Notice of Cashes Ledge Site Added to the Inventory of Areas for Possible Designation as National Marine Sanctuaries, 606-607 [2024-30702]
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606
Federal Register / Vol. 90, No. 3 / Monday, January 6, 2025 / Notices
TABLE 1—TAKE ANALYSIS 1—Continued
Authorized
take
Species
Striped dolphin .................................................................................................
Fraser’s dolphin ...............................................................................................
Risso’s dolphin .................................................................................................
Blackfish 4 .........................................................................................................
Short-finned pilot whale ...................................................................................
Scaled take
3,185
457
315
3,233
803
914
131
93
954
237
Abundance 2
5,634
1,665
1,974
6,113
2,741
Percent
abundance
16.2
7.9
4.7
15.6
8.6
1 Scalar ratios were applied to ‘‘Authorized Take’’ values as described at 86 FR 5322, 5404 (January 19, 2021) to derive scaled take numbers
shown here.
2 Best abundance estimate. For most taxa, the best abundance estimate for purposes of comparison with take estimates is considered here to
be the model-predicted abundance (Garrison et al., 2023). For Rice’s whale, Atlantic spotted dolphin, and Risso’s dolphin, the larger estimated
SAR abundance estimate is used.
3 Includes 13 take by Level A harassment and 194 takes by Level B harassment. Small numbers determination made on basis of scaled Level
B harassment take plus authorized Level A harassment take.
4 The ‘‘blackfish’’ guild includes melon-headed whales, false killer whales, pygmy killer whales, and killer whales.
Based on the analysis contained
herein of LLOG’s proposed survey
activity described in its LOA
application, the previous analysis from
the 7 active LOAs, and the anticipated
take of marine mammals, NMFS finds
that small numbers of marine mammals
will be taken relative to the affected
species or stock sizes (i.e., less than onethird of the best available abundance
estimate) and therefore the taking is of
no more than small numbers.
Authorization
NMFS has determined that the level
of taking for this LOA request is
consistent with the findings made for
the total taking allowable under the
incidental take regulations and that the
amount of take authorized under the
LOA is of no more than small numbers.
Accordingly, we have issued an LOA to
LLOG authorizing the take of marine
mammals incidental to its geophysical
survey activity, as described above.
Dated: December 31, 2024.
Catherine Marzin,
Acting Director, Office of Protected Resources,
National Marine Fisheries Service.
[FR Doc. 2024–31750 Filed 1–3–25; 8:45 am]
BILLING CODE 3510–22–P
DEPARTMENT OF COMMERCE
khammond on DSK9W7S144PROD with NOTICES
National Oceanic and Atmospheric
Administration
Notice of Cashes Ledge Site Added to
the Inventory of Areas for Possible
Designation as National Marine
Sanctuaries
Office of National Marine
Sanctuaries (ONMS), National Ocean
Service (NOS), National Oceanic and
Atmospheric Administration (NOAA),
Department of Commerce.
AGENCY:
ACTION:
Notice.
VerDate Sep<11>2014
19:04 Jan 03, 2025
Jkt 265001
On June 13, 2014, NOAA
published a final rule establishing the
Sanctuary Nomination Process, allowing
communities to submit nominations to
NOAA for consideration as new
national marine sanctuaries. The rule
outlined the review process, national
significance criteria, and management
considerations that NOAA uses to
evaluate nominations for inclusion in
the inventory of areas that could
eventually be considered for
designation. The rule also states that
NOAA will publish a Federal Register
notice when areas have been added to
the inventory of successful nominations.
This notice announces that NOAA has
added the Cashes Ledge area to the
inventory; the agency is not moving
forward with a designation at this time.
DATES: Applicable January 3, 2025.
ADDRESSES: Matt Brookhart, Eastern
Regional Director, NOAA Office of
National Marine Sanctuaries, 1315 EastWest Highway, Silver Spring, Maryland
20910, and at https://nominate.
noaa.gov/nominations/.
