Federal Reserve System 2007 – Federal Register Recent Federal Regulation Documents

Results 251 - 300 of 492
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-12103
Type: Notice
Date: 2007-06-22
Agency: Federal Reserve System, Agencies and Commissions
Banks and bank holding companies: Formations, acquisitions, and mergers
Document Number: E7-12014
Type: Notice
Date: 2007-06-21
Agency: Federal Reserve System, Agencies and Commissions
Consumer Advisory Council; Solicitation of Nominations for Membership
Document Number: E7-11818
Type: Notice
Date: 2007-06-20
Agency: Federal Reserve System, Agencies and Commissions
The Board is inviting the public to nominate qualified individuals for appointment to its Consumer Advisory Council, whose membership represents interests of consumers, communities, and the financial services industry. New members will be selected for three- year terms that will begin in January 2008. The Board expects to announce the selection of new members in early January.
Sunshine Act Meeting
Document Number: 07-3053
Type: Notice
Date: 2007-06-20
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E7-11763
Type: Notice
Date: 2007-06-19
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices, Acquisition of Shares of Bank or Bank Holding Companies; Correction
Document Number: E7-11762
Type: Notice
Date: 2007-06-19
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-11692
Type: Notice
Date: 2007-06-18
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-11554
Type: Notice
Date: 2007-06-15
Agency: Federal Reserve System, Agencies and Commissions
Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
Document Number: E7-11549
Type: Notice
Date: 2007-06-15
Agency: Federal Reserve System, Agencies and Commissions
Background Notice is hereby given of the final approval of proposed information collections by the Board of Governors of the Federal Reserve System (Board) under OMB delegated authority, as per 5 CFR 1320.16 (OMB Regulations on Controlling Paperwork Burdens on the Public). Board-approved collections of information are incorporated into the official OMB inventory of currently approved collections of information. Copies of the Paperwork Reduction Act Submission, supporting statements and approved collection of information instruments are placed into OMB's public docket files. The Federal Reserve may not conduct or sponsor, and the respondent is not required to respond to, an information collection that has been extended, revised, or implemented on or after October 1, 1995, unless it displays a currently valid OMB control number.
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E7-11503
Type: Notice
Date: 2007-06-14
Agency: Federal Reserve System, Agencies and Commissions
Truth in Lending
Document Number: 07-2656
Type: Proposed Rule
Date: 2007-06-14
Agency: Federal Reserve System, Agencies and Commissions
The Board proposes to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the staff commentary to the regulation, following a comprehensive review of TILA's rules for open- end (revolving) credit that is not home-secured. The proposed revisions take into consideration comments from the public on an initial advance notice of proposed rulemaking (ANPR) published in December 2004 on a variety of issues relating to the format and content of open-end credit disclosures and the substantive protections provided under the regulation. The proposal also considers comments received on a second ANPR published in October 2005 that addressed several amendments to TILA's open-end credit rules contained in the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Consumer testing was conducted as a part of the review. Except as otherwise noted, the proposed changes apply solely to open-end credit. Disclosures accompanying credit card applications and solicitations would highlight fees and reasons penalty rates might be applied, such as for paying late. Creditors would be required to summarize key terms at account opening and when terms are changed. The proposal would identify specific fees that must be disclosed to consumers in writing before an account is opened, and give creditors flexibility regarding how and when to disclose other fees imposed as part of the open-end plan. Periodic statements would break out costs for interest and fees. Two alternatives are proposed dealing with the ``effective'' or ``historical'' annual percentage rate disclosed on periodic statements. Rules of general applicability such as the definition of open-end credit and dispute resolution procedures would apply to all open-end plans, including home-equity lines of credit. Rules regarding the disclosure of debt cancellation and debt suspension agreements would be revised for both closed-end and open-end credit transactions. Loans taken against employer-sponsored retirement plans would be exempt from TILA coverage.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-11382
Type: Notice
Date: 2007-06-13
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E7-11380
Type: Notice
Date: 2007-06-13
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-11297
Type: Notice
Date: 2007-06-12
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E7-11296
Type: Notice
Date: 2007-06-12
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-11190
Type: Notice
Date: 2007-06-12
Agency: Federal Reserve System, Agencies and Commissions
Federal Open Market Committee; Domestic Policy Directive of May 9, 2007
Document Number: E7-11106
Type: Notice
Date: 2007-06-08
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E7-11091
Type: Notice
Date: 2007-06-08
Agency: Federal Reserve System, Agencies and Commissions
Illustrations of Consumer Information for Nontraditional Mortgage Products
Document Number: 07-2859
Type: Notice
Date: 2007-06-08
Agency: Federal Deposit Insurance Corporation, Agencies and Commissions, Federal Reserve System, National Credit Union Administration, Office of the Comptroller of the Currency, Department of Treasury, Department of the Treasury, Office of Thrift Supervision, Comptroller of the Currency
The Agencies are publishing three documents that set forth Illustrations of Consumer Information for Nontraditional Mortgage Products. The illustrations are intended to assist institutions in implementing the consumer protection portion of the Interagency Guidance on Nontraditional Mortgage Product Risks (Interagency NTM Guidance) adopted on October 4, 2006. 71 FR 58609 (Oct. 4, 2006). The illustrations are not model forms and institutions may choose not to use them in providing information to consumers on nontraditional mortgage products as recommended in the Interagency NTM Guidance.
