4\ Id. The FDCPA established specific consumer protections, enabling

On April 2, 2020, the U.S. Small Business Administration (SBA) posted an interim final rule announcing the implementation of sections 1102 and 1106 of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). Section 1102 of the CARES Act temporarily adds a new program, titled the ``Paycheck Protection Program,'' to the SBA's 7(a) Loan Program. Section 1106 of the CARES Act provides for forgiveness of up to the full principal amount of qualifying loans guaranteed under the Paycheck Protection Program (PPP). The PPP is intended to provide economic relief to small businesses nationwide adversely impacted by the Coronavirus Disease 2019 (COVID-19). Subsequently, SBA published twenty-three interim final rules providing additional guidance on the PPP (some of which were jointly issued with the Department of the Treasury) and Treasury published one interim final rule. On December 27, 2020, the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (Economic Aid Act) became law. The Economic Aid Act extends the authority to make PPP loans through March 31, 2021 and revises certain PPP requirements. This interim final rule incorporates the Economic Aid Act amendments required to be implemented by regulation within 10 days of enactment. For ease of borrower and lender reference, this interim final rule also consolidates the interim final rules (and important guidance) issued to date governing borrower eligibility, lender eligibility, and PPP application and origination requirements for new PPP loans, as well as provides general rules relating to loan increases and loan forgiveness. This rule is not intended to substantively alter or affect PPP rules that were not amended by the Economic Aid Act. Additional rules related to second draw PPP loans will be published separately, and SBA intends to issue a consolidated rule governing all aspects of loan forgiveness and the loan review process as well. This interim final rule is intended to govern new PPP loans made under the Economic Aid Act, as well as applications for loan forgiveness on existing PPP loans where the loan forgiveness payment has not been remitted, and should not be construed to alter or affect the requirements applicable to PPP loans closed prior to its enactment, unless the provisions apply retroactively consistent with specific applicability provisions of the Economic Aid Act as identified in this rule. In addition, in this interim final rule, Treasury exercises its authority under section 1109 of the CARES Act to allow borrowers of first draw PPP loans to use 2019 or 2020 to calculate their maximum loan amount.

.gpo.gov] [FR Doc No: 2021-00539] DEPARTMENT OF JUSTICE Lodging of Proposed Consent Decree and Settlement Agreement Under the Clean Air Act and Bankruptcy Rule 9019 On January 7, 2021, a proposed Consent Decree and Settlement Agreement was lodged

No: 2021-00104] JUDICIAL CONFERENCE OF THE UNITED STATES Advisory Committee on Bankruptcy Rules; Hearing of the Judicial Conference AGENCY: Judicial Conference of the United States, Advisory Committee on the Federal Rules of Bankruptcy Procedure

Numbers: RP21-322-000. Applicants: Stagecoach Pipeline & Storage Company LL. Description: Stagecoach Pipeline & Storage Company LLC Notification of Bankruptcy Court Approval under RP21-322. Filed Date: 12/29/20. Accession Number: 20201229

reports with the Commission and to notify the Commission of bankruptcy filings or changes in corporate structure that might affect compliance obligations. Part IX contains recordkeeping requirements for accounting records, personnel records, consumer

submission, as further described below. The final guidance describes the agencies' expectations regarding a number of key vulnerabilities in plans for an orderly resolution under the U.S. Bankruptcy Code (i.e., capital, liquidity, governance mechanisms

Reduction Act of 1995. The IRS is soliciting comments concerning carryover of passive activity losses and credits and at-risk losses to bankruptcy estates of individuals. DATES: Written comments should be received on or before February 16, 2021

Doc No: 2020-27279] JUDICIAL CONFERENCE OF THE UNITED STATES Advisory Committee on Bankruptcy Rules; Hearing of the Judicial Conference AGENCY: Advisory Committee on the Federal Rules of Bankruptcy Procedure, Judicial Conference of the United

); Final Rule: Exemptions from Swap Trade Execution Requirement; Withdrawal of Unadopted Proposals in the 2018 SEF Proposed Rule: Swap Execution Facilities and Trade Execution Requirement; Final Rule: Part 190 Bankruptcy Regulations; Final

, and unfair debt collection practices by many debt collectors.'' \3\ According to Congress, these practices ``contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.'' \4

The Commodity Futures Trading Commission (``Commission'' or ``CFTC'') is amending its regulations to improve the accuracy of data reported to, and maintained by, swap data repositories (``SDRs''), and to provide enhanced and streamlined oversight over SDRs and data reporting generally. Among other changes, the amendments modify existing requirements for SDRs to establish policies and procedures to confirm the accuracy of swap data with both counterparties to a swap and require reporting counterparties to verify the accuracy of swap data pursuant to those SDR procedures. The amendments also update existing requirements related to corrections for data errors and certain provisions related to SDR governance.

of ABLE accounts in bankruptcy proceedings. 2. Guidance A. Notice 2015-18 Shortly after the ABLE Act was enacted, the Department of the Treasury (Treasury Department) and the IRS were advised that several state legislatures were in the process

in CFTC cleared swaps proprietary accounts. These proposed changes reflect the different treatment each type of person and account would receive under the CEA and rules thereunder, and applicable bankruptcy laws. The second clearing agency

The Securities and Exchange Commission (``Commission'') is adopting several amendments to the Commission's rules implementing its congressionally mandated whistleblower program. Section 21F of the Securities Exchange Act of 1934 (``Exchange Act'') provides, among other things, that the Commission shall payunder regulations prescribed by the Commission and subject to certain limitationsto eligible whistleblowers who voluntarily provide the Commission with original information about a violation of the federal securities laws that leads to the successful enforcement of a covered judicial or administrative action, or a related action, an aggregate amount, determined in the Commission's discretion, that is equal to not less than 10 percent, and not more than 30 percent, of monetary sanctions that have been collected in the covered or related actions. The Commission is adopting various amendments that are intended to provide greater transparency, efficiency and clarity to whistleblowers, to ensure whistleblowers are properly incentivized, and to continue to properly award whistleblowers to the maximum extent appropriate and with maximum efficiency. The Commission is also making several technical amendments, and adopting interpretive guidance concerning the term ``independent analysis.''

and regulation'' by its home country regulator.\6\ The Commission has granted exemptions from DCO registration but so far has limited exempt DCOs to clearing only proprietary swaps for U.S. persons due to uncertainty regarding the bankruptcy treatment

the PVO financial responsibility instruments are rare and usually only occur if the PVO ceases operations or declares bankruptcy. There have been few changes to the regulations in part 540 since its inception. Changes have included several

capital, is likely to be significantly or completely depleted in the events leading to its bankruptcy or resolution. Thus, if a TLAC covered company is to re- emerge from resolution with sufficient capital to successfully operate as a going concern

Doc No: 2020-21974] DEPARTMENT OF JUSTICE Notice of Lodging of Proposed Bankruptcy Settlement Agreement Resolving Environmental Protection Agency Claims Under the Comprehensive Environmental Response, Compensation and Liability Act