FOR FURTHER INFORMATION CONTACT: Matt
Brookhart, Eastern Regional Director,
NOAA Office of National Marine
Sanctuaries, matt.brookhart@noaa.gov,
or at 301–452–4177.
SUPPLEMENTARY INFORMATION:
SUMMARY:
I. Background
The National Marine Sanctuaries Act
(NMSA) (16 U.S.C. 1431 et seq.)
authorizes the Secretary of Commerce to
identify and designate as national
marine sanctuaries areas of the marine
environment, including the Great Lakes,
which are of special national
significance; to manage these areas as
the National Marine Sanctuary System;
and to provide for the comprehensive
and coordinated conservation and
management of these areas and the
activities affecting them in a manner
which complements existing regulatory
authorities. Section 303 of the NMSA,
PO 00000
Frm 00024
Fmt 4703
Sfmt 4703
16 U.S.C. 1433, provides national
marine sanctuary designation standards
and factors required in determining
whether an area qualifies for
consideration as a potential national
marine sanctuary, and section 304, 16
U.S.C. 1434, establishes procedures for
national marine sanctuary designation
and implementation. Regulations
implementing the NMSA and each
national marine sanctuary are codified
in part 922 of title 15 of the Code of
Federal Regulations.
On June 13, 2014, NOAA issued a
final rule that established the Sanctuary
Nomination Process and finalized the
national significance criteria and
management considerations it will use
to review new national marine
sanctuary nominations (79 FR 33851). If
NOAA determines a nomination
adequately meets the final criteria and
considerations, it may place that
nomination in an inventory of areas to
consider for designation as a national
marine sanctuary. NOAA also stated
that it would send a letter of notification
to the nominator and publish a Federal
Register notice identifying areas that
have been added to the inventory of
successful nominations. This notice
documents that NOAA is adding the
Cashes Ledge area to the inventory.
NOAA is not designating any new
national marine sanctuaries with this
action. Any proposed designations of
areas on the inventory would be
conducted by NOAA as a separate
process under the NMSA,
Administrative Procedure Act (5 U.S.C.
Subchapter II), National Environmental
Policy Act (42 U.S.C. 4321 et seq.), and
other applicable authorities.
II. Cashes Ledge Sanctuary Nomination
Added to the Inventory
Conservation Law Foundation (CLF)
nominated the Cashes Ledge area to be
considered for designation as a national
marine sanctuary on July 29, 2024. CLF
identified a 766 mi2 area around Cashes
E:\FR\FM\06JAN1.SGM
06JAN1
Federal Register / Vol. 90, No. 3 / Monday, January 6, 2025 / Notices
Ledge, which is located 90 miles east of
Portsmouth, New Hampshire in the Gulf
of Maine. This area includes not just
Cashes Ledge, but also Parker Ridge and
Sigsbee Ridge, which collectively form
a 32 mile long granite ridge that rises
sharply from the sea floor and runs
parallel to the coastline. CLF nominated
the Cashes Ledge area for consideration
as a national marine sanctuary to protect
its nationally significant ecological
resources. These include dense kelp
forests, habitat for species such as cod,
Atlantic wolffish, halibut, and flounder,
and globally significant populations of
marine mammals, such as North
Atlantic right whales, and seabirds,
such as Atlantic puffins. CLF also
nominated the Cashes Ledge area for
consideration in order to better protect
the Gulf of Maine ecosystem, which
New England’s coastal communities
depend on economically for tourism,
shipping, offshore energy, and
recreational and commercial fishing.
Based on information included in the
nomination, including the comment
letters submitted with the nomination,
as well as NOAA’s internal analysis,
NOAA has determined that the
nomination is responsive to the 11
national significance criteria and
management considerations it uses to
review nominations. Therefore, this
notice serves to inform the public of the
agency’s decision to add the Cashes
Ledge area to the inventory of successful
nominations.