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E7-11009
Type: Notice
Date: 2007-06-07
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-10916
Type: Notice
Date: 2007-06-07
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E7-10751
Type: Notice
Date: 2007-06-05
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-10750
Type: Notice
Date: 2007-06-05
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-10677
Type: Notice
Date: 2007-06-04
Agency: Federal Reserve System, Agencies and Commissions
Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks
Document Number: E7-10402
Type: Rule
Date: 2007-06-01
Agency: Federal Reserve System, Agencies and Commissions
The Board is adopting amendments to the Board's Regulation O to eliminate certain reporting requirements. These amendments implement section 601 of the Financial Services Regulatory Relief Act of 2006.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-10437
Type: Notice
Date: 2007-05-31
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-10423
Type: Notice
Date: 2007-05-31
Agency: Federal Reserve System, Agencies and Commissions
Home Equity Lending Market; Notice of Hearings
Document Number: E7-10395
Type: Notice
Date: 2007-05-31
Agency: Federal Reserve System, Agencies and Commissions
Section 158 of the Home Ownership and Equity Protection Act of 1994 (HOEPA) \1\ directs the Board to hold public hearings periodically on the home equity lending market and the adequacy of existing regulatory and legislative provisions (including HOEPA) in protecting the interests of consumers. Consequently, as previously announced, the Board will hold a hearing on the home equity lending market and invites the public to attend and to comment on the issues that will be the focus of the hearing. Additional information about the hearing will be posted to the Board's Web site at http://www.federalreserve.gov.
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-10319
Type: Notice
Date: 2007-05-30
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-10119
Type: Notice
Date: 2007-05-25
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-10069
Type: Notice
Date: 2007-05-24
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices, Acquisition of Shares of Bank or Bank Holding Companies; Correction
Document Number: E7-10068
Type: Notice
Date: 2007-05-24
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-9936
Type: Notice
Date: 2007-05-23
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E7-9935
Type: Notice
Date: 2007-05-23
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices, Acquisition of Shares of Bank or Bank Holding Companies; Correction
Document Number: E7-9797
Type: Notice
Date: 2007-05-22
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-9796
Type: Notice
Date: 2007-05-22
Agency: Federal Reserve System, Agencies and Commissions
Consumer Advisory Council
Document Number: E7-9760
Type: Notice
Date: 2007-05-22
Agency: Federal Reserve System, Agencies and Commissions
Sunshine Act Meeting
Document Number: 07-2571
Type: Notice
Date: 2007-05-22
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-9673
Type: Notice
Date: 2007-05-21
Agency: Federal Reserve System, Agencies and Commissions
Change in Bank Control Notices; Acquisition of Shares of Bank or Bank Holding Companies
Document Number: E7-9649
Type: Notice
Date: 2007-05-21
Agency: Federal Reserve System, Agencies and Commissions
Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Document Number: E7-9647
Type: Notice
Date: 2007-05-21
Agency: Federal Reserve System, Agencies and Commissions
Availability of Funds and Collection of Checks
Document Number: E7-9558
Type: Rule
Date: 2007-05-18
Agency: Federal Reserve System, Agencies and Commissions
The Board of Governors is amending appendix A of Regulation CC to delete the reference to the Nashville branch office of the Federal Reserve Bank of Atlanta and reassign the Federal Reserve routing symbols currently listed under that office to the head office of the Federal Reserve Bank of Atlanta and is amending appendix B of Regulation CC to delete the reference to the Nashville branch office. The Board also is providing advance notice about future amendments to appendix A in connection with the next phase of the Reserve Banks' restructuring of the check processing operations within the Federal Reserve System. This future restructuring and the associated amendments to appendix A are expected to take place in the second half of 2007.
Sunshine Act Meeting
Document Number: 07-2508
Type: Notice
Date: 2007-05-18
Agency: Federal Reserve System, Agencies and Commissions