At this time, NOAA is not initiating
a sanctuary designation process. In
adding the Cashes Ledge area to the
inventory, NOAA does not endorse or
imply endorsement of any specific
boundaries, regulations or management
measures in the Cashes Ledge
nomination. Should NOAA decide to
initiate a sanctuary designation process
for Cashes Ledge in the future, it would
establish a highly public, multi-year
process for exploring possibilities for
sanctuary boundaries, regulations and
programs in partnership with other
Federal agencies, Tribal Nations, State
governments, stakeholders and the
public.
khammond on DSK9W7S144PROD with NOTICES
A. National Environmental Policy Act
(NEPA)
NOAA has concluded that the action
of adding the Cashes Ledge area to the
inventory of successful nominations
will not have a significant effect,
individually or cumulatively, on the
human environment because this action
is administrative in nature and does not
designate or propose to designate any
new national marine sanctuaries. NOAA
19:04 Jan 03, 2025
John Armor,
Director, Office of National Marine
Sanctuaries, National Ocean Service,
National Oceanic and Atmospheric
Administration.
[FR Doc. 2024–30702 Filed 1–3–25; 8:45 am]
BILLING CODE 3510–NK–P
CONSUMER FINANCIAL PROTECTION
BUREAU
Supervisory Highlights, Issue 37
(Winter 2024)
Consumer Financial Protection
Bureau.
ACTION: Supervisory Highlights.
AGENCY:
The Consumer Financial
Protection Bureau (CFPB) is issuing its
thirty seventh edition of Supervisory
Highlights.
SUMMARY:
This edition of Supervisory
Highlights covers recent supervisory
findings in the areas of deposits,
furnishing, and short-term small dollar
lending. The findings in this edition of
Supervisory Highlights cover select
examinations that were generally
completed between January 1, 2024, to
October 1, 2024.
FOR FURTHER INFORMATION CONTACT:
Jaclyn Sellers, Senior Counsel, at (202)
435–7449. If you require this document
in an alternative electronic format,
DATES:
III. Classification
VerDate Sep<11>2014
has further determined that this action
is not connected to a larger action, and
does not involve extraordinary
circumstances precluding the use of a
categorical exclusion in accordance
with NEPA (42 U.S.C. 4321 et seq.).
Therefore, this action is categorically
excluded from the requirement to
prepare an environmental assessment or
environmental impact statement, in
accordance with NOAA Administrative
Order 216–6A Environmental Review
Procedures, and the NOAA NEPA
Companion Manual. As defined in the
NOAA NEPA Companion Manual,
Appendix E, categorical exclusion
category G7, the proposed action is a
notice of administrative and procedural
nature and for which any environmental
effects are too broad and speculative to
lend themselves to meaningful analysis
at this time and will be subject later to
the NEPA process, as applicable. Should
NOAA decide to propose the
designation of a national marine
sanctuary, each individual national
marine sanctuary designation process
will be subject to case-by-case analysis,
as required under NEPA and as outlined
in section 304(a)(2)(A) of the NMSA.
Authority: 16 U.S.C. 1431 et seq.
Jkt 265001
PO 00000
Frm 00025
Fmt 4703
Sfmt 4703
607
please contact CFPB_Accessibility@
cfpb.gov.
SUPPLEMENTARY INFORMATION:
1. Introduction
The Consumer Financial Protection
Bureau’s (CFPB) Supervision program
assesses supervised institutions’
compliance with Federal consumer
financial law including unfair,
deceptive, or abusive acts or practices
(UDAAPs) prohibited by the Consumer
Financial Protection Act of 2010 (the
CFPA).1
This edition of Supervisory Highlights
covers recent supervisory findings in
the areas of deposits, furnishing, and
short-term small dollar lending. In
connection with deposits, Supervision
continues to find that supervised
institutions are charging consumers
unfair overdraft and non-sufficient
funds fees, and this edition provides an
update on Supervision’s work in this
space. Aside from the refunds discussed
in the context of deposits accounts
below, mortgage originators and
servicers have also recently reported
issuing refunds related to unfair,
deceptive, or otherwise unlawful fees
and charges, which the CFPB
anticipates reporting on in an upcoming
edition of Supervisory Highlights. In
short, mortgage servicers have reported
issuing $4,251,815 in refunds for 91,931
affected loans. Mortgage originators
reported issuing $115,605,024 in
refunds for 134,912 affected loans. In
connection with furnishing, examiners
continue to find violations of the Fair
Credit Reporting Act (FCRA) 2 and its
implementing regulation, Regulation V.3
These violations include failing to
maintain policies and procedures
regarding identify theft and the accuracy
and integrity of information.
Additionally, examiners continue to
find that furnishers are not investigating
indirect disputes. This edition of
Supervisory Highlights also includes, for
the first time, supervisory findings in
connection with Buy Now, Pay Later
and paycheck advance products. More
specifically examiners identified
multiple violations of law including
UDAAPs in connection with both Buy
Now Pay Later and paycheck advance
products. This edition also highlights
how weak technology controls can
cause or contribute to violations of
Federal consumer financial law. For
example, Supervision found that the
way that core processors configured
their platforms caused violations of
Federal consumer financial law.
1 12
U.S.C. 5531, 5536.
U.S.C. 1681 et seq.
3 12 CFR part 1022.
2 15
E:\FR\FM\06JAN1.SGM
06JAN1
]]>Agencies
[Federal Register Volume 90, Number 3 (Monday, January 6, 2025)]
[Notices]
[Pages 606-607]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-30702]
-----------------------------------------------------------------------
DEPARTMENT OF COMMERCE
National Oceanic and Atmospheric Administration
Notice of Cashes Ledge Site Added to the Inventory of Areas for
Possible Designation as National Marine Sanctuaries
AGENCY: Office of National Marine Sanctuaries (ONMS), National Ocean
Service (NOS), National Oceanic and Atmospheric Administration (NOAA),
Department of Commerce.
ACTION: Notice.
-----------------------------------------------------------------------
SUMMARY: On June 13, 2014, NOAA published a final rule establishing the
Sanctuary Nomination Process, allowing communities to submit
nominations to NOAA for consideration as new national marine
sanctuaries. The rule outlined the review process, national
significance criteria, and management considerations that NOAA uses to
evaluate nominations for inclusion in the inventory of areas that could
eventually be considered for designation. The rule also states that
NOAA will publish a Federal Register notice when areas have been added
to the inventory of successful nominations. This notice announces that
NOAA has added the Cashes Ledge area to the inventory; the agency is
not moving forward with a designation at this time.
DATES: Applicable January 3, 2025.
ADDRESSES: Matt Brookhart, Eastern Regional Director, NOAA Office of
National Marine Sanctuaries, 1315 East-West Highway, Silver Spring,
Maryland 20910, and at https://nominate.noaa.gov/nominations/.
FOR FURTHER INFORMATION CONTACT: Matt Brookhart, Eastern Regional
Director, NOAA Office of National Marine Sanctuaries,
[email protected], or at 301-452-4177.
SUPPLEMENTARY INFORMATION:
I. Background
The National Marine Sanctuaries Act (NMSA) (16 U.S.C. 1431 et seq.)
authorizes the Secretary of Commerce to identify and designate as
national marine sanctuaries areas of the marine environment, including
the Great Lakes, which are of special national significance; to manage
these areas as the National Marine Sanctuary System; and to provide for
the comprehensive and coordinated conservation and management of these
areas and the activities affecting them in a manner which complements
existing regulatory authorities. Section 303 of the NMSA, 16 U.S.C.
1433, provides national marine sanctuary designation standards and
factors required in determining whether an area qualifies for
consideration as a potential national marine sanctuary, and section
304, 16 U.S.C. 1434, establishes procedures for national marine
sanctuary designation and implementation. Regulations implementing the
NMSA and each national marine sanctuary are codified in part 922 of
title 15 of the Code of Federal Regulations.
On June 13, 2014, NOAA issued a final rule that established the
Sanctuary Nomination Process and finalized the national significance
criteria and management considerations it will use to review new
national marine sanctuary nominations (79 FR 33851). If NOAA determines
a nomination adequately meets the final criteria and considerations, it
may place that nomination in an inventory of areas to consider for
designation as a national marine sanctuary. NOAA also stated that it
would send a letter of notification to the nominator and publish a
Federal Register notice identifying areas that have been added to the
inventory of successful nominations. This notice documents that NOAA is
adding the Cashes Ledge area to the inventory.
NOAA is not designating any new national marine sanctuaries with
this action. Any proposed designations of areas on the inventory would
be conducted by NOAA as a separate process under the NMSA,
Administrative Procedure Act (5 U.S.C. Subchapter II), National
Environmental Policy Act (42 U.S.C. 4321 et seq.), and other applicable
authorities.
II. Cashes Ledge Sanctuary Nomination Added to the Inventory
Conservation Law Foundation (CLF) nominated the Cashes Ledge area
to be considered for designation as a national marine sanctuary on July
29, 2024. CLF identified a 766 mi\2\ area around Cashes
[[Page 607]]
Ledge, which is located 90 miles east of Portsmouth, New Hampshire in
the Gulf of Maine. This area includes not just Cashes Ledge, but also
Parker Ridge and Sigsbee Ridge, which collectively form a 32 mile long
granite ridge that rises sharply from the sea floor and runs parallel
to the coastline. CLF nominated the Cashes Ledge area for consideration
as a national marine sanctuary to protect its nationally significant
ecological resources. These include dense kelp forests, habitat for
species such as cod, Atlantic wolffish, halibut, and flounder, and
globally significant populations of marine mammals, such as North
Atlantic right whales, and seabirds, such as Atlantic puffins. CLF also
nominated the Cashes Ledge area for consideration in order to better
protect the Gulf of Maine ecosystem, which New England's coastal
communities depend on economically for tourism, shipping, offshore
energy, and recreational and commercial fishing.
Based on information included in the nomination, including the
comment letters submitted with the nomination, as well as NOAA's
internal analysis, NOAA has determined that the nomination is
responsive to the 11 national significance criteria and management
considerations it uses to review nominations. Therefore, this notice
serves to inform the public of the agency's decision to add the Cashes
Ledge area to the inventory of successful nominations.
At this time, NOAA is not initiating a sanctuary designation
process. In adding the Cashes Ledge area to the inventory, NOAA does
not endorse or imply endorsement of any specific boundaries,
regulations or management measures in the Cashes Ledge nomination.
Should NOAA decide to initiate a sanctuary designation process for
Cashes Ledge in the future, it would establish a highly public, multi-
year process for exploring possibilities for sanctuary boundaries,
regulations and programs in partnership with other Federal agencies,
Tribal Nations, State governments, stakeholders and the public.
III. Classification
A. National Environmental Policy Act (NEPA)
NOAA has concluded that the action of adding the Cashes Ledge area
to the inventory of successful nominations will not have a significant
effect, individually or cumulatively, on the human environment because
this action is administrative in nature and does not designate or
propose to designate any new national marine sanctuaries. NOAA has
further determined that this action is not connected to a larger
action, and does not involve extraordinary circumstances precluding the
use of a categorical exclusion in accordance with NEPA (42 U.S.C. 4321
et seq.). Therefore, this action is categorically excluded from the
requirement to prepare an environmental assessment or environmental
impact statement, in accordance with NOAA Administrative Order 216-6A
Environmental Review Procedures, and the NOAA NEPA Companion Manual. As
defined in the NOAA NEPA Companion Manual, Appendix E, categorical
exclusion category G7, the proposed action is a notice of
administrative and procedural nature and for which any environmental
effects are too broad and speculative to lend themselves to meaningful
analysis at this time and will be subject later to the NEPA process, as
applicable. Should NOAA decide to propose the designation of a national
marine sanctuary, each individual national marine sanctuary designation
process will be subject to case-by-case analysis, as required under
NEPA and as outlined in section 304(a)(2)(A) of the NMSA.
Authority: 16 U.S.C. 1431 et seq.
John Armor,
Director, Office of National Marine Sanctuaries, National Ocean
Service, National Oceanic and Atmospheric Administration.
[FR Doc. 2024-30702 Filed 1-3-25; 8:45 am]
BILLING CODE 3510-NK-P
